{"id":3327,"date":"2026-06-24T15:20:26","date_gmt":"2026-06-24T19:20:26","guid":{"rendered":"https:\/\/suninsuranceservices.com\/?page_id=3327"},"modified":"2026-10-28T21:30:14","modified_gmt":"2026-10-29T01:30:14","slug":"workers-comp-orlando-sun-insurance-services","status":"publish","type":"page","link":"https:\/\/suninsuranceservices.com\/es\/workers-comp-orlando-sun-insurance-services\/","title":{"rendered":"Compensaci\u00f3n laboral en Orlando | Servicios de seguro solar"},"content":{"rendered":"<article class=\"sun-money-page\">\n\n<section id=\"hero\">\n<h1>Workers\u2019 Compensation Insurance in Orlando, Florida<\/h1>\n<p>Sun Insurance Services helps Orlando businesses compare workers\u2019 compensation insurance for Florida compliance, employee injuries, payroll classifications, audits, subcontractor exposure, and certificate requirements.<\/p>\n<p>Because we are based in Orlando, local businesses can work with a Florida independent agency that understands both statewide workers\u2019 compensation rules and the insurance requirements commonly encountered by Central Florida contractors and employers.<\/p>\n<p><a href=\"#quote\" class=\"wp-element-button\">Request an Orlando Workers\u2019 Comp Quote<\/a><\/p>\n<p><a href=\"tel:+14077811600\"><strong>Call or Text (407) 781-1600<\/strong><\/a><\/p>\n<\/section>\n\n<section id=\"quick-answer\">\n<h2>Who Needs Workers\u2019 Compensation Insurance in Orlando?<\/h2>\n<p>Orlando businesses follow Florida workers\u2019 compensation law. <strong>Construction employers with one or more employees<\/strong>, including non-exempt business owners, generally must carry coverage. <strong>Non-construction employers with four or more employees<\/strong> generally must carry coverage. Agriculture has separate employee thresholds.<\/p>\n<p>Current rules: <a href=\"https:\/\/www.myfloridacfo.com\/division\/wc\/employer\/coverage-requirements\" target=\"_blank\" rel=\"noopener\">Florida Division of Workers\u2019 Compensation coverage requirements<\/a>.<\/p>\n<\/section>\n\n<section id=\"who-we-help\">\n<h2>Orlando Businesses We Help With Workers\u2019 Compensation<\/h2>\n<p>Workers\u2019 compensation needs vary substantially by industry. Sun Insurance Services works with Central Florida businesses ranging from professional offices to higher-hazard construction trades.<\/p>\n<ul>\n<li>Roofing, electrical, HVAC, plumbing, and other contractors.<\/li>\n<li>Retail and service businesses.<\/li>\n<li>Professional offices.<\/li>\n<li>Restaurants and hospitality businesses.<\/li>\n<li>Healthcare and home health agencies.<\/li>\n<li>Property management and real estate-related businesses.<\/li>\n<li>Automotive and transportation-related businesses.<\/li>\n<\/ul>\n<\/section>\n\n<section id=\"cost\">\n<h2>What Affects Workers\u2019 Compensation Cost in Orlando?<\/h2>\n<p>The Florida Division of Workers\u2019 Compensation identifies three primary cost factors: <strong>payroll, the type of work employees perform, and the employer\u2019s claims history<\/strong>.<\/p>\n<p>Additional factors can include:<\/p>\n<ul>\n<li>Employee classifications and actual job duties.<\/li>\n<li>Experience modification factor when applicable.<\/li>\n<li>Subcontractor exposure.<\/li>\n<li>Payroll changes during the policy term.<\/li>\n<li>Premium audits.<\/li>\n<li>Available safety or drug-free workplace credits.<\/li>\n<li>Carrier underwriting and appetite.<\/li>\n<\/ul>\n<p>For a deeper explanation, see our <a href=\"https:\/\/suninsuranceservices.com\/understanding-workers-compensation-costs-in-florida-a-business-guide\/?utm_source=orlando_wc_page&amp;utm_medium=internal_link&amp;utm_campaign=workers_comp_orlando\">Florida Workers\u2019 Compensation Cost Guide<\/a>.<\/p>\n<\/section>\n\n<section id=\"audits\">\n<h2>Workers\u2019 Compensation Audits and Orlando Businesses<\/h2>\n<p>Workers\u2019 compensation policies are commonly issued using estimated payroll and classifications. At audit, the carrier may review actual payroll, job duties, employee classifications, subcontractor records, certificates, and other information used to determine premium.