{"id":3263,"date":"2026-06-24T15:06:37","date_gmt":"2026-06-24T19:06:37","guid":{"rendered":"https:\/\/suninsuranceservices.com\/?page_id=3263"},"modified":"2026-09-04T14:47:23","modified_gmt":"2026-09-04T18:47:23","slug":"umbrella-insurance-florida","status":"publish","type":"page","link":"https:\/\/suninsuranceservices.com\/es\/umbrella-insurance-florida\/","title":{"rendered":"Florida Umbrella Insurance Quotes | Umbrella Insurance Florida"},"content":{"rendered":"<p><!-- HERO SECTION --><\/p>\n<section id=\"hero\" style=\"padding:42px 24px;background:#f7f9fc;border:1px solid #e5e7eb;\">\n<h1 style=\"margin-top:0;font-size:40px;line-height:1.15;color:#103b63;\">Florida Umbrella Insurance Quotes<\/h1>\n<p style=\"font-size:18px;max-width:900px;\">Florida umbrella insurance adds an extra layer of personal liability protection above eligible auto, homeowners, condo, renters, landlord, boat, and other qualifying policies. It can help protect income and assets when a covered liability claim exceeds the limits of an underlying policy.<\/p>\n<p>Sun Insurance Services helps Florida residents compare umbrella insurance quote options, confirm required underlying limits, and review liability exposures such as teen drivers, rental properties, dogs, pools, watercraft, and prior claims.<\/p>\n<p><strong>In simple terms:<\/strong> the underlying policy pays first on an eligible covered claim. If that liability limit is exhausted, the umbrella policy may provide additional coverage up to its limit, subject to the umbrella policy\u2019s terms and exclusions.<\/p>\n<p><a href=\"#quote\" style=\"display:inline-block;padding:13px 20px;background:#103b63;color:#ffffff;text-decoration:none;font-weight:700;border-radius:4px;\">Compare Florida Umbrella Insurance Quotes<\/a><\/p>\n<p><strong><a href=\"tel:+14077811600\" style=\"color:inherit;text-decoration:none;\">Call or Text (407) 781-1600<\/a><\/strong><\/p>\n<div id=\"quote\" style=\"margin-top:24px;padding:18px;background:#ffffff;border:1px solid #d8dee8;\">\n<div class=\"sun-legacy-quote-replacement\" style=\"margin:24px 0;text-align:center;\">\n                <a href=\"https:\/\/suninsuranceservices.com\/quote\/\" class=\"wp-element-button\" style=\"display:inline-block;padding:13px 24px;font-weight:700;text-decoration:none;\"><br \/>\n                    Start My Quote<br \/>\n                <\/a>\n            <\/div>\n<\/p><\/div>\n<\/section>\n<p><!-- QUICK ANSWER --><\/p>\n<section id=\"quick-answer\" style=\"padding:28px 24px;background:#fff8eb;border-left:6px solid #f59b22;\">\n<h2 style=\"margin-top:0;color:#103b63;\">Quick Answer: What Is Umbrella Insurance in Florida?<\/h2>\n<p>Florida umbrella insurance provides extra liability limits above eligible underlying policies after those policy limits are exhausted by a covered claim. Many households consider umbrella coverage when they have assets, income, home equity, teen drivers, rental properties, dogs, boats, pools, or lawsuit exposure. Coverage depends on policy terms, exclusions, carrier eligibility, and required underlying liability limits.<\/p>\n<\/section>\n<p><!-- WHO THIS PAGE IS FOR --><\/p>\n<section id=\"who-this-is-for\" style=\"padding:34px 24px;\">\n<h2>Who Should Consider Umbrella Insurance in Florida?<\/h2>\n<p>This page is for Florida residents who want higher liability limits than their current home, auto, condo, renters, landlord, boat, or recreational policy provides.<\/p>\n<ul>\n<li>Homeowners with savings, income, equity, or assets to protect<\/li>\n<li>Drivers with teen drivers, multiple vehicles, long commutes, or prior accidents<\/li>\n<li>Landlords with rental homes, condos, short-term rentals, or tenant liability exposure<\/li>\n<li>Dog owners who want to review liability concerns under Florida Statute 767.04<\/li>\n<li>Families with pools, trampolines, golf carts, boats, or frequent guests<\/li>\n<li>High-net-worth households that need coordinated liability limits across policies<\/li>\n<\/ul>\n<\/section>\n<p><!-- WHAT UMBRELLA COVERS --><\/p>\n<section id=\"what-umbrella-covers\" style=\"padding:34px 24px;background:#ffffff;border-top:1px solid #e5e7eb;\">\n<h2>What Can Florida Umbrella Insurance Cover?