{"id":4191,"date":"2026-08-30T04:32:00","date_gmt":"2026-08-30T08:32:00","guid":{"rendered":"https:\/\/suninsuranceservices.com\/?p=4191"},"modified":"2026-08-26T16:50:03","modified_gmt":"2026-08-26T20:50:03","slug":"who-can-sign-a-wind-mitigation-form-in-florida","status":"publish","type":"post","link":"https:\/\/suninsuranceservices.com\/es\/who-can-sign-a-wind-mitigation-form-in-florida\/","title":{"rendered":"\u00bfQui\u00e9n puede firmar un formulario de mitigaci\u00f3n de da\u00f1os por viento en Florida?"},"content":{"rendered":"\n<article>\n\n<section>\n<h2>Quick Answer: Florida Law Limits Who Can Sign a Wind Mitigation Inspection<\/h2>\n\n<p><strong>A Florida wind mitigation inspection can be completed and signed by certain qualified inspectors identified under Florida law.<\/strong> These include properly trained Florida-licensed home inspectors, certified building code inspectors, licensed general, building, or residential contractors, licensed professional engineers, licensed professional architects, and certain other individuals or entities recognized by the insurer as qualified.<\/p>\n\n<p>The inspector generally completes Florida&#8217;s Uniform Mitigation Verification Inspection Form, known as <strong>OIR-B1-1802<\/strong>. For inspections performed on or after April 1, 2026, the current form is OIR-B1-1802 Rev. 04\/26.<\/p>\n\n<p>If your insurance company asked for a wind mit and you are not sure whom to hire, <a href=\"https:\/\/suninsuranceservices.com\/contact\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=quick_answer\">Call or Text (407)781-1600<\/a>. Sun Insurance Services can help you understand what documentation your insurer may require before you schedule an inspection.<\/p>\n<\/section>\n\n<section>\n<h2>Who Is Authorized to Sign Florida Form OIR-B1-1802?<\/h2>\n\n<p>Florida Statute 627.711 identifies several categories of authorized mitigation inspectors whose properly completed Uniform Mitigation Verification Inspection Forms must be accepted by an insurer, subject to applicable requirements.<\/p>\n\n<ul>\n  <li>A Florida-licensed home inspector who has completed the required hurricane mitigation training and proficiency exam<\/li>\n  <li>A certified building code inspector<\/li>\n  <li>A licensed general contractor<\/li>\n  <li>A licensed building contractor<\/li>\n  <li>A licensed residential contractor<\/li>\n  <li>A licensed professional engineer<\/li>\n  <li>A licensed professional architect<\/li>\n  <li>Another individual or entity recognized by the insurer as having the necessary qualifications to properly complete the form<\/li>\n<\/ul>\n\n<p><strong>Holding a general connection to construction or real estate does not automatically make someone an authorized wind mitigation inspector.<\/strong> The applicable Florida license, training requirements, and insurer recognition matter.<\/p>\n\n<p>If you have been given an inspector&#8217;s name and want to know what qualifications your carrier expects, <a href=\"https:\/\/suninsuranceservices.com\/contact\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=authorized_inspectors\">Call or Text (407)781-1600<\/a>.<\/p>\n<\/section>\n\n<section>\n<h2>Can a Florida-Licensed Home Inspector Perform a Wind Mitigation Inspection?<\/h2>\n\n<p>Yes. A Florida-licensed home inspector can sign a wind mitigation form when the inspector satisfies the additional hurricane mitigation training and proficiency requirements established by Florida law.<\/p>\n\n<p>The Florida Department of Financial Services states that a home inspector licensed under Section 468.8314 must have completed at least three hours of hurricane mitigation training approved by the Construction Industry Licensing Board. That training must include hurricane mitigation techniques and compliance with the Uniform Mitigation Verification Inspection Form, along with completion of a proficiency exam.<\/p>\n\n<p>Florida DFS also states that qualifying licensed home inspectors must complete continuing education related to mitigation inspections and the Uniform Mitigation Verification Inspection Form.<\/p>\n\n<p><strong>A home inspector&#8217;s Florida license by itself should not be assumed to satisfy every wind mitigation qualification.<\/strong> The additional mitigation training and proficiency requirements matter.<\/p>\n\n<p>Before hiring someone solely because the person advertises home inspections, confirm that the inspector is qualified to complete the current OIR-B1-1802.