<\/p>\n<p>Businesses can reduce audit surprises by keeping payroll estimates current, documenting subcontractor coverage, and notifying their agent when operations change significantly.<\/p>\n<\/section>\n\n<section id=\"subcontractors\">\n<h2>Orlando Contractors and Subcontractor Coverage<\/h2>\n<p>Florida construction contractors should verify workers\u2019 compensation coverage or valid exemption documentation for subcontractors before work begins. Missing documentation can create compliance problems and additional premium exposure.<\/p>\n<p>This is especially important for Orlando-area roofing, electrical, HVAC, plumbing, remodeling, and other construction businesses that regularly use subcontract labor.<\/p>\n<\/section>\n\n<section id=\"exemptions\">\n<h2>Florida Workers\u2019 Compensation Exemptions<\/h2>\n<p>Eligible corporate officers and LLC members may apply for an exemption from Florida workers\u2019 compensation law. An exemption applies to the individual, not the entire business.<\/p>\n<p>Once exempt, the officer or LLC member is not considered an employee for workers\u2019 compensation purposes and cannot recover workers\u2019 compensation benefits under that exemption.<\/p>\n<p>Review current eligibility through the <a href=\"https:\/\/www.myfloridacfo.com\/division\/wc\/employer\/exemptions\" target=\"_blank\" rel=\"noopener\">Florida Division of Workers\u2019 Compensation exemption information<\/a>.<\/p>\n<\/section>\n\n<section id=\"credits\">\n<h2>Florida Workers\u2019 Compensation Premium Credits<\/h2>\n<p>Qualified Florida employers may be eligible for:<\/p>\n<ul>\n<li><strong>5% premium credit<\/strong> for a qualifying drug-free workplace program.<\/li>\n<li><strong>2% premium credit<\/strong> for a qualifying workplace safety program.<\/li>\n<\/ul>\n<p>Program requirements must be met and maintained to receive the applicable credit.<\/p>\n<\/section>\n\n<section id=\"certificates\">\n<h2>Certificates of Insurance for Orlando Businesses<\/h2>\n<p>General contractors, landlords, property managers, municipalities, and commercial clients may require proof of workers\u2019 compensation before work begins or a contract is awarded.<\/p>\n<p>Sun Insurance Services can help issue certificates for active policies when appropriate and review contract insurance requirements before you commit to them.<\/p>\n<\/section>\n\n<section id=\"related-resources\">\n<h2>Related Florida Workers\u2019 Compensation Resources<\/h2>\n<ul>\n<li><a href=\"https:\/\/suninsuranceservices.com\/florida-workers-compensation-insurance-for-businesses\/?utm_source=orlando_wc_page&amp;utm_medium=internal_link&amp;utm_campaign=workers_comp_orlando\">Florida Workers\u2019 Compensation Insurance<\/a><\/li>\n<li><a href=\"https:\/\/suninsuranceservices.com\/understanding-workers-compensation-costs-in-florida-a-business-guide\/?utm_source=orlando_wc_page&amp;utm_medium=internal_link&amp;utm_campaign=workers_comp_orlando\">Understanding Workers\u2019 Compensation Costs in Florida<\/a><\/li>\n<li><a href=\"https:\/\/suninsuranceservices.com\/florida-roofing-contractor-insurance\/?utm_source=orlando_wc_page&amp;utm_medium=internal_link&amp;utm_campaign=workers_comp_orlando\">Florida Roofing Contractor Insurance<\/a><\/li>\n<li><a href=\"https:\/\/suninsuranceservices.com\/electrical-contractor-insurance-florida-orlando\/?utm_source=orlando_wc_page&amp;utm_medium=internal_link&amp;utm_campaign=workers_comp_orlando\">Florida Electrical Contractor Insurance<\/a><\/li>\n<li><a href=\"https:\/\/suninsuranceservices.com\/hvac-insurance-in-florida-protect-your-business-today\/?utm_source=orlando_wc_page&amp;utm_medium=internal_link&amp;utm_campaign=workers_comp_orlando\">Florida HVAC Contractor Insurance<\/a><\/li>\n<\/ul>\n<\/section>\n\n<section id=\"local-agency\">\n<h2>Local Workers\u2019 Compensation Help in Orlando<\/h2>\n<p><strong>Sun Insurance Services, Inc.