{"id":3645,"date":"2026-07-20T11:33:43","date_gmt":"2026-07-20T15:33:43","guid":{"rendered":"https:\/\/suninsuranceservices.com\/?p=3645"},"modified":"2026-07-29T16:03:12","modified_gmt":"2026-07-29T20:03:12","slug":"independent-insurance-agency-florida-sun-insurance-services","status":"publish","type":"post","link":"https:\/\/suninsuranceservices.com\/es\/independent-insurance-agency-florida-sun-insurance-services\/","title":{"rendered":"Agencia de seguros independiente en Florida | Servicios de seguros solares"},"content":{"rendered":"\n<style>\n.sun-insurance-article {\n  --sun-yellow: #f6c600;\n  --sun-gold: #d9a900;\n  --sun-black: #111111;\n  --sun-gray: #5f6368;\n  --sun-light: #f7f7f7;\n  --sun-border: #e5e5e5;\n  max-width: 980px;\n  margin: 0 auto;\n  color: #222;\n  font-family: Arial, Helvetica, sans-serif;\n  line-height: 1.7;\n}\n.sun-insurance-article * {\n  box-sizing: border-box;\n}\n.sun-insurance-article h1,\n.sun-insurance-article h2,\n.sun-insurance-article h3 {\n  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letter-spacing: .04em;\n  text-transform: uppercase;\n}\n.sun-insurance-article .lead {\n  max-width: 760px;\n  font-size: 1.2rem;\n  color: #3f3f3f;\n}\n.sun-insurance-article .cta {\n  display: inline-block;\n  margin-top: 16px;\n  padding: 14px 22px;\n  background: var(--sun-black);\n  color: #fff;\n  text-decoration: none;\n  border-radius: 10px;\n  font-weight: 800;\n}\n.sun-insurance-article .cta:hover {\n  background: #2b2b2b;\n}\n.sun-insurance-article .quick-answer,\n.sun-insurance-article .callout {\n  background: var(--sun-light);\n  border-left: 6px solid var(--sun-yellow);\n  border-radius: 10px;\n  padding: 22px 24px;\n  margin: 28px 0;\n}\n.sun-insurance-article .grid {\n  display: grid;\n  grid-template-columns: repeat(3, minmax(0, 1fr));\n  gap: 18px;\n  margin: 26px 0;\n}\n.sun-insurance-article .card {\n  border: 1px solid var(--sun-border);\n  border-radius: 14px;\n  padding: 20px;\n  background: #fff;\n  box-shadow: 0 6px 20px rgba(0,0,0,.05);\n}\n.sun-insurance-article .card h3 {\n  margin-top: 0;\n}\n.sun-insurance-article .checklist {\n  padding-left: 1.25rem;\n}\n.sun-insurance-article .checklist li {\n  margin-bottom: 8px;\n}\n.sun-insurance-article .table-wrap {\n  overflow-x: auto;\n  margin: 24px 0;\n  border: 1px solid var(--sun-border);\n  border-radius: 12px;\n}\n.sun-insurance-article table {\n  width: 100%;\n  min-width: 640px;\n  border-collapse: collapse;\n}\n.sun-insurance-article th,\n.sun-insurance-article td {\n  padding: 14px 16px;\n  text-align: left;\n  border-bottom: 1px solid var(--sun-border);\n}\n.sun-insurance-article th {\n  background: var(--sun-black);\n  color: #fff;\n}\n.sun-insurance-article tr:last-child td {\n  border-bottom: 0;\n}\n.sun-insurance-article .steps {\n  counter-reset: steps;\n  list-style: none;\n  padding: 0;\n}\n.sun-insurance-article .steps li {\n  counter-increment: steps;\n  position: relative;\n  padding: 0 0 22px 52px;\n}\n.sun-insurance-article .steps li::before {\n  content: counter(steps);\n  position: absolute;\n  left: 0;\n  top: 0;\n  width: 34px;\n  height: 34px;\n  display: grid;\n  place-items: center;\n  border-radius: 50%;\n  background: var(--sun-yellow);\n  color: var(--sun-black);\n  font-weight: 800;\n}\n.sun-insurance-article details {\n  border: 1px solid var(--sun-border);\n  border-radius: 10px;\n  margin: 12px 0;\n  background: #fff;\n}\n.sun-insurance-article summary {\n  cursor: pointer;\n  padding: 16px 18px;\n  font-weight: 800;\n}\n.sun-insurance-article details p {\n  margin: 0;\n  padding: 0 18px 18px;\n}\n.sun-insurance-article .footer-cta {\n  margin-top: 48px;\n  padding: 32px;\n  text-align: center;\n  border-radius: 18px;\n  background: var(--sun-yellow);\n  color: var(--sun-black);\n}\n.sun-insurance-article .footer-cta h2 {\n  margin-top: 