<\/p>\n\n<p>If you are unsure what your insurance company will accept, <a href=\"https:\/\/suninsuranceservices.com\/contact\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=home_inspector\">Call or Text (407)781-1600<\/a>.<\/p>\n<\/section>\n\n<section>\n<h2>Can a Florida Contractor Complete a Wind Mitigation Inspection?<\/h2>\n\n<p>Yes. A Florida-licensed general, building, or residential contractor can qualify to complete and sign a Uniform Mitigation Verification Inspection Form under Section 627.711, Florida Statutes.<\/p>\n\n<table>\n  <thead>\n    <tr>\n      <th>Florida License Category<\/th>\n      <th>Can Qualify to Sign OIR-B1-1802?<\/th>\n    <\/tr>\n  <\/thead>\n  <tbody>\n    <tr>\n      <td>General Contractor<\/td>\n      <td>Yes, when licensed under the applicable Florida requirements.<\/td>\n    <\/tr>\n    <tr>\n      <td>Building Contractor<\/td>\n      <td>Yes, when licensed under the applicable Florida requirements.<\/td>\n    <\/tr>\n    <tr>\n      <td>Residential Contractor<\/td>\n      <td>Yes, when licensed under the applicable Florida requirements.<\/td>\n    <\/tr>\n  <\/tbody>\n<\/table>\n\n<p><strong>A roofing contractor should not automatically be assumed to qualify simply because the inspection involves the roof.<\/strong> The statutory categories for signing OIR-B1-1802 should be checked against the person&#8217;s actual Florida license and any applicable insurer requirements.<\/p>\n\n<p>This distinction can be particularly important after a roof replacement. If you recently reroofed your home, read <a href=\"https:\/\/suninsuranceservices.com\/new-wind-mitigation-inspection-after-replacing-roof\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=roof_replacement\">Do I Need a New Wind Mitigation Inspection After Replacing My Roof?<\/a><\/p>\n\n<p>Need help figuring out what your insurer wants after a reroof? <a href=\"https:\/\/suninsuranceservices.com\/contact\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=contractor\">Call or Text (407)781-1600<\/a>.<\/p>\n<\/section>\n\n<section>\n<h2>Can a Professional Engineer Complete a Florida Wind Mitigation Inspection?<\/h2>\n\n<p>Yes. A Florida-licensed professional engineer can qualify to complete and sign the Uniform Mitigation Verification Inspection Form under Florida law.<\/p>\n\n<p>Professional engineers are specifically identified in Section 627.711 as authorized mitigation inspectors when licensed under the applicable Florida statute.<\/p>\n\n<p>Florida law also provides a limited employee exception for professional engineers and certain licensed contractors. A qualifying professional engineer may authorize a direct employee who is not an independent contractor to conduct the inspection when that employee possesses the required skill, knowledge, and experience.<\/p>\n\n<p>The professional engineer remains responsible for the employee&#8217;s work, and the insurer can request information about the employee&#8217;s qualifications before accepting the form.<\/p>\n\n<p><strong>The employee exception does not mean an engineering company can freely send any subcontractor or independent contractor to perform the inspection.<\/strong><\/p>\n\n<p>If an inspection company tells you someone other than the person signing the form will inspect the property, ask who will perform the inspection and under what license authority.<\/p>\n\n<p>Questions about an inspection request? <a href=\"https:\/\/suninsuranceservices.com\/contact\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=engineer\">Call or Text (407)781-1600<\/a>.<\/p>\n<\/section>\n\n<section>\n<h2>Can a Florida Architect Complete a Wind Mitigation Inspection?<\/h2>\n\n<p>Yes. A Florida-licensed professional architect is one of the categories authorized by Section 627.711 to sign the Uniform Mitigation Verification Inspection Form.<\/p>\n\n<p>The architect must hold the applicable active Florida professional license and must comply with the inspection requirements that apply to the form.<\/p>\n\n<p><strong>Professional credentials should be verified rather than assumed from a company name, job title, or business card.<\/strong> An insurer may review the inspector&#8217;s qualifications before accepting the submitted form.<\/p>\n\n<p>For homeowners, the practical question is not simply whether a person understands buildings. The person signing the form must fall within an authorized category or otherwise be recognized by the insurer as possessing the necessary qualifications.