<\/strong><br>\n7680 Universal Blvd Suite 198<br>\nOrlando, FL 32819<br>\n<a href=\"tel:+14077811600\">Call or Text (407) 781-1600<\/a><\/p>\n<p><strong>Scott Mauldin, Commercial Insurance Agent<\/strong><br>\n<a href=\"tel:+14077811609\">Call or Text Scott: (407) 781-1609<\/a><br>\n<a href=\"mailto:scott@suninsuranceservices.com\">scott@suninsuranceservices.com<\/a><\/p>\n<\/section>\n\n<section id=\"reviews\">\n<h2>Sun Insurance Services Customer Reviews<\/h2>\n<link data-noptimize=\"1\" data-no-optimize=\"1\" data-no-minify=\"1\" data-no-defer=\"1\" rel=\"stylesheet\" href=\"https:\/\/cdn.trustindex.io\/assets\/widget-presetted-css\/v2\/14-ligth-border.css\" media=\"all\"><pre class=\"ti-widget\"><div style=\"opacity: 0; height: 0 !important; overflow: hidden !important\" data-css-url=\"https:\/\/cdn.trustindex.io\/assets\/widget-presetted-css\/v2\/14-ligth-border.css\" class=\"ti-widget ti-no-profile-img\" data-plugin-version=\"14.3\" data-layout-id=\"14\" data-layout-category=\"slider\" data-set-id=\"ligth-border\" data-pid=\"ffa796354707667abb9699ee0e2\" data-language=\"en\" data-close-locale=\"Close\" data-time-locale=\"%d %s ago|today|day|days|week|weeks|month|months|year|years\" data-review-target-width=\"300\" data-css-version=\"2\" data-review-text-mode=\"popup\" data-reply-by-locale=\"Owner's reply\" data-only-rating-locale=\"This user only left a rating.\" data-pager-autoplay-timeout=\"4\" data-slider-loop=\"1\" > <div class=\"ti-widget-container ti-col-3\"> <div class=\"ti-widget-header\"> <div class=\"ti-header-content source-Google ti-active\"> <div class=\"ti-header-logo\"> <img decoding=\"async\" class=\"ti-header-logo-img skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/logo.svg\" loading=\"lazy\" alt=\"Google\" width=\"150\" height=\"21\" \/> <\/div> <div class=\"ti-header-rating-text\"><span class=\"ti-rating-text\">Excellent<\/span><span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><\/span><span class=\"ti-header-rating\">4.8<\/span><span class=\"ti-header-rating-reviews\">157 reviews<\/span><\/div> <div class=\"ti-header-rating-text ti-mobile\"><span class=\"ti-header-rating\">4.8<\/span><span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><\/span><\/div> <div class=\"ti-header-rating-text ti-mobile\"><span class=\"ti-rating-text\">Excellent<\/span><span class=\"ti-header-rating-reviews\">157 reviews<\/span><\/div> <div class=\"ti-header-write-btn-container\"> <a href=\"https:\/\/admin.trustindex.io\/api\/googleWriteReview?place-id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" class=\"ti-header-write-btn\" role=\"button\" aria-label=\"Write a review to Google\" target=\"_blank\" rel=\"noopener nofollow\" >Write a review<\/a> <\/div> <\/div> <div class=\"ti-widget-header-tick\"><\/div> <\/div> <div class=\"ti-reviews-container\"> <div class=\"ti-controls\"> <div class=\"ti-next\" aria-label=\"Next review\" role=\"button\" tabindex=\"0\"><\/div> <div class=\"ti-prev\" aria-label=\"Previous review\" role=\"button\" tabindex=\"0\"><\/div> <\/div> <div class=\"ti-reviews-container-wrapper\"> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1792609203\" data-id=\"c73908b067e04b541c0696748dab47ad\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Ted Jankowski <\/div> <div class=\"ti-date\">8 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Did payment online<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1791549992\" data-id=\"42aa98a90173e1b946316e85456c39f2\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> hillary page <\/div> <div class=\"ti-date\">20 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Kim had spent a ton of time with us helping navigate the homeowners and auto options. She is terrific!<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1789420132\" data-id=\"8b527ec8ee9500f0441a10aecb5e39a9\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Elizabeth \u201cLibby\u201d Brooks <\/div> <div class=\"ti-date\">45 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Donna has been our insurance agent for 20 years now. I trust her completely. She has not only found great, highly affordable policies for us, she helped guide us through the claims process and helped enormously when the insurance company was being extremely difficult to deal with. Donna is the best, hands down!