0;\n  border: 0;\n  padding: 0;\n}\n.sun-insurance-article .footer-cta .cta {\n  background: var(--sun-black);\n  color: #fff;\n}\n.sun-insurance-article .fine-print {\n  margin-top: 34px;\n  font-size: .9rem;\n  color: var(--sun-gray);\n}\n@media (max-width: 760px) {\n  .sun-insurance-article .grid {\n    grid-template-columns: 1fr;\n  }\n  .sun-insurance-article .hero {\n    border-radius: 14px;\n  }\n}\n<\/style>\n<article class=\"sun-insurance-article\">\n\n<header class=\"hero\" id=\"hero\">\n<span class=\"eyebrow\">Florida Independent Insurance Agency<\/span>\n<h1>Independent Insurance Agency in Florida<\/h1>\n<p class=\"lead\">Sun Insurance Services is an independent insurance agency based in Orlando and serving clients throughout Florida. We help individuals, families, and businesses compare available insurance options from multiple carriers instead of limiting the conversation to a single insurer.<\/p>\n<p>That can be especially valuable in Florida, where eligibility, roof requirements, hurricane deductibles, flood exposure, driver underwriting, and commercial insurance appetite can vary significantly from one insurance company to another.<\/p>\n<p><a href=\"#quote\" class=\"cta\">Compare Florida Insurance Options<\/a><\/p>\n<p><a href=\"tel:+14077811600\"><strong>Call or Text (407) 781-1600<\/strong><\/a><\/p>\n<\/header>\n\n<section class=\"quick-answer\" id=\"quick-answer\">\n<h2>What Is an Independent Insurance Agency?<\/h2>\n<p>An independent insurance agency can represent or access multiple insurance companies rather than selling only one insurer\u2019s products. The exact carriers available depend on the agency\u2019s appointments and market access.<\/p>\n<p>That means an independent agent can often compare more than one available option for price, deductibles, limits, endorsements, and eligibility before you choose a policy.<\/p>\n<\/section>\n\n<section id=\"why-florida\">\n<h2>Why an Independent Insurance Agency Can Be Valuable in Florida<\/h2>\n<p>Florida insurance can be unusually complex. Insurers may evaluate the same risk differently, and one carrier may accept a home, driver, or business that another will not.<\/p>\n\n<h3>For Florida Homeowners<\/h3>\n<ul class=\"checklist\">\n<li>Roof age, material, condition, and documentation.<\/li>\n<li>Wind mitigation and four-point inspections.<\/li>\n<li>Home age and construction type.<\/li>\n<li>Plumbing, electrical, and HVAC systems.<\/li>\n<li>Prior claims.<\/li>\n<li>Replacement cost.<\/li>\n<li>Distance from the coast and wind exposure.<\/li>\n<li>Hurricane deductibles and available endorsements.<\/li>\n<\/ul>\n\n<h3>For Florida Drivers<\/h3>\n<ul class=\"checklist\">\n<li>Driving history.<\/li>\n<li>Household drivers.<\/li>\n<li>Vehicle type and usage.<\/li>\n<li>Location and garaging address.<\/li>\n<li>Prior insurance history.<\/li>\n<li>Coverage limits and deductibles.<\/li>\n<\/ul>\n\n<h3>For Florida Businesses<\/h3>\n<ul class=\"checklist\">\n<li>Industry and operations.<\/li>\n<li>Payroll and employee classifications.<\/li>\n<li>Revenue and subcontractor exposure.<\/li>\n<li>Commercial vehicles and drivers.<\/li>\n<li>Property, equipment, tools, and inventory.<\/li>\n<li>Claims history and contract requirements.<\/li>\n<\/ul>\n<\/section>\n\n<section id=\"compare\">\n<h2>What Should You Compare Besides Price?<\/h2>\n<div class=\"table-wrap\" role=\"region\" aria-label=\"Insurance comparison table\" tabindex=\"0\"><table>\n<thead><tr><th scope=\"col\">What to Compare<\/th><th scope=\"col\">Why It Matters<\/th><\/tr><\/thead>\n<tbody>\n<tr><td>Premium<\/td><td>The price of the policy.<\/td><\/tr>\n<tr><td>Coverage limits<\/td><td>The maximum amount available for covered losses, subject to policy terms.<\/td><\/tr>\n<tr><td>Deductibles<\/td><td>The amount or percentage you may be responsible for after a covered loss.