{"id":3612,"date":"2026-07-17T22:58:09","date_gmt":"2026-07-18T02:58:09","guid":{"rendered":"https:\/\/suninsuranceservices.com\/?page_id=3612"},"modified":"2026-09-04T14:47:34","modified_gmt":"2026-09-04T18:47:34","slug":"insurance-for-windermere-34786","status":"publish","type":"page","link":"https:\/\/suninsuranceservices.com\/es\/insurance-for-windermere-34786\/","title":{"rendered":"Insurance for Windermere, 34786"},"content":{"rendered":"<style>\n.sun-windermere{\n  --sun-purple:#4A1A5C;\n  --sun-orange:#F59222;\n  --sun-yellow:#FFD204;\n  --sun-lavender:#8A6B95;\n  --sun-lavender-soft:#F6F1F7;\n  --sun-yellow-soft:#FFF9D9;\n  --sun-cream:#FFFDF6;\n  --sun-ink:#302A33;\n  --sun-muted:#6C6570;\n  --sun-border:#E8DFEA;\n  max-width:1180px;\n  margin:0 auto;\n  color:var(--sun-ink);\n  font-family:Arial,Helvetica,sans-serif;\n  line-height:1.68;\n}\n.sun-windermere *{box-sizing:border-box}\n.sun-windermere section{padding:44px 26px}\n.sun-windermere h1,.sun-windermere 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.lead{font-size:18px;max-width:900px;margin:0 auto 14px}\n.sun-windermere .grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}\n.sun-windermere .card{background:#fff;border:1px solid var(--sun-border);border-radius:15px;padding:21px;box-shadow:0 5px 16px rgba(74,26,92,.045)}\n.sun-windermere .card.yellow{border-top:5px solid var(--sun-yellow)}\n.sun-windermere .card.lav{border-top:5px solid var(--sun-lavender)}\n.sun-windermere .callout{background:var(--sun-yellow-soft);border-left:6px solid var(--sun-yellow);border-radius:10px;padding:20px 22px;margin:22px 0}\n.sun-windermere ul,.sun-windermere ol{line-height:1.75}\n.sun-windermere .table-wrap{overflow-x:auto;border:1px solid var(--sun-border);border-radius:13px;background:#fff}\n.sun-windermere table{width:100%;min-width:650px;border-collapse:collapse}\n.sun-windermere th,.sun-windermere td{padding:14px 15px;border-bottom:1px solid var(--sun-border);text-align:left}\n.sun-windermere th{background:var(--sun-yellow-soft);color:var(--sun-purple)}\n.sun-windermere tr:last-child td{border-bottom:0}\n.sun-windermere details{background:#fff;border:1px solid var(--sun-border);border-radius:11px;padding:15px 17px;margin:10px 0}\n.sun-windermere summary{font-weight:800;color:var(--sun-purple);cursor:pointer}\n.sun-windermere .contact-card{background:var(--sun-yellow-soft);border:1px solid #EBD46D;border-radius:22px;text-align:center}\n.sun-windermere .fine{font-size:13px;color:var(--sun-muted);text-align:center;padding:20px 10px}\n@media(max-width:780px){\n  .sun-windermere section{padding:34px 18px}\n  .sun-windermere .hero{grid-template-columns:1fr;text-align:center}\n  .sun-windermere .cta-row{justify-content:center}\n  .sun-windermere .agent-photo{order:-1}\n  .sun-windermere .agent-photo img{width:180px}\n}\n<\/style>\n<article class=\"sun-windermere\" id=\"windermere-34786-insurance\">\n<section class=\"hero\">\n<div>\n<span class=\"eyebrow\">Local Insurance Help for 34786<\/span><\/p>\n<h1>Windermere 34786 Insurance<\/h1>\n<p>Windermere homes and households can have insurance needs that go well beyond a basic homeowners policy. High-value construction, waterfront property, pools, boats, teen drivers, valuable personal property, rental homes, flood exposure, and significant assets can all affect the right coverage strategy.<\/p>\n<p><strong>Donna Mixon<\/strong> helps Windermere and 34786 residents compare available home, flood, auto, umbrella, boat, landlord, renters, condo, and valuables coverage through Sun Insurance Services.<\/p>\n<div class=\"cta-row\">\n<a class=\"btn\" href=\"tel:+14077811610\">Call Donna: 407-781-1610<\/a><br \/>\n<a class=\"btn alt\" href=\"sms:+14077811610\">Text Donna<\/a><br \/>\n<a class=\"btn alt\" href=\"mailto:donna@suninsuranceservices.com?subject=Windermere%2034786%20Insurance%20Quote\">Email Donna<\/a><br \/>\n<a class=\"btn orange\" href=\"https:\/\/suninsuranceservices.com\/donna-mixon\/?utm_source=windermere_34786&amp;utm_medium=cta&amp;utm_campaign=local_insurance&amp;utm_content=hero\">Meet Donna<\/a>\n<\/div>\n<\/div>\n<div class=\"agent-photo\">\n<img decoding=\"async\" src=\"https:\/\/suninsuranceservices.com\/wp-content\/uploads\/circle-donna-e1769202861378-1024x1018.png\" alt=\"Donna Mixon, Windermere insurance agent with Sun Insurance Services\"><br \/>\n<strong>Donna Mixon<\/strong><br \/>\n<span>Personal Lines Insurance Agent<\/span>\n<\/div>\n<\/section>\n<section class=\"center\">\n<h2>Insurance for Windermere Homes and Households<\/h2>\n<p class=\"lead\">ZIP code 34786 includes established neighborhoods, newer communities, gated developments, custom homes, luxury estates, and properties near or directly on the Butler Chain of Lakes. The exact property and household matter more than the ZIP code alone.<\/p>\n<p class=\"lead\">Two homes on the same street can receive very different insurance options because of roof age, construction, replacement cost, inspections, claims history, occupancy, deductibles, waterfront features, and selected coverage.