<\/h2>\n<p>Umbrella coverage can respond after a covered liability claim exhausts the required underlying policy limit. The exact coverage depends on the policy form, exclusions, listed exposures, and carrier guidelines.<\/p>\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px;\">\n<div style=\"padding:16px;border:1px solid #e5e7eb;background:#f9fafb;\">\n<h3>Auto Liability<\/h3>\n<p>Serious injuries, multi-car accidents, pedestrian injuries, and property damage above your auto policy liability limit.<\/p>\n<\/div>\n<div style=\"padding:16px;border:1px solid #e5e7eb;background:#f9fafb;\">\n<h3>Home Liability<\/h3>\n<p>Guest injuries, pool incidents, trip-and-fall claims, and other covered personal liability losses above your homeowners policy limit.<\/p>\n<\/div>\n<div style=\"padding:16px;border:1px solid #e5e7eb;background:#f9fafb;\">\n<h3>Dog Bite Liability<\/h3>\n<p>Eligible dog bite claims may be covered, subject to breed restrictions, bite history, policy terms, and carrier underwriting.<\/p>\n<\/div>\n<div style=\"padding:16px;border:1px solid #e5e7eb;background:#f9fafb;\">\n<h3>Rental Property Liability<\/h3>\n<p>Eligible claims involving tenants, guests, shared areas, stairs, balconies, pools, and alleged owner negligence.<\/p>\n<\/div><\/div>\n<p style=\"margin-top:18px;\"><strong><a href=\"tel:+14077811600\" style=\"color:inherit;text-decoration:none;\">Call or Text (407) 781-1600<\/a><\/strong> to compare Florida umbrella insurance quote options.<\/p>\n<\/section>\n<p><!-- COST SECTION --><\/p>\n<section id=\"umbrella-cost\" style=\"padding:34px 24px;background:#f7f9fc;border-top:1px solid #e5e7eb;\">\n<h2>How Much Does Umbrella Insurance Cost in Florida?<\/h2>\n<p>Many Florida households may see personal umbrella quotes starting around a few hundred dollars per year for $1 million in added liability limits, but pricing varies by carrier, driver profile, property profile, claims history, and listed exposures.<\/p>\n<p>Your umbrella insurance cost may depend on:<\/p>\n<ul>\n<li>Number of homes, condos, rentals, and vehicles<\/li>\n<li>Teen drivers, elderly drivers, violations, accidents, or license history<\/li>\n<li>Dogs, pools, trampolines, boats, golf carts, or recreational vehicles<\/li>\n<li>Prior auto, home, rental property, or liability claims<\/li>\n<li>Requested umbrella limit, such as $1 million, $2 million, $5 million, or higher<\/li>\n<li>Whether your underlying home and auto limits meet carrier requirements<\/li>\n<\/ul>\n<\/section>\n<p><!-- RATE FACTORS --><\/p>\n<section id=\"florida-rate-factors\" style=\"padding:34px 24px;background:#ffffff;border-top:1px solid #e5e7eb;\">\n<h2>Florida Umbrella Insurance Rate and Eligibility Factors<\/h2>\n<p>Umbrella pricing and eligibility depend on the liability exposures attached to the policy and the underlying coverage that supports it.<\/p>\n<ul>\n<li><strong>Drivers:<\/strong> Teen drivers, at-fault accidents, speeding tickets, DUIs, reckless driving, and license suspensions can affect eligibility.<\/li>\n<li><strong>Vehicles:<\/strong> Multiple cars, high-value vehicles, business use, rideshare use, and recreational vehicles may need closer review.<\/li>\n<li><strong>Homes and rentals:<\/strong> Rental properties, short-term rentals, pools, stairs, balconies, and maintenance issues can affect underwriting.<\/li>\n<li><strong>Dogs:<\/strong> Dog bite history and carrier breed restrictions may affect whether coverage is available.<\/li>\n<li><strong>Watercraft:<\/strong> Boats and personal watercraft may need to be listed and may require specific underlying liability limits.<\/li>\n<li><strong>Claims history:<\/strong> Prior liability claims can affect both pricing and carrier approval.<\/li>\n<li><strong>Underlying limits:<\/strong> Many umbrella carriers require specific minimum home, auto, landlord, renters, or boat liability limits before the umbrella can attach.<\/li>\n<\/ul>\n<\/section>\n<p><!-- WORTH IT SECTION --><\/p>\n<section id=\"is-it-worth-it\" style=\"padding:34px 24px;background:#f7f9fc;border-top:1px solid #e5e7eb;\">\n<h2>Is Umbrella Insurance Worth It in Florida?<\/h2>\n<p>Umbrella insurance may be worth considering if a lawsuit could threaten your income, savings, home equity, rental property income, or future earnings. Florida households often review umbrella coverage because liability claims can involve medical bills, attorney fees, judgments, dog bites, serious auto accidents, pool injuries, and rental property incidents.