<\/td><\/tr>\n<tr><td>Exclusions<\/td><td>Losses, property, situations, or exposures the policy does not cover.<\/td><\/tr>\n<tr><td>Endorsements<\/td><td>Forms that add, remove, or modify coverage.<\/td><\/tr>\n<tr><td>Valuation<\/td><td>How property may be valued, such as replacement cost or actual cash value.<\/td><\/tr>\n<tr><td>Eligibility<\/td><td>The insurer\u2019s rules for the homes, vehicles, businesses, or applicants it will insure.<\/td><\/tr>\n<tr><td>Carrier strength and service<\/td><td>Financial stability, claims resources, and service can matter as much as premium.<\/td><\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/section>\n\n<section id=\"direct-vs-independent\">\n<h2>Independent Insurance Agent vs. Buying Direct<\/h2>\n<div class=\"callout\">\n<p>Buying directly from an insurance company generally shows you what that one company can offer. An independent insurance agency may be able to compare several insurers it represents or can access.<\/p>\n<p>Neither approach is automatically cheaper. The advantage of an independent agency is the ability to compare available options and explain the differences before you decide.<\/p>\n<\/div>\n<\/section>\n\n<section id=\"florida-market\">\n<h2>How an Independent Agency Can Help When the Florida Market Changes<\/h2>\n<p>Florida insurers can change rates, underwriting rules, roof requirements, geographic appetite, or new-business availability. When a carrier changes direction or a policy is nonrenewed, an independent agency may have other markets to review.<\/p>\n<p>For some property owners, that review may include <a href=\"https:\/\/www.citizensfla.com\/get-a-policy\" target=\"_blank\" rel=\"noopener\">Citizens Property Insurance<\/a> when current eligibility requirements are met.<\/p>\n<\/section>\n\n<section id=\"flood\">\n<h2>Why Flood Insurance Needs a Separate Conversation<\/h2>\n<p>Standard homeowners and renters insurance generally do not cover flood caused by rising water or storm surge. Flood insurance is usually purchased separately through the National Flood Insurance Program or a private flood insurer.<\/p>\n<p>See our <a href=\"https:\/\/suninsuranceservices.com\/florida-flood-insurance-orlando\/?utm_source=independent_agency_page&amp;utm_medium=internal_link&amp;utm_campaign=florida_insurance\">Florida Flood Insurance<\/a> guide.<\/p>\n<\/section>\n\n<section id=\"coverage-types\">\n<h2>Insurance Coverage Sun Insurance Services Can Help With<\/h2>\n<div class=\"grid\">\n<div class=\"card\">\n<h3>Home &#038; Property<\/h3>\n<ul class=\"checklist\">\n<li><a href=\"https:\/\/suninsuranceservices.com\/florida-homeowners-insurance\/?utm_source=independent_agency_page&amp;utm_medium=internal_link&amp;utm_campaign=florida_insurance\">Florida Homeowners Insurance<\/a><\/li>\n<li><a href=\"https:\/\/suninsuranceservices.com\/florida-condo-insurance\/?utm_source=independent_agency_page&amp;utm_medium=internal_link&amp;utm_campaign=florida_insurance\">Florida Condo Insurance<\/a><\/li>\n<li><a href=\"https:\/\/suninsuranceservices.com\/renters-insurance-in-florida\/?utm_source=independent_agency_page&amp;utm_medium=internal_link&amp;utm_campaign=florida_insurance\">Florida Renters Insurance<\/a><\/li>\n<li><a href=\"https:\/\/suninsuranceservices.com\/florida-flood-insurance-orlando\/?utm_source=independent_agency_page&amp;utm_medium=internal_link&amp;utm_campaign=florida_insurance\">Florida Flood Insurance<\/a><\/li>\n<\/ul>\n<\/div>\n<div class=\"card\">\n<h3>Auto &#038; Recreation<\/h3>\n<ul class=\"checklist\">\n<li><a href=\"https:\/\/suninsuranceservices.com\/florida-auto-insurance\/?utm_source=independent_agency_page&amp;utm_medium=internal_link&amp;utm_campaign=florida_insurance\">Florida Auto Insurance<\/a><\/li>\n<li><a