<\/p>\n<div class=\"callout\"><strong>Windermere 34786 is broader than the incorporated Town of Windermere.<\/strong> Insurance underwriting is based on the actual property address and characteristics, not simply the mailing city.<\/div>\n<\/section>\n<section class=\"soft\">\n<h2 class=\"center\">Coverage Windermere Households Commonly Review<\/h2>\n<div class=\"grid\">\n<div class=\"card yellow\">\n<h3>Homeowners Insurance<\/h3>\n<p>Dwelling, other structures, personal property, loss of use, personal liability, hurricane deductibles, and optional endorsements.<\/p>\n<\/div>\n<div class=\"card yellow\">\n<h3>Flood Insurance<\/h3>\n<p>Separate protection for qualifying flood losses that standard homeowners insurance generally excludes.<\/p>\n<\/div>\n<div class=\"card yellow\">\n<h3>Auto Insurance<\/h3>\n<p>Liability, PIP, uninsured motorist, comprehensive, collision, and household-driver considerations.<\/p>\n<\/div>\n<div class=\"card yellow\">\n<h3>Umbrella Insurance<\/h3>\n<p>Additional liability limits above qualifying underlying policies for households with greater assets or exposures.<\/p>\n<\/div>\n<div class=\"card lav\">\n<h3>High-Value Homes<\/h3>\n<p>Custom finishes, higher rebuilding costs, valuables, broader coverage features, and increased liability limits may require additional attention.<\/p>\n<\/div>\n<div class=\"card lav\">\n<h3>Boat &#038; Watercraft<\/h3>\n<p>Coordinate physical damage and watercraft liability with home and umbrella coverage, particularly around the Butler Chain.<\/p>\n<\/div>\n<div class=\"card lav\">\n<h3>Landlord &#038; Rental Property<\/h3>\n<p>Rental homes generally require coverage designed for landlord exposures rather than owner occupancy.<\/p>\n<\/div>\n<div class=\"card lav\">\n<h3>Jewelry &#038; Valuables<\/h3>\n<p>Jewelry, watches, fine art, and collections may exceed standard homeowners sublimits and can require scheduled or specialty coverage.<\/p>\n<\/div>\n<\/div>\n<\/section>\n<section>\n<h2>Windermere Home Insurance: What Matters Most<\/h2>\n<div class=\"grid\">\n<div class=\"card\">\n<h3>Roof<\/h3>\n<p>Age, material, condition, permit history, shape, and remaining useful life can affect eligibility and pricing.<\/p>\n<\/div>\n<div class=\"card\">\n<h3>Wind Mitigation<\/h3>\n<p>Documented hurricane-resistant construction features may qualify for credits under an insurer&#8217;s approved rating plan.<\/p>\n<\/div>\n<div class=\"card\">\n<h3>Replacement Cost<\/h3>\n<p>The dwelling limit should reflect estimated reconstruction cost rather than simply the market value, tax value, or mortgage balance.<\/p>\n<\/div>\n<div class=\"card\">\n<h3>Waterfront Features<\/h3>\n<p>Docks, boat lifts, boathouses, seawalls, pools, and proximity to water should be specifically disclosed and reviewed.<\/p>\n<\/div>\n<div class=\"card\">\n<h3>Occupancy<\/h3>\n<p>Primary homes, seasonal properties, rentals, and vacant homes are underwritten differently.<\/p>\n<\/div>\n<div class=\"card\">\n<h3>Claims &#038; Systems<\/h3>\n<p>Prior claims plus electrical, plumbing, HVAC, and water-heater information can affect underwriting.<\/p>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"lavender\">\n<h2>Hurricane Deductibles: Translate the Percentage Into Dollars<\/h2>\n<p>A Florida homeowners policy may use a percentage hurricane deductible. On a higher-value Windermere home, the difference between deductible options can be substantial.<\/p>\n<div class=\"table-wrap\">\n<table>\n<thead>\n<tr>\n<th>Dwelling Coverage<\/th>\n<th>2% Example<\/th>\n<th>5% Example<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>$500,000<\/td>\n<td>$10,000<\/td>\n<td>$25,000<\/td>\n<\/tr>\n<tr>\n<td>$1,000,000<\/td>\n<td>$20,000<\/td>\n<td>$50,000<\/td>\n<\/tr>\n<tr>\n<td>$1,500,000<\/td>\n<td>$30,000<\/td>\n<td>$75,000<\/td>\n<\/tr>\n<tr>\n<td>$2,000,000<\/td>\n<td>$40,000<\/td>\n<td>$100,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div class=\"callout\"><strong>Compare the dollar exposure, not just the percentage.<\/strong> A lower annual premium may not be worth accepting tens of thousands of dollars in additional hurricane deductible exposure.<\/div>\n<\/section>\n<section>\n<h2>Flood Insurance for Windermere and Waterfront Homes<\/h2>\n<p>Standard homeowners insurance generally does not cover flood from rising water. This matters throughout Florida and deserves extra attention for homes on or near lakes, canals, low-lying areas, or properties with drainage concerns.<\/p>\n<p>A flood-zone designation is useful information, but it does not mean properties outside mapped high-risk areas cannot flood. Depending on eligibility, coverage may be available through the National Flood Insurance Program or private flood insurers.<\/p>\n<p><a class=\"btn\" href=\"https:\/\/suninsuranceservices.com\/florida-flood-insurance-orlando\/?utm_source=windermere_34786&amp;utm_medium=internal_link&amp;utm_campaign=local_insurance\">Review Florida Flood Insurance<\/a><\/p>\n<\/section>\n<section class=\"soft\">\n<h2>Waterfront &#038; Butler Chain Property<\/h2>\n<p>Lakefront properties introduce insurance questions that should be addressed structure by structure and policy by policy.