<\/p>\n<p>It may be especially useful if you have teen drivers, multiple vehicles, rental properties, dogs, boats, pools, frequent guests, or higher income and assets. Review your current coverage with a licensed agent before choosing a limit.<\/p>\n<\/section>\n<p><!-- DECLINES --><\/p>\n<section id=\"declines\" style=\"padding:34px 24px;\">\n<h2>Common Reasons Umbrella Insurance Applications Get Declined<\/h2>\n<p>Umbrella carriers often decline applications when the underlying policies, drivers, properties, animals, or claims history do not meet their guidelines.<\/p>\n<ul>\n<li>Auto liability limits below the umbrella carrier\u2019s required minimum<\/li>\n<li>Home, condo, renters, landlord, or boat liability limits below the required minimum<\/li>\n<li>Young drivers with accidents, violations, or poor driving history<\/li>\n<li>DUI, reckless driving, excessive speeding, or license suspension history<\/li>\n<li>Prior dog bite claims or dog restrictions under carrier guidelines<\/li>\n<li>Rental properties with poor maintenance, pools, trampolines, or prior liability claims<\/li>\n<li>Business use that belongs on a commercial policy instead of a personal umbrella<\/li>\n<li>Underlying policies spread across carriers that will not coordinate with the umbrella<\/li>\n<\/ul>\n<p><a href=\"#quote\" style=\"display:inline-block;padding:12px 18px;background:#103b63;color:#fff;text-decoration:none;font-weight:700;border-radius:4px;\">Check My Umbrella Eligibility<\/a><\/p>\n<p><strong><a href=\"tel:+14077811600\" style=\"color:inherit;text-decoration:none;\">Call or Text (407) 781-1600<\/a><\/strong><\/p>\n<\/section>\n<p><!-- CARRIERS --><\/p>\n<section id=\"carriers\" style=\"padding:34px 24px;background:#ffffff;border-top:1px solid #e5e7eb;\">\n<h2>Umbrella Insurance Carriers We May Review<\/h2>\n<p>Sun Insurance Services may review umbrella insurance options through carriers and markets available to our agency. Eligibility depends on your underlying policies, claims history, drivers, properties, animals, and requested limits.<\/p>\n<p>Depending on availability and underwriting fit, umbrella options may involve carriers such as Progressive, RLI, Safeco, Travelers, Nationwide, or other admitted and non-admitted markets. Carrier availability, pricing, and eligibility can change and should be reviewed with a licensed agent.<\/p>\n<p>When your home coverage involves <a href=\"https:\/\/www.citizensfla.com\/?utm_source=moneypage&amp;utm_medium=external_link&amp;utm_campaign=umbrella-insurance-florida\" target=\"_blank\" rel=\"noopener\">Citizens Property Insurance Corporation<\/a>, we review whether the umbrella carrier will accept that underlying policy. For Florida insurance market information, consumers can reference the <a href=\"https:\/\/www.floir.com\/?utm_source=moneypage&amp;utm_medium=external_link&amp;utm_campaign=umbrella-insurance-florida\" target=\"_blank\" rel=\"noopener\">Florida Office of Insurance Regulation<\/a>.<\/p>\n<\/section>\n<p><!-- COVERAGE OPTIONS --><\/p>\n<section id=\"coverage-breakdown\" style=\"padding:34px 24px;background:#f7f9fc;border-top:1px solid #e5e7eb;\">\n<h2>Umbrella Insurance Coverage Breakdown<\/h2>\n<div style=\"display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px;\">\n<div style=\"padding:16px;background:#fff;border:1px solid #d8dee8;\">\n<h3>Underlying Liability<\/h3>\n<p>Your home, auto, renters, condo, landlord, boat, or recreational policy usually must carry required liability limits first.<\/p>\n<\/div>\n<div style=\"padding:16px;background:#fff;border:1px solid #d8dee8;\">\n<h3>Umbrella Limit<\/h3>\n<p>Common umbrella limits start at $1 million and may increase in $1 million increments, subject to carrier approval.<\/p>\n<\/div>\n<div style=\"padding:16px;background:#fff;border:1px solid #d8dee8;\">\n<h3>Covered Claims<\/h3>\n<p>The umbrella may respond to eligible liability claims after the underlying policy limit is exhausted.<\/p>\n<\/div>\n<div style=\"padding:16px;background:#fff;border:1px solid #d8dee8;\">\n<h3>Defense Costs<\/h3>\n<p>Some umbrella policies may help with legal defense costs, depending on the policy form and claim type.