<\/p>\n\n<p>If you received a wind mitigation report and are unsure whether the person who signed it was properly qualified, <a href=\"https:\/\/suninsuranceservices.com\/contact\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=architect\">Call or Text (407)781-1600<\/a> and we can help you understand what your carrier may require.<\/p>\n<\/section>\n\n<section>\n<h2>Can a Building Code Inspector Perform a Florida Wind Mitigation Inspection?<\/h2>\n\n<p>Yes. A building code inspector certified under the applicable Florida licensing statute is included among the authorized categories that may sign OIR-B1-1802.<\/p>\n\n<p>A building code inspector is different from a private home inspector, although both may qualify under separate provisions of Florida law.<\/p>\n\n<p><strong>The title &#8220;inspector&#8221; alone is not enough to determine whether someone can complete a wind mitigation form.<\/strong> The person&#8217;s license or certification category matters.<\/p>\n\n<p>This is why homeowners should verify exactly what license the inspector holds rather than relying solely on advertising language such as &#8220;property inspector&#8221; or &#8220;insurance inspector.&#8221;<\/p>\n\n<p>If you need help understanding which inspection your carrier requested, <a href=\"https:\/\/suninsuranceservices.com\/contact\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=building_code\">Call or Text (407)781-1600<\/a>.<\/p>\n<\/section>\n\n<section>\n<h2>Can Someone Else Be Approved by the Insurance Company to Perform the Inspection?<\/h2>\n\n<p>Yes. Florida law also permits an insurer to recognize another individual or entity as having the necessary qualifications to properly complete the Uniform Mitigation Verification Inspection Form.<\/p>\n\n<p>Section 627.711 further allows an insurer, although it is not required to do so, to accept a form from another person whose qualifications and experience are acceptable to that insurer.<\/p>\n\n<p><strong>This insurer-recognition provision does not mean every person who offers wind mitigation inspections is automatically acceptable.<\/strong> If the person does not fit one of the standard licensing categories, confirm acceptance with the insurance company before relying on the inspection.<\/p>\n\n<p>An inspection that is inexpensive but unusable for the intended insurance company can create unnecessary delays.<\/p>\n\n<p>If you have found an inspector but are unsure whether your carrier will accept the form, <a href=\"https:\/\/suninsuranceservices.com\/contact\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=insurer_recognition\">Call or Text (407)781-1600<\/a> before scheduling.<\/p>\n<\/section>\n\n<section>\n<h2>Does the Person Signing the Wind Mit Have to Inspect the Home Personally?<\/h2>\n\n<p>Generally, yes. Florida law states that a person authorized to sign a mitigation verification form must personally inspect the structures referenced on the form and certify or attest to that personal inspection.<\/p>\n\n<p>There is an important exception for certain licensed professional engineers and licensed general, building, or residential contractors. Those qualifying licensees may authorize a direct employee, rather than an independent contractor, to conduct the inspection when the employee has the required skill, knowledge, and experience.<\/p>\n\n<p>The insurer may request information concerning that employee&#8217;s qualifications before accepting the form.<\/p>\n\n<p><strong>For most authorized inspectors, the person signing the OIR-B1-1802 should be the person who personally inspected the property.<\/strong><\/p>\n\n<p>When scheduling your inspection, it can be useful to ask:<\/p>\n\n<ul>\n  <li>Who will physically perform the inspection?<\/li>\n  <li>Who will sign the OIR-B1-1802?<\/li>\n  <li>What Florida license does that person hold?<\/li>\n  <li>If an employee is performing the inspection, under what statutory authority?<\/li>\n<\/ul>\n\n<p>If something on an inspection company&#8217;s process seems unclear, <a href=\"https:\/\/suninsuranceservices.com\/contact\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=personal_inspection\">Call or Text (407)781-1600<\/a>.<\/p>\n<\/section>\n\n<section>\n<h2>How Can You Check a Wind Mitigation Inspector&#8217;s Florida License?<\/h2>\n\n<p>You can verify many Florida professional licenses through the Florida Department of Business and Professional Regulation before hiring an inspector.<\/p>\n\n<p>Citizens Property Insurance Corporation specifically advises homeowners that they can verify inspector licenses through Florida&#8217;s licensing system.