<\/p>\n<div class=\"grid\">\n<div class=\"card yellow\">\n<h3>Docks &#038; Boat Lifts<\/h3>\n<p>Coverage can depend on the structure, applicable limits, exclusions, and cause of loss. Do not assume these structures receive the same coverage as the house.<\/p>\n<\/div>\n<div class=\"card yellow\">\n<h3>Seawalls<\/h3>\n<p>Damage involving erosion, earth movement, water pressure, or gradual deterioration can be limited or excluded. Review the actual policy language.<\/p>\n<\/div>\n<div class=\"card yellow\">\n<h3>Watercraft Liability<\/h3>\n<p>Boat coverage and umbrella requirements should be coordinated to avoid liability gaps.<\/p>\n<\/div>\n<\/div>\n<p class=\"center\"><a class=\"btn\" href=\"https:\/\/suninsuranceservices.com\/butler-chain-home-insurance\/?utm_source=windermere_34786&amp;utm_medium=internal_link&amp;utm_campaign=local_insurance\">Butler Chain Home Insurance Guide<\/a><\/p>\n<\/section>\n<section>\n<h2>Wind Mitigation and Four-Point Inspections<\/h2>\n<p>A wind mitigation inspection can document roof geometry, roof deck attachment, roof-to-wall connections, opening protection, secondary water resistance, and other features used to determine qualifying mitigation credits.<\/p>\n<p>A four-point inspection is different. Insurers commonly use it to review the <strong>roof, electrical, plumbing, and HVAC systems<\/strong>, particularly on older homes. Whether it is required depends on the insurer and property.<\/p>\n<div class=\"callout\">Keep current inspection reports, roof permits, invoices, and update documentation. Accurate records can make underwriting easier and may help demonstrate improvements to the property.<\/div>\n<\/section>\n<section class=\"lavender\">\n<h2>Citizens Property Insurance and Private-Market Options<\/h2>\n<p>Citizens can be an option for eligible Florida property owners when qualifying private-market coverage is unavailable or when comparable private-market premiums exceed the threshold established by Florida law and Citizens rules.<\/p>\n<p>Eligibility and private-market availability change. A Windermere homeowner should compare the actual private offer and Citizens option for premium, deductibles, limits, water coverage, roof settlement terms, ordinance or law coverage, liability, and endorsements.<\/p>\n<\/section>\n<section>\n<h2>How to Prepare for a Windermere Insurance Quote<\/h2>\n<div class=\"grid\">\n<div class=\"card\">\n<h3>Property<\/h3>\n<ul>\n<li>Address and year built.<\/li>\n<li>Square footage and construction type.<\/li>\n<li>Roof year, material, and permit information.<\/li>\n<li>Pool, dock, boat lift, seawall, solar, or detached structures.<\/li>\n<li>Occupancy and closing date if purchasing.<\/li>\n<\/ul>\n<\/div>\n<div class=\"card\">\n<h3>Insurance<\/h3>\n<ul>\n<li>Current declarations pages.<\/li>\n<li>Current carrier and renewal date.<\/li>\n<li>Prior claims.<\/li>\n<li>Wind mitigation inspection.<\/li>\n<li>Four-point inspection if available.<\/li>\n<\/ul>\n<\/div>\n<div class=\"card\">\n<h3>Household<\/h3>\n<ul>\n<li>Drivers and vehicles.<\/li>\n<li>Boats or personal watercraft.<\/li>\n<li>Jewelry and valuable articles.<\/li>\n<li>Rental properties.<\/li>\n<li>Liability and umbrella needs.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"soft\">\n<h2 class=\"center\">Related Windermere Insurance Resources<\/h2>\n<div class=\"grid\">\n<div class=\"card\">\n<h3>Florida Homeowners Insurance<\/h3>\n<p><a href=\"https:\/\/suninsuranceservices.com\/florida-homeowners-insurance\/?utm_source=windermere_34786&amp;utm_medium=internal_link&amp;utm_campaign=local_insurance\">Homeowners Insurance Guide<\/a><\/p>\n<\/div>\n<div class=\"card\">\n<h3>Florida Auto Insurance<\/h3>\n<p><a href=\"https:\/\/suninsuranceservices.com\/florida-auto-insurance\/?utm_source=windermere_34786&amp;utm_medium=internal_link&amp;utm_campaign=local_insurance\">Auto Insurance Guide<\/a><\/p>\n<\/div>\n<div class=\"card\">\n<h3>Florida Umbrella Insurance<\/h3>\n<p><a href=\"https:\/\/suninsuranceservices.com\/umbrella-insurance-florida\/?utm_source=windermere_34786&amp;utm_medium=internal_link&amp;utm_campaign=local_insurance\">Umbrella Insurance Guide<\/a><\/p>\n<\/div>\n<div class=\"card\">\n<h3>Roof Age &#038; Home Insurance<\/h3>\n<p><a href=\"https:\/\/suninsuranceservices.com\/roof-age-florida-home-insurance\/?utm_source=windermere_34786&amp;utm_medium=internal_link&amp;utm_campaign=local_insurance\">Florida Roof Age Guide<\/a><\/p>\n<\/div>\n<div class=\"card\">\n<h3>Florida Insurance FAQ<\/h3>\n<p><a href=\"https:\/\/suninsuranceservices.com\/florida-insurance-faq\/?utm_source=windermere_34786&amp;utm_medium=internal_link&amp;utm_campaign=local_insurance\">Florida Insurance FAQ<\/a><\/p>\n<\/div>\n<div class=\"card\">\n<h3>Insurance Glossary<\/h3>\n<p><a href=\"https:\/\/suninsuranceservices.com\/glossary\/?utm_source=windermere_34786&amp;utm_medium=internal_link&amp;utm_campaign=local_insurance\">Florida Insurance Glossary<\/a><\/p>\n<\/div>\n<\/div>\n<\/section>\n<section id=\"faq\">\n<h2>Windermere 34786 Insurance FAQ<\/h2>\n<details>\n<summary>How much does homeowners insurance cost in Windermere 34786?