<\/p>\n<\/div>\n<div style=\"padding:16px;background:#fff;border:1px solid #d8dee8;\">\n<h3>Rental Properties<\/h3>\n<p>Rental properties typically must be disclosed and listed if the carrier agrees to cover the exposure.<\/p>\n<\/div>\n<div style=\"padding:16px;background:#fff;border:1px solid #d8dee8;\">\n<h3>Excluded Risks<\/h3>\n<p>Intentional acts, business activity, certain vehicles, excluded animals, and undisclosed exposures may not be covered.<\/p>\n<\/div><\/div>\n<p style=\"margin-top:18px;\"><a href=\"#quote\" style=\"display:inline-block;padding:12px 18px;background:#103b63;color:#ffffff;text-decoration:none;font-weight:700;border-radius:4px;\">Request Quote Options<\/a><\/p>\n<p><strong><a href=\"tel:+14077811600\" style=\"color:inherit;text-decoration:none;\">Call or Text (407) 781-1600<\/a><\/strong><\/p>\n<\/section>\n<p><!-- NOT COVERED --><\/p>\n<section id=\"not-covered\" style=\"padding:34px 24px;background:#ffffff;border-top:1px solid #e5e7eb;\">\n<h2>What Umbrella Insurance Usually Does Not Cover<\/h2>\n<p>Umbrella insurance is not a replacement for home insurance, auto insurance, flood insurance, health insurance, business insurance, or professional liability insurance.<\/p>\n<ul>\n<li>Damage to your own home, car, boat, or personal property<\/li>\n<li>Flood damage to property or vehicles<\/li>\n<li>Intentional injury or intentional property damage<\/li>\n<li>Business activity that needs <a href=\"https:\/\/suninsuranceservices.com\/business-insurance\/?utm_source=umbrella-insurance-florida&amp;utm_medium=internal_link&amp;utm_campaign=money-page&amp;utm_content=not-covered-business\">commercial insurance<\/a><\/li>\n<li>Professional errors or advice that need E&#038;O coverage<\/li>\n<li>Claims involving undisclosed drivers, properties, vehicles, animals, or watercraft<\/li>\n<\/ul>\n<\/section>\n<p><!-- PROCESS --><\/p>\n<section id=\"quote-process\" style=\"padding:34px 24px;\">\n<h2>How Our Florida Umbrella Insurance Quote Process Works<\/h2>\n<ol>\n<li><strong>Send your basics:<\/strong> Share your address, drivers, vehicles, rental properties, pets, watercraft, and current policies.<\/li>\n<li><strong>Review attachment limits:<\/strong> We check whether your home, auto, rental, boat, or other liability limits meet umbrella requirements.<\/li>\n<li><strong>Compare quote options:<\/strong> We identify available options from carriers and markets we represent.<\/li>\n<li><strong>Review before binding:<\/strong> You choose the limit, approve the premium, and complete required signatures or applications.<\/li>\n<\/ol>\n<p><strong><a href=\"tel:+14077811600\" style=\"color:inherit;text-decoration:none;\">Call or Text (407) 781-1600<\/a><\/strong><\/p>\n<\/section>\n<p><!-- INTERNAL LINKS --><\/p>\n<section id=\"related-resources\" style=\"padding:34px 24px;background:#f7f9fc;border-top:1px solid #e5e7eb;\">\n<h2>Helpful Florida Insurance Resources<\/h2>\n<p>Review related coverage pages before choosing your umbrella limit:<\/p>\n<ul>\n<li><a href=\"https:\/\/suninsuranceservices.com\/florida-homeowners-insurance\/?utm_source=moneypage&amp;utm_medium=internal_link&amp;utm_campaign=umbrella-insurance-florida\">Florida home insurance<\/a><\/li>\n<li><a href=\"https:\/\/suninsuranceservices.com\/florida-auto-insurance\/?utm_source=moneypage&amp;utm_medium=internal_link&amp;utm_campaign=umbrella-insurance-florida\">Florida auto insurance<\/a><\/li>\n<li><a href=\"https:\/\/suninsuranceservices.com\/florida-flood-insurance-orlando\/?utm_source=moneypage&amp;utm_medium=internal_link&amp;utm_campaign=umbrella-insurance-florida\">Florida flood insurance<\/a><\/li>\n<li><a href=\"https:\/\/suninsuranceservices.com\/florida-landlord-insurance\/?utm_source=moneypage&amp;utm_medium=internal_link&amp;utm_campaign=umbrella-insurance-florida\">Florida landlord insurance<\/a><\/li>\n<li><a href=\"https:\/\/suninsuranceservices.com\/florida-boat-insurance\/?utm_source=moneypage&amp;utm_medium=internal_link&amp;utm_campaign=umbrella-insurance-florida\">Florida boat insurance<\/a><\/li>\n<li><a href=\"https:\/\/suninsuranceservices.com\/florida-insurance-articles\/?utm_source=moneypage&amp;utm_medium=internal_link&amp;utm_campaign=umbrella-insurance-florida\">Florida insurance articles<\/a><\/li>\n<\/ul>\n<\/section>\n<p><!