<\/p>\n\n<p>Before scheduling the inspection, consider confirming:<\/p>\n\n<ol>\n  <li>The inspector&#8217;s full name<\/li>\n  <li>The type of Florida license held<\/li>\n  <li>The license or certificate number<\/li>\n  <li>Whether the license appears active<\/li>\n  <li>Whether a home inspector has the required mitigation qualifications<\/li>\n  <li>Whether the person who will inspect the home is also the person authorized to sign the form<\/li>\n<\/ol>\n\n<p><strong>Verifying an inspector before the appointment can be easier than resolving an unacceptable inspection after the report has already been completed.<\/strong><\/p>\n\n<p>You can use the <a href=\"https:\/\/www.myfloridalicense.com\/?utm_source=sun_insurance_services&amp;utm_medium=referral&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=license_verification\">Florida Department of Business and Professional Regulation license search<\/a> to check applicable licenses.<\/p>\n\n<p>Need help determining what your insurer expects from the inspector? <a href=\"https:\/\/suninsuranceservices.com\/contact\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=license_check\">Call or Text (407)781-1600<\/a>.<\/p>\n<\/section>\n\n<section>\n<h2>Do You Have to Use an Inspector Recommended by Citizens?<\/h2>\n\n<p>No. Citizens Property Insurance Corporation states that policyholders and applicants do not have to use a Citizens-endorsed inspection company for a wind mitigation inspection.<\/p>\n\n<p>Citizens states that a homeowner can choose any Florida-licensed and authorized inspector who meets the applicable qualifications.<\/p>\n\n<p><strong>An insurer&#8217;s list of inspection companies should not automatically be interpreted as the only companies legally permitted to perform the inspection.<\/strong> However, the inspector you select still needs to meet the applicable requirements.<\/p>\n\n<p>If Citizens or another carrier is involved, verify the current carrier instructions before ordering the inspection because submission requirements can change.<\/p>\n\n<p>If you have a Citizens policy or quote and are confused about which wind mit documentation is required, <a href=\"https:\/\/suninsuranceservices.com\/contact\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=citizens_inspector\">Call or Text (407)781-1600<\/a>.<\/p>\n<\/section>\n\n<section>\n<h2>What Form Should the Inspector Use in Florida in 2026?<\/h2>\n\n<p>For inspections performed on or after April 1, 2026, the inspector should use Florida&#8217;s revised Uniform Mitigation Verification Inspection Form, OIR-B1-1802 Rev. 04\/26.<\/p>\n\n<p>The Florida Department of Financial Services states that this current form must be used for all inspections beginning April 1, 2026. The revised form includes additional categories and specifies documentation that must be used to verify entries.<\/p>\n\n<p><strong>An authorized inspector using the wrong version of the form can still create an insurance documentation problem.<\/strong> Inspector qualifications and use of the current applicable form both matter.<\/p>\n\n<p>For a detailed explanation of the document itself, read <a href=\"https:\/\/suninsuranceservices.com\/what-is-form-oir-b1-1802\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=what_is_1802\">What Is Form OIR-B1-1802?<\/a><\/p>\n\n<p>You can also read our <a href=\"https:\/\/suninsuranceservices.com\/floridas-new-wind-mitigation-form-is-now-in-effect\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=new_form\">guide to Florida&#8217;s 2026 wind mitigation form changes<\/a>.<\/p>\n\n<p>Have an inspection report and cannot tell whether it is the right form? <a href=\"https:\/\/suninsuranceservices.com\/contact\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=current_form\">Call or Text (407)781-1600<\/a>.<\/p>\n<\/section>\n\n<section>\n<h2>What Should a Qualified Inspector Document on OIR-B1-1802?<\/h2>\n\n<p>A qualified inspector documents specific construction characteristics that may affect a home&#8217;s wind mitigation classification.<\/p>\n\n<table>\n  <thead>\n    <tr>\n      <th>Form Area<\/th>\n      <th>What May Be Evaluated<\/th>\n    <\/tr>\n  <\/thead>\n  <tbody>\n    <tr>\n      <td>Building Code<\/td>\n      <td>Applicable building-code information and qualifying construction criteria.<\/td>\n    <\/tr>\n    <tr>\n      <td>Roof Covering<\/td>\n      <td>Roof covering, installation information, permits, or product approvals when applicable.<\/td>\n    <\/tr>\n    <tr>\n      <td>Roof Deck Attachment<\/td>\n      <td>How the roof deck is fastened to the framing.