href=\"https:\/\/suninsuranceservices.com\/florida-boat-insurance\/?utm_source=independent_agency_page&amp;utm_medium=internal_link&amp;utm_campaign=florida_insurance\">Florida Boat Insurance<\/a><\/li>\n<li><a href=\"https:\/\/suninsuranceservices.com\/umbrella-insurance-florida\/?utm_source=independent_agency_page&amp;utm_medium=internal_link&amp;utm_campaign=florida_insurance\">Florida Umbrella Insurance<\/a><\/li>\n<\/ul>\n<\/div>\n<div class=\"card\">\n<h3>Business Insurance<\/h3>\n<ul class=\"checklist\">\n<li><a href=\"https:\/\/suninsuranceservices.com\/business-in-florida\/?utm_source=independent_agency_page&amp;utm_medium=internal_link&amp;utm_campaign=florida_insurance\">Florida Business Insurance<\/a><\/li>\n<\/ul>\n<p>Commercial coverage can include liability, workers\u2019 compensation, commercial auto, cyber, property, and specialty policies.<\/p>\n<\/div>\n<\/div>\n<\/section>\n\n<section id=\"shopping\">\n<h2>How to Shop for Florida Insurance More Effectively<\/h2>\n<ol class=\"steps\">\n<li><strong>Gather current policies.<\/strong> Note existing limits, deductibles, endorsements, and renewal dates.<\/li>\n<li><strong>Update your information.<\/strong> Make sure property, vehicle, driver, and business details are accurate.<\/li>\n<li><strong>Request comparable quotes.<\/strong> Keep limits and deductibles as similar as possible when comparing.<\/li>\n<li><strong>Review exclusions and endorsements.<\/strong> Lower price does not necessarily mean comparable protection.<\/li>\n<li><strong>Ask about flood separately.<\/strong> Homeowners insurance generally does not include flood.<\/li>\n<li><strong>Verify the agent and company.<\/strong> Florida consumers can check licensing before purchasing.<\/li>\n<li><strong>Review coverage regularly.<\/strong> Revisit insurance at renewal and after meaningful changes.<\/li>\n<\/ol>\n<\/section>\n\n<section id=\"verify\">\n<h2>How to Verify a Florida Insurance Agent or Agency<\/h2>\n<p>The Florida Department of Financial Services advises consumers to verify that insurance agents, agencies, and companies are properly licensed before purchasing coverage.<\/p>\n<p><a href=\"https:\/\/www.myfloridacfo.com\/division\/consumers\/purchasingInsurance\" target=\"_blank\" rel=\"noopener\">Florida DFS insurance purchasing guidance<\/a><\/p>\n<\/section>\n\n<section id=\"why-sun\">\n<h2>Why Choose Sun Insurance Services?<\/h2>\n<p>Sun Insurance Services is a family-owned independent insurance agency in Orlando serving Florida since 2003. We help clients compare available coverage across multiple carriers and explain how limits, deductibles, exclusions, endorsements, and eligibility differ.<\/p>\n<p><strong>Sun Insurance Services, Inc.<\/strong><br>\n7680 Universal Blvd Suite 198<br>\nOrlando, FL 32819<br>\n<a href=\"tel:+14077811600\">Call or Text (407) 781-1600<\/a><\/p>\n<\/section>\n\n<section id=\"reviews\">\n<h2>Sun Insurance Services Customer Reviews<\/h2>\n<link data-noptimize=\"1\" data-no-optimize=\"1\" data-no-minify=\"1\" data-no-defer=\"1\" rel=\"stylesheet\" href=\"https:\/\/cdn.trustindex.io\/assets\/widget-presetted-css\/v2\/14-ligth-border.css\" media=\"all\"><pre class=\"ti-widget\"><div style=\"opacity: 0; height: 0 !important; overflow: hidden !important\" data-css-url=\"https:\/\/cdn.trustindex.io\/assets\/widget-presetted-css\/v2\/14-ligth-border.css\" class=\"ti-widget ti-no-profile-img\" data-plugin-version=\"14.3\" data-layout-id=\"14\" data-layout-category=\"slider\" 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src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><\/span><span class=\"ti-header-rating\">4.8<\/span><span class=\"ti-header-rating-reviews\">157 reviews<\/span><\/div> <div class=\"ti-header-rating-text ti-mobile\"><span class=\"ti-header-rating\">4.8<\/span><span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><\/span><\/div> <div class=\"ti-header-rating-text