-- FAQs --><\/p>\n<section id=\"faqs\" style=\"padding:34px 24px;background:#ffffff;border-top:1px solid #e5e7eb;\">\n<h2>Florida Umbrella Insurance FAQs<\/h2>\n<p><a href=\"#quote\" style=\"display:inline-block;padding:12px 18px;background:#103b63;color:#fff;text-decoration:none;font-weight:700;border-radius:4px;\">Start My Umbrella Quote<\/a><\/p>\n<p><strong><a href=\"tel:+14077811600\" style=\"color:inherit;text-decoration:none;\">Call or Text (407) 781-1600<\/a><\/strong><\/p>\n<details>\n<summary>What does umbrella insurance cover in Florida?<\/summary>\n<p>Umbrella insurance can cover eligible liability claims above the required underlying home, auto, rental property, boat, or other qualifying policy limits, subject to policy terms and exclusions.<\/p>\n<\/details>\n<details>\n<summary>Is umbrella insurance required in Florida?<\/summary>\n<p>No. Florida does not require personal umbrella insurance by law, but carriers can require specific underlying liability limits before issuing one.<\/p>\n<\/details>\n<details>\n<summary>How much umbrella insurance should I carry?<\/summary>\n<p>Many buyers start with $1 million, then consider higher limits based on income, assets, home equity, vehicles, rental properties, teen drivers, dogs, boats, and lawsuit exposure.<\/p>\n<\/details>\n<details>\n<summary>How much does umbrella insurance cost in Florida?<\/summary>\n<p>Many personal umbrella policies may start around a few hundred dollars per year, but the final cost depends on your carrier, drivers, vehicles, homes, rentals, watercraft, claims history, and selected limit.<\/p>\n<\/details>\n<details>\n<summary>Do I need higher auto limits before buying umbrella insurance?<\/summary>\n<p>Yes. Many umbrella carriers require auto bodily injury and property damage limits to meet set minimums before the umbrella can attach.<\/p>\n<\/details>\n<details>\n<summary>Do I need higher home liability limits before buying umbrella insurance?<\/summary>\n<p>Yes. Carriers commonly require higher homeowners, condo, renters, or landlord liability limits before issuing umbrella coverage.<\/p>\n<\/details>\n<details>\n<summary>Does umbrella insurance cover dog bites in Florida?<\/summary>\n<p>It can cover eligible dog bite liability after the underlying policy limit is exhausted, but coverage depends on policy terms, breed restrictions, bite history, and carrier guidelines.<\/p>\n<\/details>\n<details>\n<summary>Does umbrella insurance cover rental properties?<\/summary>\n<p>It can cover eligible rental property liability if the property is listed, the underlying landlord policy meets required limits, and the exposure fits carrier guidelines.<\/p>\n<\/details>\n<details>\n<summary>Does umbrella insurance cover flood damage?<\/summary>\n<p>No. Flood damage requires separate flood coverage through private flood markets or the NFIP. Umbrella insurance addresses eligible liability claims, not property flood damage.<\/p>\n<\/details>\n<details>\n<summary>Can I buy umbrella insurance if my home is with Citizens?<\/summary>\n<p>Possibly. Some umbrella carriers may accept Citizens as the underlying home policy, while others may require different terms or decline the account.<\/p>\n<\/details>\n<details>\n<summary>Can prior claims affect my umbrella quote?<\/summary>\n<p>Yes. Auto accidents, home liability claims, dog bites, rental property claims, watercraft claims, and prior cancellations can affect eligibility and pricing.<\/p>\n<\/details>\n<details>\n<summary>Does umbrella insurance cover business activity?<\/summary>\n<p>Usually no. Business activity often needs commercial general liability, professional liability, commercial auto, or a commercial umbrella policy.<\/p>\n<\/details>\n<details>\n<summary>How fast can I get a Florida umbrella quote?<\/summary>\n<p>Many quotes can start after we review current declarations pages, drivers, properties, claims, pets, watercraft, and required underlying limits.<\/p>\n<\/details>\n<\/section>\n<p><!