<\/summary>\n<p>There is no single reliable premium for a Windermere home. Price depends on the exact address, replacement cost, roof, construction, wind mitigation features, claims history, occupancy, deductibles, selected coverage, and carrier eligibility. High-value and waterfront homes can price very differently from smaller inland properties.<\/p>\n<\/details>\n<details>\n<summary>Is homeowners insurance required in Florida?<\/summary>\n<p>Florida generally does not require every homeowner to carry homeowners insurance, but mortgage lenders usually require property coverage. Homeowners without a mortgage should still consider the financial consequences of an uninsured property or liability loss.<\/p>\n<\/details>\n<details>\n<summary>Does homeowners insurance cover hurricanes in Windermere?<\/summary>\n<p>A Florida homeowners policy may cover qualifying hurricane wind damage, subject to its terms, exclusions, limits, and hurricane deductible. Flooding and storm surge are generally separate flood exposures and are not covered by standard homeowners insurance.<\/p>\n<\/details>\n<details>\n<summary>How does a Florida hurricane deductible work?<\/summary>\n<p>A hurricane deductible may be expressed as a percentage of the dwelling coverage limit. For example, a 2% deductible on $1,000,000 of Coverage A equals $20,000. Florida law contains specific rules governing hurricane deductibles and qualifying hurricane events.<\/p>\n<\/details>\n<details>\n<summary>Do Windermere homeowners need flood insurance?<\/summary>\n<p>Flood insurance is not required for every Windermere property, but standard homeowners insurance generally excludes flood from rising water. Lender rules, mapped flood risk, Citizens eligibility requirements, and the property&#8217;s individual exposure can affect the decision.<\/p>\n<\/details>\n<details>\n<summary>Does homeowners insurance cover docks, boat lifts, or seawalls?<\/summary>\n<p>Coverage varies by insurer and policy. Docks, boat lifts, boathouses, and seawalls may have special limits, exclusions, or coverage conditions, and losses involving flood, erosion, wave action, earth movement, or deterioration can be treated differently.<\/p>\n<\/details>\n<details>\n<summary>What is a wind mitigation inspection?<\/summary>\n<p>A wind mitigation inspection documents hurricane-resistant construction features that may qualify for property-insurance credits. The inspection can address roof shape, roof deck attachment, roof-to-wall connections, secondary water resistance, and opening protection.<\/p>\n<\/details>\n<details>\n<summary>Do I need a four-point inspection in Windermere?<\/summary>\n<p>An insurer may request a four-point inspection, particularly for an older home. It generally reviews the roof, electrical system, plumbing system, and HVAC system. Requirements vary by carrier and property.<\/p>\n<\/details>\n<details>\n<summary>Can I insure a Windermere home with an older roof?<\/summary>\n<p>Possibly. Insurers may consider roof age, material, condition, remaining useful life, permits, and documentation. Florida law provides certain roof-age protections, but individual carriers still apply underwriting requirements.<\/p>\n<\/details>\n<details>\n<summary>Should a high-value Windermere homeowner consider umbrella insurance?<\/summary>\n<p>Yes. Umbrella insurance may be worth considering when a serious liability claim could exceed the limits of qualifying home, auto, boat, or other underlying policies. Pools, boats, teen drivers, rental properties, and significant assets can increase liability exposure.<\/p>\n<\/details>\n<details>\n<summary>Can Citizens insure a Windermere home?<\/summary>\n<p>Citizens may be available when the property and applicant meet current eligibility and underwriting requirements. Current rules generally consider whether comparable private-market coverage is available and how its premium compares with Citizens.<\/p>\n<\/details>\n<details>\n<summary>How do I contact Donna Mixon?<\/summary>\n<p>Call or text Donna Mixon at 407-781-1610 or email donna@suninsuranceservices.com. Donna helps Windermere and 34786 households review homeowners, flood, auto, umbrella, boat, valuables, landlord, renters, and other personal insurance needs.<\/p>\n<\/details>\n<\/section>\n<section class=\"contact-card\">\n<h2>Talk Directly With Donna Mixon<\/h2>\n<p class=\"lead\">Buying a home, approaching renewal, dealing with a nonrenewal, or reviewing your entire household insurance plan? Donna can help compare available options for Windermere and ZIP code 34786.