ti-mobile\"><span class=\"ti-rating-text\">Excellent<\/span><span class=\"ti-header-rating-reviews\">157 reviews<\/span><\/div> <div class=\"ti-header-write-btn-container\"> <a href=\"https:\/\/admin.trustindex.io\/api\/googleWriteReview?place-id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" class=\"ti-header-write-btn\" role=\"button\" aria-label=\"Write a review to Google\" target=\"_blank\" rel=\"noopener nofollow\" >Write a review<\/a> <\/div> <\/div> <div class=\"ti-widget-header-tick\"><\/div> <\/div> <div class=\"ti-reviews-container\"> <div class=\"ti-controls\"> <div class=\"ti-next\" aria-label=\"Next review\" role=\"button\" tabindex=\"0\"><\/div> <div class=\"ti-prev\" aria-label=\"Previous review\" role=\"button\" tabindex=\"0\"><\/div> <\/div> <div class=\"ti-reviews-container-wrapper\"> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1792609203\" data-id=\"c73908b067e04b541c0696748dab47ad\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Ted Jankowski <\/div> <div class=\"ti-date\">8 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Did payment online<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1791549992\" data-id=\"42aa98a90173e1b946316e85456c39f2\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> hillary page <\/div> <div class=\"ti-date\">20 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Kim had spent a ton of time with us helping navigate the homeowners and auto options. She is terrific!<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1789420132\" data-id=\"8b527ec8ee9500f0441a10aecb5e39a9\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Elizabeth \u201cLibby\u201d Brooks <\/div> <div class=\"ti-date\">45 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Donna has been our insurance agent for 20 years now. I trust her completely. She has not only found great, highly affordable policies for us, she helped guide us through the claims process and helped enormously when the insurance company was being extremely difficult to deal with. Donna is the best, hands down!<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1788209185\" data-id=\"187f7a4042f3526213255690a5481a17\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> James Miller <\/div> <div class=\"ti-date\">59 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Excellent job. Thank you for all your assistance<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1787339807\" data-id=\"72b3d8abbd166f80bd1ceda60e2c5b94\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Patrick Lowe <\/div> <div class=\"ti-date\">69 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Ive started my own gas and plumbing business recently in Jacksonville and everybody at this company has been amazing. They have answered all of my numerous questions, and get COIs back to me extremely fast. It\u2019s been an absolute pleasure to work with them. If you need an insurance company this is the team to work with.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1787079801\" data-id=\"403746e1b4a077990d916b9e3c34db98\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Stella Siracuza <\/div> <div class=\"ti-date\">72 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Excellent responsiveness, Basically &quot;they have your back&quot;  great agent<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1786567565\" data-id=\"a8da782425aca457a7ea3dafc3416db5\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Patti McCahill <\/div> <div class=\"ti-date\">78 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Kim is an excellent representative.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1786053342\" data-id=\"aa91b87d8393d678ce3ac71cd568085d\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Gus Bernardo <\/div> <div class=\"ti-date\">84 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Great experience with Sun. My agent Kim is always looking out for me.  