<\/td>\n    <\/tr>\n    <tr>\n      <td>Roof-to-Wall Attachment<\/td>\n      <td>How the roof framing connects to the walls.<\/td>\n    <\/tr>\n    <tr>\n      <td>Secondary Water Resistance<\/td>\n      <td>Whether a qualifying secondary water resistance feature can be documented.<\/td>\n    <\/tr>\n    <tr>\n      <td>Roof Characteristics<\/td>\n      <td>Applicable roof geometry, slope, and related characteristics.<\/td>\n    <\/tr>\n    <tr>\n      <td>Opening Protection<\/td>\n      <td>Protection for applicable windows, doors, skylights, garage doors, and other openings.<\/td>\n    <\/tr>\n  <\/tbody>\n<\/table>\n\n<p><strong>The inspector&#8217;s job is to document what can be verified, not to select whichever answer produces the largest potential insurance credit.<\/strong><\/p>\n\n<p>Supporting photographs and records may be required for specific items.<\/p>\n\n<p>Questions about something an inspector marked on your form? <a href=\"https:\/\/suninsuranceservices.com\/contact\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=form_items\">Call or Text (407)781-1600<\/a>.<\/p>\n<\/section>\n\n<section>\n<h2>Can an Insurance Company Reinspect the Property?<\/h2>\n\n<p>Yes. An insurance company can independently verify a submitted Uniform Mitigation Verification Inspection Form under Florida law.<\/p>\n\n<p>The Florida Department of Financial Services states that an insurer may, at its expense, require a form completed by an authorized mitigation inspector or inspection company to be independently verified before accepting it as valid.<\/p>\n\n<p>The insurer may use an inspector, inspection company, or qualifying third-party quality assurance provider for that verification.<\/p>\n\n<p><strong>Paying an authorized inspector does not prevent the insurance company from reviewing or independently verifying the reported mitigation features.<\/strong><\/p>\n\n<p>Accuracy therefore matters. Homeowners should keep the form, photographs, permits, product approvals, and other supporting documentation used during the inspection.<\/p>\n\n<p>If your insurance carrier has questioned or reinspected your wind mitigation report, <a href=\"https:\/\/suninsuranceservices.com\/contact\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=reinspection\">Call or Text (407)781-1600<\/a> if you need help understanding what the carrier is requesting.<\/p>\n<\/section>\n\n<section>\n<h2>Does the Inspector Decide Your Wind Mitigation Discount?<\/h2>\n\n<p>No. The inspector documents the home&#8217;s construction features, while the insurance company determines which applicable credits are used in its rating process.<\/p>\n\n<p>An inspector does not set the homeowners insurance premium and should not be treated as the final authority on how much a completed wind mitigation report will change the cost of a policy.<\/p>\n\n<p>The insurance result can depend on:<\/p>\n\n<ul>\n  <li>Which mitigation features are documented<\/li>\n  <li>The quality and completeness of supporting records<\/li>\n  <li>The insurer&#8217;s approved rating plan<\/li>\n  <li>Property characteristics<\/li>\n  <li>Policy coverage and deductibles<\/li>\n  <li>Other applicable underwriting and rating factors<\/li>\n<\/ul>\n\n<p><strong>An inspector verifies construction features. The insurer decides how those verified features affect the insurance policy.<\/strong><\/p>\n\n<p>If you already have a wind mit and want to understand how it may relate to a Florida homeowners insurance quote or renewal, <a href=\"https:\/\/suninsuranceservices.com\/contact\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=discount\">Call or Text (407)781-1600<\/a>.<\/p>\n<\/section>\n\n<section>\n<h2>How Long Is an Inspection From a Qualified Wind Mitigation Inspector Valid?<\/h2>\n\n<p>A completed Florida Uniform Mitigation Verification Inspection Form is valid for up to five years when no material changes have been made to the structure and no inaccuracies are found on the form.<\/p>\n\n<p>The qualification of the inspector does not make the report valid indefinitely. The age and continued accuracy of the inspection also matter.<\/p>\n\n<p>For example, you may need to revisit the report after:<\/p>\n\n<ul>\n  <li>A roof replacement<\/li>\n  <li>Installation of impact windows<\/li>\n  <li>Installation of shutters<\/li>\n  <li>Replacement of exterior doors<\/li>\n  <li>Structural roof modifications<\/li>\n  <li>Discovery of incorrect information on the form<\/li>\n<\/ul>\n\n<p><strong>A properly completed wind mitigation inspection can still become outdated when the property materially changes.