<\/p>\n<p><strong>Donna Mixon, Personal Lines Insurance Agent<\/strong><br \/>\n<a href=\"tel:+14077811610\">407-781-1610<\/a><br \/>\n<a href=\"mailto:donna@suninsuranceservices.com\">donna@suninsuranceservices.com<\/a><\/p>\n<div class=\"cta-row\" style=\"justify-content:center\">\n<a class=\"btn\" href=\"tel:+14077811610\">Call Donna<\/a><br \/>\n<a class=\"btn alt\" href=\"sms:+14077811610\">Text Donna<\/a><br \/>\n<a class=\"btn orange\" href=\"https:\/\/suninsuranceservices.com\/donna-mixon\/?utm_source=windermere_34786&amp;utm_medium=cta&amp;utm_campaign=local_insurance&amp;utm_content=bottom\">Meet Donna<\/a>\n<\/div>\n<\/section>\n<section class=\"center\">\n<h2>Sun Insurance Services Customer Reviews<\/h2>\n<p><link data-noptimize=\"1\" data-no-optimize=\"1\" data-no-minify=\"1\" data-no-defer=\"1\" rel=\"stylesheet\" href=\"https:\/\/cdn.trustindex.io\/assets\/widget-presetted-css\/v2\/14-ligth-border.css\" media=\"all\"><pre class=\"ti-widget\"><div style=\"opacity: 0; height: 0 !important; overflow: hidden !important\" class=\" ti-widget ti-no-profile-img \" data-layout-id=\"14\" data-layout-category=\"slider\" data-set-id=\"ligth-border\" data-pid=\"ffa796354707667abb9699ee0e2\" data-language=\"en\" data-close-locale=\"Close\" data-time-locale=\"%d %s ago|today|day|days|week|weeks|month|months|year|years\" data-review-target-width=\"300\" data-css-version=\"2\" data-review-text-mode=\"popup\" data-reply-by-locale=\"Owner's reply\" data-only-rating-locale=\"This user only left a rating.\" data-pager-autoplay-timeout=\"4\" data-slider-loop=\"1\" > <div class=\"ti-widget-container ti-col-3\"> <div class=\"ti-widget-header\"> <div class=\"ti-header-content source-Google ti-active\"> <div class=\"ti-header-logo\"> <img decoding=\"async\" class=\"ti-header-logo-img skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/logo.svg\" loading=\"lazy\" alt=\"Google\" width=\"150\" height=\"21\" \/> <\/div> <div class=\"ti-header-rating-text\"><span class=\"ti-rating-text\">Excellent<\/span><span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><\/span><span class=\"ti-header-rating\">4.8<\/span><span class=\"ti-header-rating-reviews\">152 reviews<\/span><\/div> <div class=\"ti-header-rating-text ti-mobile\"><span class=\"ti-header-rating\">4.8<\/span><span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><\/span><\/div> <div class=\"ti-header-rating-text ti-mobile\"><span class=\"ti-rating-text\">Excellent<\/span><span class=\"ti-header-rating-reviews\">152 reviews<\/span><\/div> <div class=\"ti-header-write-btn-container\"> <a href=\"https:\/\/admin.trustindex.io\/api\/googleWriteReview?place-id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" class=\"ti-header-write-btn\" role=\"button\" aria-label=\"Write a review to Google\" target=\"_blank\" rel=\"noopener nofollow\" >Write a review<\/a> <\/div> <\/div> <div class=\"ti-widget-header-tick\"><\/div> <\/div> <div class=\"ti-reviews-container\"> <div class=\"ti-controls\"> <div class=\"ti-next\" aria-label=\"Next review\" role=\"button\" tabindex=\"0\"><\/div> <div class=\"ti-prev\" aria-label=\"Previous review\" role=\"button\" tabindex=\"0\"><\/div> <\/div> <div class=\"ti-reviews-container-wrapper\"> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1789420132\" data-id=\"8b527ec8ee9500f0441a10aecb5e39a9\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Elizabeth \u201cLibby\u201d Brooks <\/div> <div class=\"ti-date\">1 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Donna has been our insurance agent for 20 years now. I trust her completely. She has not only found great, highly affordable policies for us, she helped guide us through the claims process and helped enormously when the insurance company was being extremely difficult to deal with. Donna is the best, hands down!<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1788209185\" data-id=\"187f7a4042f3526213255690a5481a17\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> James Miller <\/div> <div class=\"ti-date\">15 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Excellent job. Thank you for all your assistance<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1787339807\" data-id=\"72b3d8abbd166f80bd1ceda60e2c5b94\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Patrick Lowe <\/div> <div class=\"ti-date\">25 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Ive started my own gas and plumbing business recently in Jacksonville and everybody at this company has been amazing. They have answered all of my numerous questions, and get COIs back to me extremely fast. It\u2019s been an absolute pleasure to work with them. If you need an insurance company this is the team to work with.<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1787079801\" data-id=\"403746e1b4a077990d916b9e3c34db98\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Stella Siracuza <\/div> <div class=\"ti-date\">28 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Excellent responsiveness, Basically \"they have your back\"  great agent<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1786567565\" data-id=\"a8da782425aca457a7ea3dafc3416db5\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Patti McCahill <\/div> <div class=\"ti-date\">34 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Kim is an excellent representative.