She takes all my needs into consideration and finds me the best price.  Never pushy and gives me several options.  Very happy with Sun insurance and my agent Kim.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1785801725\" data-id=\"aaebc44cf764b5f5109cd497f51d909f\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> David Seidell <\/div> <div class=\"ti-date\">87 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Scott is great exceptional service<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <div class=\"ti-review-item source-Google ti-image-layout-thumbnail\" data-platform-page-url=\"https:\/\/www.google.com\/maps\/search\/?api=1&amp;query=Google&amp;query_place_id=ChIJ0a0cNKp_54gRARyuHt5rX3M\" data-time=\"1785523760\" data-id=\"f0ea4865bce591e0ddc0d11b5786e39d\" data-language=\"en\" data-rating=\"5.0\" data-max-rating=\"5\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-platform-icon ti-with-tooltip\"> <span class=\"ti-tooltip\">Posted on Google<\/span> <img decoding=\"async\" class=\"skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/icon.svg\" alt=\"Google\" width=\"20\" height=\"20\" loading=\"lazy\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> osceola speed tires and wheels (Osceola Speed Tires) <\/div> <div class=\"ti-date\">90 days ago<\/div> <\/div> <\/div> <span class=\"ti-stars\"><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 1\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 2\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 3\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 4\" width=\"17\" height=\"17\" loading=\"lazy\" \/><img decoding=\"async\" class=\"ti-star f skip-lazy\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/star\/f.svg\" alt=\"Google star 5\" width=\"17\" height=\"17\" loading=\"lazy\" \/><span class=\"ti-verified-review ti-verified-platform ti-color-green\"><span class=\"ti-verified-tooltip\">Trustindex verifies that the original source of the review is Google.<\/span><\/span><\/span> <div class=\"ti-review-text-container ti-review-content\"><!-- R-CONTENT -->Scott and his team are amazing. They provided excellent customer service and great advice. Very professional, knowledgeable and trust worthy. Highly recommeded.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\" ><\/span> <\/div> <\/div> <\/div> <div class=\"ti-controls-line\"> <div class=\"dot\"><\/div> <\/div> <\/div> <div class=\"ti-verified-by ti-verified-by-row\" data-style=\"1\"> <div class=\"ti-inner\"> Verified by Trustindex <span class=\"ti-info-icon\"><\/span> <div class=\"ti-disclaimer\">Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. <a href=\"https:\/\/www.trustindex.io\/?a=sys&c=verified-badge&url=\/the-trustindex-verified-badge\/\" target=\"_blank\">Read more<\/a><\/div> <\/div> <\/div> <\/div> <\/div> <\/pre><pre class=\"ti-hidden-markup\" hidden style=\"display: none\"><style class=\"scss-content\">.ti-widget[data-layout-id='14'][data-set-id='ligth-border'][data-pid='ffa796354707667abb9699ee0e2'] .ti-widget-container .ti-date{color:#8a8a8a}.ti-widget[data-layout-id='14'][data-set-id='ligth-border'][data-pid='ffa796354707667abb9699ee0e2'] .ti-review-content{height:65.25px !important;-webkit-line-clamp:3}.ti-widget[data-layout-id='14'][data-set-id='ligth-border'][data-pid='ffa796354707667abb9699ee0e2'] .ti-ai-summary-item .ti-review-content{-webkit-line-clamp:4;height:89px !important}<\/style><\/pre><pre class=\"ti-hidden-markup\" hidden style=\"display: none\"><script>\n(function () { if (window.tiLoaderFallback) { return; } window.tiLoaderFallback = true; function tiLoadLoader() { if (window.TrustindexWidget || document.querySelector('script[src*=\"https:\/\/cdn.trustindex.io\/loader.js\"]')) { return; } let script = document.createElement(\"script\"); script.async = true; script.src = \"https:\/\/cdn.trustindex.io\/loader.js\"; script.setAttribute(\"data-ccm-injected\", \"1\"); document.head.appendChild(script); } if (\"loading\" === document.readyState) { document.addEventListener(\"DOMContentLoaded\", tiLoadLoader); } else { tiLoadLoader(); } })();\n<\/script>\n<\/pre>\n<\/section>\n\n<section id=\"faq\">\n<h2>Independent Insurance Agency Florida FAQ<\/h2>\n<details><summary>What is an independent insurance agency?