<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1788209185\" data-id=\"187f7a4042f3526213255690a5481a17\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> James Miller <\/div> <div class=\"ti-date\">59 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Excellent job. Thank you for all your assistance<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1787339807\" data-id=\"72b3d8abbd166f80bd1ceda60e2c5b94\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Patrick Lowe <\/div> <div class=\"ti-date\">69 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Ive started my own gas and plumbing business recently in Jacksonville and everybody at this company has been amazing. They have answered all of my numerous questions, and get COIs back to me extremely fast. It\u2019s been an absolute pleasure to work with them. If you need an insurance company this is the team to work with.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1787079801\" data-id=\"403746e1b4a077990d916b9e3c34db98\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Stella Siracuza <\/div> <div class=\"ti-date\">72 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Excellent responsiveness, Basically &quot;they have your back&quot;  great agent<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1786567565\" data-id=\"a8da782425aca457a7ea3dafc3416db5\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Patti McCahill <\/div> <div class=\"ti-date\">78 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Kim is an excellent representative.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1786053342\" data-id=\"aa91b87d8393d678ce3ac71cd568085d\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Gus Bernardo <\/div> <div class=\"ti-date\">84 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Great experience with Sun. My agent Kim is always looking out for me.  She takes all my needs into consideration and finds me the best price.  Never pushy and gives me several options.  Very happy with Sun insurance and my agent Kim.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1785801725\" data-id=\"aaebc44cf764b5f5109cd497f51d909f\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> David Seidell <\/div> <div class=\"ti-date\">87 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Scott is great exceptional service<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1785523760\" data-id=\"f0ea4865bce591e0ddc0d11b5786e39d\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> osceola speed tires and wheels (Osceola Speed Tires) <\/div> <div class=\"ti-date\">90 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Scott and his team are amazing. They provided excellent customer service and great advice. Very professional, knowledgeable and trust worthy. Highly recommeded.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <\/div> <div class=\"ti-controls-line\"> <div class=\"dot\"><\/div> <\/div> <\/div> <div class=\"ti-verified-by ti-verified-by-row\" data-style=\"1\"> <div class=\"ti-inner\"> Verified by Trustindex <span class=\"ti-info-icon\"><\/span> <div class=\"ti-disclaimer\">Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. <a href=\"https:\/\/www.trustindex.io\/?a=sys&c=verified-badge&url=\/the-trustindex-verified-badge\/\" target=\"_blank\">Read more<\/a><\/div> <\/div> <\/div> <\/div> <\/div> <\/pre><pre class=\"ti-hidden-markup\" hidden style=\"display: none\"><style class=\"scss-content\">.ti-widget[data-layout-id='14'][data-set-id='ligth-border'][data-pid='ffa796354707667abb9699ee0e2'] .ti-widget-container .ti-date{color:#8a8a8a}.ti-widget[data-layout-id='14'][data-set-id='ligth-border'][data-pid='ffa796354707667abb9699ee0e2'] .ti-review-content{height:65.25px !important;-webkit-line-clamp:3}.ti-widget[data-layout-id='14'][data-set-id='ligth-border'][data-pid='ffa796354707667abb9699ee0e2'] .ti-ai-summary-item .ti-review-content{-webkit-line-clamp:4;height:89px !important}<\/style><\/pre><pre class=\"ti-hidden-markup\" hidden style=\"display: none\"><script>\n(function () { if (window.tiLoaderFallback) { return; } window.tiLoaderFallback = true; function tiLoadLoader() { if (window.TrustindexWidget || document.querySelector('script[src*=\"https:\/\/cdn.trustindex.io\/loader.js\"]')) { return; } let script = document.createElement(\"script\"); script.async = true; script.src = \"https:\/\/cdn.trustindex.io\/loader.js\"; script.setAttribute(\"data-ccm-injected\", \"1\"); document.head.appendChild(script); } if (\"loading\" === document.readyState) { document.addEventListener(\"DOMContentLoaded\", tiLoadLoader); } else { tiLoadLoader(); } })();\n<\/script>\n<\/pre>\n<\/section>\n\n<section id=\"faq\">\n<h2>Workers\u2019 Compensation Insurance Orlando FAQ<\/h2>\n<details><summary>Who needs workers\u2019 compensation insurance in Orlando?