<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1786053342\" data-id=\"aa91b87d8393d678ce3ac71cd568085d\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Gus Bernardo <\/div> <div class=\"ti-date\">40 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Great experience with Sun. My agent Kim is always looking out for me.  She takes all my needs into consideration and finds me the best price.  Never pushy and gives me several options.  Very happy with Sun insurance and my agent Kim.<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1785801725\" data-id=\"aaebc44cf764b5f5109cd497f51d909f\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> David Seidell <\/div> <div class=\"ti-date\">43 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Scott is great exceptional service<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1785523760\" data-id=\"f0ea4865bce591e0ddc0d11b5786e39d\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> osceola speed tires and wheels (Osceola Speed Tires) <\/div> <div class=\"ti-date\">46 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Scott and his team are amazing. They provided excellent customer service and great advice. Very professional, knowledgeable and trust worthy. Highly recommeded.<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1785350871\" data-id=\"bd9a69b27fa4976b8111c2ca7c289527\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Versie <\/div> <div class=\"ti-date\">48 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Donna is awesome! Helpful and very responsive. She significantly reduced my homeowners pricing. Super impressed. I highly recommend!<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1785190859\" data-id=\"5718bf14b062fa6f9e90c6531b00d2e6\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Queens Nicky <\/div> <div class=\"ti-date\">50 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\">Cant say enough about the team from the top (Patrick Brandt CEO)to the botttom they go the extra mile for you. I had an issue with my Insurance Carrier and they stepped in and went to bat for me and my family. Donna Mixon has been my agent for years, she is always prompt and professional. Highly recommend the team at Sun Insurance Services!<\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <\/div> <div class=\"ti-controls-line\"> <div class=\"dot\"><\/div> <\/div> <\/div> <div class=\"ti-verified-by ti-verified-by-row\" data-style=\"1\"> <div class=\"ti-inner\"> Verified by Trustindex <span class=\"ti-info-icon\"><\/span> <div class=\"ti-disclaimer\">Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. <a href=\"https:\/\/www.trustindex.io\/?a=sys&c=verified-badge&url=\/the-trustindex-verified-badge\/\" target=\"_blank\">Read more<\/a><\/div> <\/div> <\/div> <\/div> <\/div> <\/pre><style class=\"scss-content\">.ti-widget[data-layout-id='14'][data-set-id='ligth-border'][data-pid='ffa796354707667abb9699ee0e2'] .ti-widget-container .ti-date{color:#8a8a8a}.ti-widget[data-layout-id='14'][data-set-id='ligth-border'][data-pid='ffa796354707667abb9699ee0e2'] .ti-review-content{height:65.25px !important;-webkit-line-clamp:3}.ti-widget[data-layout-id='14'][data-set-id='ligth-border'][data-pid='ffa796354707667abb9699ee0e2'] .ti-ai-summary-item .ti-review-content{-webkit-line-clamp:4;height:89px !important}<\/style><script>\n(function () { if (window.tiLoaderFallback) { return; } window.tiLoaderFallback = true; function tiLoadLoader() { if (window.TrustindexWidget || document.querySelector('script[src*=\"https:\/\/cdn.trustindex.io\/loader.js\"]')) { return; } let script = document.createElement(\"script\"); script.async = true; script.src = \"https:\/\/cdn.trustindex.io\/loader.js\"; script.setAttribute(\"data-ccm-injected\", \"1\"); document.head.appendChild(script); } if (\"loading\" === document.readyState) { document.addEventListener(\"DOMContentLoaded\", tiLoadLoader); } else { tiLoadLoader(); } })();\n<\/script>\n<br \/>\n<\/section>\n<section class=\"soft\">\n<h2 class=\"center\">Request a Windermere 34786 Insurance Quote<\/h2>\n<div class=\"sun-legacy-quote-replacement\" style=\"margin:24px 0;text-align:center;\">\n                <a href=\"https:\/\/suninsuranceservices.com\/quote\/?agent=donna-mixon\" class=\"wp-element-button\" style=\"display:inline-block;padding:13px 24px;font-weight:700;text-decoration:none;\"><br \/>\n                    Request a Quote from Donna<br \/>\n                <\/a>\n            <\/div>\n<\/section>\n<p class=\"fine\">Sun Insurance Services, Inc. \u00b7 7680 Universal Blvd Suite 198, Orlando, FL 32819 \u00b7 Coverage, eligibility, pricing, limits, deductibles, and carrier availability depend on underwriting rules, policy terms, property characteristics, and individual risk factors. Last updated July 29, 2026.<\/p>\n<\/article>\n<p><script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@graph\": [\n    {\n      \"@type\": [\n        \"InsuranceAgency\",\n        \"LocalBusiness\"\n      ],\n      \"@id\": \"https:\/\/suninsuranceservices.com\/#insurance-agency\",\n      \"name\": \"Sun Insurance Services, Inc.