-- LOCAL --><\/p>\n<section id=\"local\" style=\"padding:34px 24px;background:#f7f9fc;border-top:1px solid #e5e7eb;\">\n<h2>Orlando Umbrella Insurance for Florida Residents<\/h2>\n<p>Sun Insurance Services has helped Florida households compare insurance coverage options since 2003. Our Orlando agency works with homeowners, drivers, condo owners, renters, landlords, dog owners, boat owners, and high-net-worth households who want to review personal liability protection.<\/p>\n<p><strong>Office:<\/strong> 7680 Universal Boulevard, Suite 198, Orlando, FL 32819<\/p>\n<p><strong>Call or Text:<\/strong> <a href=\"tel:+14077811600\">(407) 781-1600<\/a><\/p>\n<p><strong>ZIPs served:<\/strong> 32819, 32821, 32836, 32837, 32835, 32811, 32839, 34786, 34787, 34761, 34734, 34747, 34741, 34744, 34746, 32789, 32792, 32751, 32746<\/p>\n<p><strong>Nearby service areas:<\/strong> Windermere, Winter Garden, Ocoee, Dr. Phillips, Bay Hill, Lake Buena Vista, Kissimmee, Celebration, Maitland, Winter Park, Apopka, Clermont, and Central Florida.<\/p>\n<\/section>\n<p><!-- REVIEWS --><\/p>\n<section id=\"reviews\" style=\"padding:34px 24px;\">\n<h2>Reviews<\/h2>\n<p>  <link data-noptimize=\"1\" data-no-optimize=\"1\" data-no-minify=\"1\" data-no-defer=\"1\" rel=\"stylesheet\" 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width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><\/span><span class=\"ti-header-rating\">4.8<\/span><span class=\"ti-header-rating-reviews\">152 reviews<\/span><\/div> <div class=\"ti-header-rating-text ti-mobile\"><span class=\"ti-header-rating\">4.8<\/span><span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><\/span><\/div> <div class=\"ti-header-rating-text ti-mobile\"><span class=\"ti-rating-text\">Excellent<\/span><span class=\"ti-header-rating-reviews\">152 reviews<\/span><\/div> <div class=\"ti-header-write-btn-container\"> <a href=\"https:\/\/admin.trustindex.io\/api\/googleWriteReview?place-id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" class=\"ti-header-write-btn\" role=\"button\" aria-label=\"Write a review to Google\" target=\"_blank\" rel=\"noopener nofollow\" >Write a review<\/a> <\/div> <\/div> <div class=\"ti-widget-header-tick\"><\/div> <\/div> <div class=\"ti-reviews-container\"> <div class=\"ti-controls\"> <div class=\"ti-next\" aria-label=\"Next review\" role=\"button\" tabindex=\"0\"><\/div> <div class=\"ti-prev\" aria-label=\"Previous review\" role=\"button\" tabindex=\"0\"><\/div> <\/div> <div class=\"ti-reviews-container-wrapper\"> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1789420132\" data-id=\"8b527ec8ee9500f0441a10aecb5e39a9\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Elizabeth \u201cLibby\u201d Brooks <\/div> <div class=\"ti-date\">1 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Donna has been our insurance agent for 20 years now. I trust her completely. She has not only found great, highly affordable policies for us, she helped guide us through the claims process and helped enormously when the insurance company was being extremely difficult to deal with. Donna is the best, hands down!<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1788209185\" data-id=\"187f7a4042f3526213255690a5481a17\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> James Miller <\/div> <div class=\"ti-date\">15 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Excellent job. Thank you for all your assistance<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1787339807\" data-id=\"72b3d8abbd166f80bd1ceda60e2c5b94\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Patrick Lowe <\/div> <div class=\"ti-date\">25 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Ive started my own gas and plumbing business recently in Jacksonville and everybody at this company has been amazing. They have answered all of my numerous questions, and get COIs back to me extremely fast. It\u2019s been an absolute pleasure to work with them. If you need an insurance company this is the team to work with.<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1787079801\" data-id=\"403746e1b4a077990d916b9e3c34db98\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Stella Siracuza <\/div> <div class=\"ti-date\">28 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Excellent responsiveness, Basically \"they have your back\"  great agent<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1786567565\" data-id=\"a8da782425aca457a7ea3dafc3416db5\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Patti McCahill <\/div> <div class=\"ti-date\">34 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Kim is an excellent representative.