<\/summary><p>Orlando employers follow Florida workers\u2019 compensation law. Construction employers with one or more employees generally need coverage, while non-construction employers generally need coverage with four or more employees. Different rules apply to agriculture.<\/p><\/details>\n<details><summary>What is a Florida workers\u2019 compensation exemption?<\/summary><p>Eligible corporate officers and LLC members may apply for an exemption. Once exempt, that individual is not considered an employee for workers\u2019 compensation purposes and cannot recover workers\u2019 compensation benefits under the exemption.<\/p><\/details>\n<details><summary>What affects workers\u2019 compensation cost in Orlando?<\/summary><p>Premium is based primarily on payroll, the type of work employees perform, and the employer\u2019s claims history. Experience modification, subcontractor exposure, audits, and available credits may also affect the final cost.<\/p><\/details>\n<details><summary>What happens during a workers\u2019 compensation audit?<\/summary><p>An audit can compare estimated payroll, actual payroll, employee classifications, job duties, subcontractor records, and other exposure information used to calculate the policy premium.<\/p><\/details>\n<details><summary>Do subcontractors affect workers\u2019 compensation audits?<\/summary><p>Yes. Missing proof of workers\u2019 compensation coverage or exemption documentation for subcontractors can create compliance issues and additional premium exposure.<\/p><\/details>\n<details><summary>Can Sun Insurance Services provide certificates of insurance?<\/summary><p>Yes. Sun Insurance Services can issue certificates for active policies when appropriate and help review contract insurance requirements.<\/p><\/details>\n<\/section>\n\n<section id=\"quote\">\n<h2>Request an Orlando Workers\u2019 Compensation Quote<\/h2>\n<p>Tell us about your business, payroll, employees, job duties, subcontractors, claims history, and certificate requirements.<\/p>\n<div class=\"sun-legacy-quote-replacement\" style=\"margin:24px 0;text-align:center;\">\r\n                <a href=\"https:\/\/suninsuranceservices.com\/quote\/?agent=scott-mauldin\" class=\"wp-element-button\" style=\"display:inline-block;padding:13px 24px;font-weight:700;text-decoration:none;\">\r\n                    Request a Quote from Scott\r\n                <\/a>\r\n            <\/div>\n<p><a href=\"tel:+14077811600\"><strong>Call or Text (407) 781-1600<\/strong><\/a><\/p>\n<\/section>\n\n<\/article>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@graph\": [\n    {\n      \"@type\": [\n        \"InsuranceAgency\",\n        \"LocalBusiness\"\n      ],\n      \"@id\": \"https:\/\/suninsuranceservices.com\/#insurance-agency\",\n      \"name\": \"Sun Insurance Services, Inc.\",\n      \"url\": \"https:\/\/suninsuranceservices.com\/\",\n      \"telephone\": \"+1-407-781-1600\",\n      \"address\": {\n        \"@type\": \"PostalAddress\",\n        \"streetAddress\": \"7680 Universal Blvd Suite 198\",\n        \"addressLocality\": \"Orlando\",\n        \"addressRegion\": \"FL\",\n        \"postalCode\": \"32819\",\n        \"addressCountry\": \"US\"\n      },\n      \"areaServed\": [\n        {\n          \"@type\": \"City\",\n          \"name\": \"Orlando\"\n        },\n        {\n          \"@type\": \"State\",\n          \"name\": \"Florida\"\n        }\n      ]\n    },\n    {\n      \"@type\": \"Service\",\n      \"@id\": \"https:\/\/suninsuranceservices.com\/workers-comp-orlando-sun-insurance-services\/#service\",\n      \"name\": \"Workers\u2019 Compensation Insurance in Orlando, Florida\",\n      \"serviceType\": \"Workers\u2019 Compensation