\",\n      \"url\": \"https:\/\/suninsuranceservices.com\/\",\n      \"telephone\": \"+1-407-781-1600\",\n      \"address\": {\n        \"@type\": \"PostalAddress\",\n        \"streetAddress\": \"7680 Universal Blvd Suite 198\",\n        \"addressLocality\": \"Orlando\",\n        \"addressRegion\": \"FL\",\n        \"postalCode\": \"32819\",\n        \"addressCountry\": \"US\"\n      },\n      \"areaServed\": [\n        {\n          \"@type\": \"City\",\n          \"name\": \"Windermere\"\n        },\n        {\n          \"@type\": \"PostalCode\",\n          \"postalCode\": \"34786\"\n        },\n        {\n          \"@type\": \"State\",\n          \"name\": \"Florida\"\n        }\n      ]\n    },\n    {\n      \"@type\": \"Person\",\n      \"@id\": \"https:\/\/suninsuranceservices.com\/donna-mixon\/#person\",\n      \"name\": \"Donna Mixon\",\n      \"jobTitle\": \"Personal Lines Insurance Agent\",\n      \"telephone\": \"+1-407-781-1610\",\n      \"email\": \"donna@suninsuranceservices.com\",\n      \"url\": \"https:\/\/suninsuranceservices.com\/donna-mixon\/\",\n      \"image\": \"https:\/\/suninsuranceservices.com\/wp-content\/uploads\/circle-donna-e1769202861378-1024x1018.png\",\n      \"worksFor\": {\n        \"@id\": \"https:\/\/suninsuranceservices.com\/#insurance-agency\"\n      }\n    },\n    {\n      \"@type\": \"Service\",\n      \"@id\": \"https:\/\/suninsuranceservices.com\/insurance-for-windermere-34786\/#service\",\n      \"name\": \"Windermere 34786 Insurance\",\n      \"serviceType\": \"Personal Insurance\",\n      \"url\": \"https:\/\/suninsuranceservices.com\/insurance-for-windermere-34786\/\",\n      \"provider\": {\n        \"@id\": \"https:\/\/suninsuranceservices.com\/#insurance-agency\"\n      },\n      \"areaServed\": {\n        \"@type\": \"Place\",\n        \"name\": \"Windermere, Florida 34786\"\n      }\n    },\n    {\n      \"@type\": \"WebPage\",\n      \"@id\": \"https:\/\/suninsuranceservices.com\/insurance-for-windermere-34786\/#webpage\",\n      \"url\": \"https:\/\/suninsuranceservices.com\/insurance-for-windermere-34786\/\",\n      \"name\": \"Windermere 34786 Insurance | Donna Mixon\",\n      \"headline\": \"Windermere 34786 Insurance\",\n      \"description\": \"Compare home, flood, auto, umbrella, boat and high-value insurance options in Windermere 34786 with Donna Mixon at Sun Insurance Services.\",\n      \"inLanguage\": \"en-US\",\n      \"dateModified\": \"2026-07-29\",\n      \"about\": {\n        \"@id\": \"https:\/\/suninsuranceservices.com\/insurance-for-windermere-34786\/#service\"\n      },\n      \"publisher\": {\n        \"@id\": \"https:\/\/suninsuranceservices.com\/#insurance-agency\"\n      }\n    },\n    {\n      \"@type\": \"FAQPage\",\n      \"@id\": \"https:\/\/suninsuranceservices.com\/insurance-for-windermere-34786\/#faq\",\n      \"mainEntity\": [\n        {\n          \"@type\": \"Question\",\n          \"name\": \"How much does homeowners insurance cost in Windermere 34786?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"There is no single reliable premium for a Windermere home. Price depends on the exact address, replacement cost, roof, construction, wind mitigation features, claims history, occupancy, deductibles, selected coverage, and carrier eligibility. High-value and waterfront homes can price very differently from smaller inland properties.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Is homeowners insurance required in Florida?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"Florida generally does not require every homeowner to carry homeowners insurance, but mortgage lenders usually require property coverage. Homeowners without a mortgage should still consider the financial consequences of an uninsured property or liability loss.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Does homeowners insurance cover hurricanes in Windermere?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"A Florida homeowners policy may cover qualifying hurricane wind damage, subject to its terms, exclusions, limits, and hurricane deductible. Flooding and storm surge are generally separate flood exposures and are not covered by standard homeowners insurance.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"How does a Florida hurricane deductible work?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"A hurricane deductible may be expressed as a percentage of the dwelling coverage limit. For example, a 2% deductible on $1,000,000 of Coverage A equals $20,000. Florida law contains specific rules governing hurricane deductibles and qualifying hurricane events.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Do Windermere homeowners need flood insurance?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"Flood insurance is not required for every Windermere property, but standard homeowners insurance generally excludes flood from rising water. Lender rules, mapped flood risk, Citizens eligibility requirements, and the property's individual exposure can affect the decision.