<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1786053342\" data-id=\"aa91b87d8393d678ce3ac71cd568085d\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Gus Bernardo <\/div> <div class=\"ti-date\">40 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Great experience with Sun. My agent Kim is always looking out for me.  She takes all my needs into consideration and finds me the best price.  Never pushy and gives me several options.  Very happy with Sun insurance and my agent Kim.<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1785801725\" data-id=\"aaebc44cf764b5f5109cd497f51d909f\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> David Seidell <\/div> <div class=\"ti-date\">43 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Scott is great exceptional service<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1785523760\" data-id=\"f0ea4865bce591e0ddc0d11b5786e39d\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> osceola speed tires and wheels (Osceola Speed Tires) <\/div> <div class=\"ti-date\">46 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Scott and his team are amazing. They provided excellent customer service and great advice. Very professional, knowledgeable and trust worthy. Highly recommeded.<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1785350871\" data-id=\"bd9a69b27fa4976b8111c2ca7c289527\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Versie <\/div> <div class=\"ti-date\">48 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Donna is awesome! Helpful and very responsive. She significantly reduced my homeowners pricing. Super impressed. I highly recommend!<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1785190859\" data-id=\"5718bf14b062fa6f9e90c6531b00d2e6\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Queens Nicky <\/div> <div class=\"ti-date\">50 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Cant say enough about the team from the top (Patrick Brandt CEO)to the botttom they go the extra mile for you. I had an issue with my Insurance Carrier and they stepped in and went to bat for me and my family. Donna Mixon has been my agent for years, she is always prompt and professional. Highly recommend the team at Sun Insurance Services!<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <\/div> <div class=\"ti-controls-line\"> <div class=\"dot\"><\/div> <\/div> <\/div> <div class=\"ti-verified-by ti-verified-by-row\" data-style=\"1\"> <div class=\"ti-inner\"> Verified by Trustindex <span class=\"ti-info-icon\"><\/span> <div class=\"ti-disclaimer\">Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. <a href=\"https:\/\/www.trustindex.io\/?a=sys&c=verified-badge&url=\/the-trustindex-verified-badge\/\" target=\"_blank\">Read more<\/a><\/div> <\/div> <\/div> <\/div> <\/div> <\/pre><style class=\"scss-content\">.ti-widget[data-layout-id='14'][data-set-id='ligth-border'][data-pid='ffa796354707667abb9699ee0e2'] .ti-widget-container .ti-date{color:#8a8a8a}.ti-widget[data-layout-id='14'][data-set-id='ligth-border'][data-pid='ffa796354707667abb9699ee0e2'] .ti-review-content{height:65.25px !important;-webkit-line-clamp:3}.ti-widget[data-layout-id='14'][data-set-id='ligth-border'][data-pid='ffa796354707667abb9699ee0e2'] .ti-ai-summary-item .ti-review-content{-webkit-line-clamp:4;height:89px !important}<\/style><script>\n(function () { if (window.tiLoaderFallback) { return; } window.tiLoaderFallback = true; function tiLoadLoader() { if (window.TrustindexWidget || document.querySelector('script[src*=\"https:\/\/cdn.trustindex.io\/loader.js\"]')) { return; } let script = document.createElement(\"script\"); script.async = true; script.src = \"https:\/\/cdn.trustindex.io\/loader.js\"; script.setAttribute(\"data-ccm-injected\", \"1\"); document.head.appendChild(script); } if (\"loading\" === document.readyState) { document.addEventListener(\"DOMContentLoaded\", tiLoadLoader); } else { tiLoadLoader(); } })();\n<\/script>\n<br \/>\n<\/section>\n<p><!