Insurance\",\n      \"url\": \"https:\/\/suninsuranceservices.com\/workers-comp-orlando-sun-insurance-services\/\",\n      \"provider\": {\n        \"@id\": \"https:\/\/suninsuranceservices.com\/#insurance-agency\"\n      },\n      \"areaServed\": {\n        \"@type\": \"City\",\n        \"name\": \"Orlando\"\n      }\n    },\n    {\n      \"@type\": \"WebPage\",\n      \"@id\": \"https:\/\/suninsuranceservices.com\/workers-comp-orlando-sun-insurance-services\/#webpage\",\n      \"url\": \"https:\/\/suninsuranceservices.com\/workers-comp-orlando-sun-insurance-services\/\",\n      \"name\": \"Workers\u2019 Compensation Insurance Orlando | Sun Insurance Services\",\n      \"headline\": \"Workers\u2019 Compensation Insurance in Orlando, Florida\",\n      \"description\": \"Compare Orlando workers\u2019 compensation insurance for Florida compliance, payroll, classifications, audits, subcontractors, certificates and quote options.\",\n      \"inLanguage\": \"en-US\",\n      \"dateModified\": \"2026-07-29\",\n      \"about\": {\n        \"@id\": \"https:\/\/suninsuranceservices.com\/workers-comp-orlando-sun-insurance-services\/#service\"\n      },\n      \"mainEntity\": {\n        \"@id\": \"https:\/\/suninsuranceservices.com\/workers-comp-orlando-sun-insurance-services\/#faq\"\n      },\n      \"publisher\": {\n        \"@id\": \"https:\/\/suninsuranceservices.com\/#insurance-agency\"\n      }\n    },\n    {\n      \"@type\": \"FAQPage\",\n      \"@id\": \"https:\/\/suninsuranceservices.com\/workers-comp-orlando-sun-insurance-services\/#faq\",\n      \"mainEntity\": [\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Who needs workers\u2019 compensation insurance in Orlando?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"Orlando employers follow Florida workers\u2019 compensation law. 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Missing proof of workers\u2019 compensation coverage or exemption documentation for subcontractors can create compliance issues and additional premium exposure.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Can Sun Insurance Services provide certificates of insurance?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"Yes. 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Sun Insurance Services ayuda a las empresas de Orlando a comparar seguros de compensaci\u00f3n para trabajadores que cumplan con las normativas de Florida, trate lesiones de empleados, clasifique n\u00f3minas, realice auditor\u00edas, exija a subcontratistas y requiera certificados. Al estar ubicados en Orlando, las empresas locales pueden trabajar con una agencia independiente de Florida que comprende tanto las normas estatales de compensaci\u00f3n para trabajadores como los requisitos del seguro. <a class=\"continue\" href=\"https:\/\/suninsuranceservices.com\/es\/workers-comp-orlando-sun-insurance-services\/\">Continuar leyendo<span> Compensaci\u00f3n laboral en Orlando | Servicios de seguro solar<\/span><\/a><\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","hide_page_title":"","footnotes":""},"folder":[],"class_list":["post-3327","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Workers\u2019 Compensation Insurance Orlando | Sun Insurance<\/title>\n<meta name=\"description\" content=\"Compare Orlando workers\u2019 compensation insurance for Florida compliance, payroll, classifications, audits, subcontractors, certificates and quote options.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/suninsuranceservices.com\/es\/workers-comp-orlando-sun-insurance-services\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Workers\u2019 Compensation Insurance Orlando | Sun Insurance\" \/>\n<meta property=\"og:description\" content=\"Compare Orlando workers\u2019 compensation insurance for Florida compliance, payroll, classifications, audits, subcontractors, certificates and quote options.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/suninsuranceservices.com\/es\/workers-comp-orlando-sun-insurance-services\/\" \/>\n<meta property=\"og:site_name\" content=\"Sun Insurance Services | Trusted Florida Insurance for Home &amp; 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