<\/summary><p>An independent insurance agency can represent or access multiple insurance companies rather than selling only one insurer\u2019s products. The exact carriers available depend on the agency\u2019s appointments and market access.<\/p><\/details>\n<details><summary>Why use an independent insurance agency in Florida?<\/summary><p>Florida insurance eligibility, deductibles, underwriting rules, and pricing can vary widely by insurer. An independent agency can compare available options and explain important differences in coverage, limits, exclusions, and deductibles.<\/p><\/details>\n<details><summary>Can an independent insurance agency quote every insurance company?<\/summary><p>No. Independent agencies can only quote insurers they represent or can access through approved markets. They do not automatically have access to every insurer in Florida.<\/p><\/details>\n<details><summary>Does using an independent insurance agent cost more?<\/summary><p>Not necessarily. Insurance pricing is based on the insurer\u2019s approved rates, underwriting rules, coverage selected, discounts, and the applicant\u2019s risk characteristics. The value of an independent agency is the ability to compare available options.<\/p><\/details>\n<details><summary>Can an independent agency help after a nonrenewal?<\/summary><p>Often, yes. An independent agency may be able to review other available carriers, including Citizens Property Insurance when eligibility requirements are met. Availability depends on the reason for nonrenewal, property characteristics, applicant information, and current market rules.<\/p><\/details>\n<details><summary>Does homeowners insurance include flood insurance in Florida?<\/summary><p>Standard homeowners insurance generally does not cover flood from rising water or storm surge. Flood insurance is typically purchased separately through the National Flood Insurance Program or a private flood insurer.<\/p><\/details>\n<details><summary>How do I verify a Florida insurance agent or agency?<\/summary><p>Consumers can verify insurance agents, agencies, and companies through the Florida Department of Financial Services and Office of Insurance Regulation search tools.<\/p><\/details>\n<details><summary>What should I compare besides premium?<\/summary><p>Compare coverage limits, deductibles, exclusions, endorsements, valuation methods, eligibility, financial strength, claims resources, and how well the policy fits your actual risk.<\/p><\/details>\n<\/section>\n\n<section class=\"footer-cta\" id=\"quote\">\n<h2>Compare Florida Insurance Options<\/h2>\n<p>Tell us what you need insured, your current coverage, and your renewal or effective date. We can review available options and help you compare the differences.<\/p>\n<p><a href=\"https:\/\/suninsuranceservices.com\/quote\/?utm_source=independent_agency_page&amp;utm_medium=cta&amp;utm_campaign=florida_insurance\" class=\"cta\">Request a Quote<\/a><\/p>\n<p><a href=\"tel:+14077811600\"><strong>Call or Text (407) 781-1600<\/strong><\/a><\/p>\n<\/section>\n\n<p class=\"fine-print\">Coverage, eligibility, pricing, and carrier availability depend on underwriting rules, approved rates, policy terms, and individual risk characteristics. Last updated July 29, 2026.