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Does homeowners insurance cover docks, boat lifts, or seawalls?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"Coverage varies by insurer and policy. Docks, boat lifts, boathouses, and seawalls may have special limits, exclusions, or coverage conditions, and losses involving flood, erosion, wave action, earth movement, or deterioration can be treated differently.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"What is a wind mitigation inspection?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"A wind mitigation inspection documents hurricane-resistant construction features that may qualify for property-insurance credits. The inspection can address roof shape, roof deck attachment, roof-to-wall connections, secondary water resistance, and opening protection.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Do I need a four-point inspection in Windermere?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"An insurer may request a four-point inspection, particularly for an older home. It generally reviews the roof, electrical system, plumbing system, and HVAC system. Requirements vary by carrier and property.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Can I insure a Windermere home with an older roof?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"Possibly. Insurers may consider roof age, material, condition, remaining useful life, permits, and documentation. Florida law provides certain roof-age protections, but individual carriers still apply underwriting requirements.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Should a high-value Windermere homeowner consider umbrella insurance?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"Yes. Umbrella insurance may be worth considering when a serious liability claim could exceed the limits of qualifying home, auto, boat, or other underlying policies. Pools, boats, teen drivers, rental properties, and significant assets can increase liability exposure.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Can Citizens insure a Windermere home?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"Citizens may be available when the property and applicant meet current eligibility and underwriting requirements. Current rules generally consider whether comparable private-market coverage is available and how its premium compares with Citizens.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"How do I contact Donna Mixon?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"Call or text Donna Mixon at 407-781-1610 or email donna@suninsuranceservices.com. Donna helps Windermere and 34786 households review homeowners, flood, auto, umbrella, boat, valuables, landlord, renters, and other personal insurance needs.\"\n          }\n        }\n      ]\n    },\n    {\n      \"@type\": \"BreadcrumbList\",\n      \"@id\": \"https:\/\/suninsuranceservices.com\/insurance-for-windermere-34786\/#breadcrumb\",\n      \"itemListElement\": [\n        {\n          \"@type\": \"ListItem\",\n          \"position\": 1,\n          \"name\": \"Home\",\n          \"item\": \"https:\/\/suninsuranceservices.com\/\"\n        },\n        {\n          \"@type\": \"ListItem\",\n          \"position\": 2,\n          \"name\": \"Florida Insurance\",\n          \"item\": \"https:\/\/suninsuranceservices.com\/florida-insurance\/\"\n        },\n        {\n          \"@type\": \"ListItem\",\n          \"position\": 3,\n          \"name\": \"Windermere 34786 Insurance\",\n          \"item\": \"https:\/\/suninsuranceservices.com\/insurance-for-windermere-34786\/\"\n        }\n      ]\n    }\n  ]\n}\n<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Local Insurance Help for 34786 Windermere 34786 Insurance Windermere homes and households can have insurance needs that go well beyond a basic homeowners policy. High-value construction, waterfront property, pools, boats, teen drivers, valuable personal property, rental homes, flood exposure, and significant assets can all affect the right coverage strategy. Donna Mixon helps Windermere and 34786&hellip; <a class=\"continue\" href=\"https:\/\/suninsuranceservices.com\/es\/insurance-for-windermere-34786\/\">Continuar leyendo<span> Insurance for Windermere, 34786<\/span><\/a><\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","hide_page_title":"","footnotes":""},"folder":[322],"class_list":["post-3612","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Windermere 34786 Insurance | Home, Flood, Auto &amp; More<\/title>\n<meta name=\"description\" content=\"Compare home, flood, auto, umbrella, boat and high-value insurance options in Windermere 34786 with Donna Mixon at Sun Insurance Services.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/suninsuranceservices.com\/es\/insurance-for-windermere-34786\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Windermere 34786 Insurance | Home, Flood, Auto &amp; 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