-- AGENT BLOCK --><\/p>\n<section id=\"agent\" style=\"padding:34px 24px;background:#ffffff;border-top:1px solid #e5e7eb;\">\n<h2>Talk With Sun Insurance Services<\/h2>\n<p><strong>Sun Insurance Services<\/strong><br \/>7680 Universal Boulevard, Suite 198<br \/>Orlando, FL 32819<br \/><strong><a href=\"tel:+14077811600\" style=\"color:inherit;text-decoration:none;\">Call or Text (407) 781-1600<\/a><\/strong><\/p>\n<\/section>\n<p><!-- FINAL CTA --><\/p>\n<section id=\"final-cta\" style=\"padding:42px 24px;background:#f7f9fc;border-top:1px solid #e5e7eb;\">\n<h2 style=\"color:#103b63;margin-top:0;\">Request Your Florida Umbrella Insurance Quote<\/h2>\n<p style=\"color:#374151;\">Compare Florida umbrella insurance quote options for added liability protection above your home, auto, rental property, boat, and other qualifying policies.<\/p>\n<p><a href=\"#quote\" style=\"display:inline-block;padding:13px 20px;background:#103b63;color:#ffffff;text-decoration:none;font-weight:700;border-radius:4px;\">Start My Quote<\/a><\/p>\n<p><strong><a href=\"tel:+14077811600\" style=\"color:inherit;text-decoration:none;\">Call or Text (407) 781-1600<\/a><\/strong><\/p>\n<\/section>\n<p><script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@graph\": [\n    {\n      \"@type\": [\n        \"InsuranceAgency\",\n        \"LocalBusiness\"\n      ],\n      \"@id\": \"https:\/\/suninsuranceservices.com\/#insurance-agency\",\n      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above eligible underlying home, auto, rental property, boat and other qualifying policies.\",\n      \"provider\": {\n        \"@id\": \"https:\/\/suninsuranceservices.com\/#insurance-agency\"\n      },\n      \"areaServed\": {\n        \"@type\": \"State\",\n        \"name\": \"Florida\"\n      }\n    },\n    {\n      \"@type\": \"WebPage\",\n      \"@id\": \"https:\/\/suninsuranceservices.com\/umbrella-insurance-florida\/#webpage\",\n      \"url\": \"https:\/\/suninsuranceservices.com\/umbrella-insurance-florida\/\",\n      \"name\": \"Florida Umbrella Insurance | Coverage, Cost & Quotes\",\n      \"headline\": \"Florida Umbrella Insurance Quotes\",\n      \"description\": \"Compare Florida umbrella insurance coverage, costs, eligibility and quotes for additional liability protection above qualifying home, auto, landlord, boat and other policies.\",\n      \"inLanguage\": \"en-US\",\n      \"about\": {\n        \"@id\": 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cost in Florida?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"Many personal umbrella policies may start around a few hundred dollars per year, but the final cost depends on your carrier, drivers, vehicles, homes, rentals, watercraft, claims history, and selected limit.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Do I need higher auto limits before buying umbrella insurance?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"Yes. Many umbrella carriers require auto bodily injury and property damage limits to meet set minimums before the umbrella can attach.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Do I need higher home liability limits before buying umbrella insurance?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"Yes. Carriers commonly require higher homeowners, condo, renters, or landlord liability limits before issuing umbrella coverage.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Does umbrella insurance cover dog bites in Florida?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"It can cover eligible dog bite liability after the underlying policy limit is exhausted, but coverage depends on policy terms, breed restrictions, bite history, and carrier guidelines.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Does umbrella insurance cover rental properties?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"It can cover eligible rental property liability if the property is listed, the underlying landlord policy meets required limits, and the exposure fits carrier guidelines.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Does umbrella insurance cover flood damage?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"No. Flood damage requires separate flood coverage through private flood markets or the NFIP. 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