<\/p>\n<\/article>\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@graph\": [\n    {\n      \"@type\": [\n        \"InsuranceAgency\",\n        \"LocalBusiness\"\n      ],\n      \"@id\": \"https:\/\/suninsuranceservices.com\/#insurance-agency\",\n      \"name\": \"Sun Insurance Services, Inc.\",\n      \"url\": \"https:\/\/suninsuranceservices.com\/\",\n      \"telephone\": \"+1-407-781-1600\",\n      \"address\": {\n        \"@type\": \"PostalAddress\",\n        \"streetAddress\": \"7680 Universal Blvd Suite 198\",\n        \"addressLocality\": \"Orlando\",\n        \"addressRegion\": \"FL\",\n        \"postalCode\": \"32819\",\n        \"addressCountry\": \"US\"\n      },\n      \"areaServed\": {\n        \"@type\": \"State\",\n        \"name\": \"Florida\"\n      }\n    },\n    {\n      \"@type\": \"Service\",\n      \"@id\": \"https:\/\/suninsuranceservices.com\/independent-insurance-agency-florida-sun-insurance-services\/#service\",\n      \"name\": \"Independent Insurance Agency Services in Florida\",\n      \"serviceType\": \"Independent Insurance Agency\",\n      \"url\": \"https:\/\/suninsuranceservices.com\/independent-insurance-agency-florida-sun-insurance-services\/\",\n      \"provider\": {\n        \"@id\": \"https:\/\/suninsuranceservices.com\/#insurance-agency\"\n      },\n      \"areaServed\": {\n        \"@type\": \"State\",\n        \"name\": \"Florida\"\n      }\n    },\n    {\n      \"@type\": \"WebPage\",\n      \"@id\": \"https:\/\/suninsuranceservices.com\/independent-insurance-agency-florida-sun-insurance-services\/#webpage\",\n      \"url\": \"https:\/\/suninsuranceservices.com\/independent-insurance-agency-florida-sun-insurance-services\/\",\n      \"name\": \"Independent Insurance Agency Florida | Sun Insurance Services\",\n      \"headline\": \"Independent Insurance Agency in Florida\",\n      \"description\": \"Compare home, auto, flood, condo, renters, umbrella, boat and business insurance with an independent Florida insurance agency based in Orlando.\",\n      \"inLanguage\": \"en-US\",\n      \"dateModified\": \"2026-07-29\",\n      \"about\": {\n        \"@id\": \"https:\/\/suninsuranceservices.com\/independent-insurance-agency-florida-sun-insurance-services\/#service\"\n      },\n      \"mainEntity\": {\n        \"@id\": \"https:\/\/suninsuranceservices.com\/independent-insurance-agency-florida-sun-insurance-services\/#faq\"\n      },\n      \"publisher\": {\n        \"@id\": \"https:\/\/suninsuranceservices.com\/#insurance-agency\"\n      }\n    },\n    {\n      \"@type\": \"FAQPage\",\n      \"@id\": \"https:\/\/suninsuranceservices.com\/independent-insurance-agency-florida-sun-insurance-services\/#faq\",\n      \"mainEntity\": [\n        {\n          \"@type\": \"Question\",\n          \"name\": \"What is an independent insurance agency?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"An independent insurance agency can represent or access multiple insurance companies rather than selling only one insurer\u2019s products. 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Descubra por qu\u00e9 trabajar con una agencia de seguros independiente puede facilitar la comparaci\u00f3n de estas opciones. <a class=\"continue\" href=\"https:\/\/suninsuranceservices.com\/es\/independent-insurance-agency-florida-sun-insurance-services\/\">Continuar leyendo<span> Agencia de seguros independiente en Florida | Servicios de seguros solares<\/span><\/a><\/p>","protected":false},"author":1,"featured_media":4497,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","hide_page_title":"","footnotes":""},"categories":[47],"tags":[307,308,309],"post_folder":[],"class_list":["post-3645","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-insurance","tag-florida-insurance","tag-independent-insurance-agency-2","tag-insurance-tips"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - 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