<\/strong><\/p>\n\n<p>Read <a href=\"https:\/\/suninsuranceservices.com\/how-long-wind-mitigation-inspection-valid-florida\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=validity\">How Long Is a Wind Mitigation Inspection Valid in Florida?<\/a> for a full explanation.<\/p>\n\n<p>If your wind mit is getting close to five years old, <a href=\"https:\/\/suninsuranceservices.com\/contact\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=five_year_validity\">Call or Text (407)781-1600<\/a>.<\/p>\n<\/section>\n\n<section>\n<h2>Should You Get a New Inspection After Replacing Your Roof?<\/h2>\n\n<p>You may need a new wind mitigation inspection after replacing your roof when the previous OIR-B1-1802 no longer accurately describes the property or when the insurance company requires updated verification.<\/p>\n\n<p>A roof replacement can change information related to roof covering, installation dates, secondary water resistance, roof deck attachment, and other characteristics depending on the scope of work.<\/p>\n\n<p><strong>Replacing the roof does not automatically mean every homeowner must purchase another wind mit, but it should prompt a review of the existing form.<\/strong><\/p>\n\n<p>Keep your roof permit, final inspection information, invoices, product approvals, underlayment records, and photographs from the roofing project.<\/p>\n\n<p>Read our detailed guide: <a href=\"https:\/\/suninsuranceservices.com\/new-wind-mitigation-inspection-after-replacing-roof\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=new_roof\">Do I Need a New Wind Mitigation Inspection After Replacing My Roof?<\/a><\/p>\n\n<p>Just had your roof replaced? <a href=\"https:\/\/suninsuranceservices.com\/contact\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=roof_question\">Call or Text (407)781-1600<\/a> and we can help you determine what your insurance carrier may need.<\/p>\n<\/section>\n\n<section>\n<h2>What Should You Ask Before Hiring a Wind Mitigation Inspector?<\/h2>\n\n<p>You should verify the inspector&#8217;s qualifications, the form being used, who will actually inspect the home, and what documentation you should have ready.<\/p>\n\n<ol>\n  <li><strong>What Florida license or certification do you hold?<\/strong><\/li>\n  <li><strong>Are you qualified to sign OIR-B1-1802 under Florida law?<\/strong><\/li>\n  <li><strong>Will you personally perform the inspection?<\/strong><\/li>\n  <li><strong>If an employee is inspecting the home, under what license authority is that permitted?<\/strong><\/li>\n  <li><strong>Are you using OIR-B1-1802 Rev. 04\/26 for a current inspection?<\/strong><\/li>\n  <li><strong>What permits, product approvals, or other records should I provide?<\/strong><\/li>\n  <li><strong>Will the completed report include the required photographs and supporting documentation?<\/strong><\/li>\n  <li><strong>Will I receive a complete copy for my records?<\/strong><\/li>\n<\/ol>\n\n<p><strong>The lowest inspection price may not be useful if the resulting report does not satisfy the applicable insurance requirements.<\/strong><\/p>\n\n<p>Before hiring an inspector, you can also ask your insurance agent whether the carrier has any additional submission requirements.<\/p>\n\n<p>Want help understanding the insurance request first? <a href=\"https:\/\/suninsuranceservices.com\/contact\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=before_hiring\">Call or Text (407)781-1600<\/a>.<\/p>\n<\/section>\n\n<section>\n<h2>What Are Common Mistakes When Choosing a Wind Mitigation Inspector?<\/h2>\n\n<p>Common mistakes include hiring someone without checking qualifications, assuming every home inspector is automatically qualified, or failing to confirm who will actually perform the inspection.<\/p>\n\n<ul>\n  <li><strong>Not checking the license:<\/strong> Verify the applicable Florida credential before the appointment.<\/li>\n  <li><strong>Assuming all home inspectors qualify:<\/strong> Home inspectors must meet additional mitigation training and proficiency requirements.<\/li>\n  <li><strong>Confusing a roofer with an authorized mitigation inspector:<\/strong> Check the person&#8217;s actual license category.<\/li>\n  <li><strong>Ignoring the form version:<\/strong> Current inspections must use OIR-B1-1802 Rev. 04\/26.<\/li>\n  <li><strong>Failing to ask who will inspect the home:<\/strong> Florida&#8217;s personal-inspection requirements contain specific rules.<\/li>\n  <li><strong>Not providing documentation:<\/strong> Permits, product approvals, and other records can be important for verification.<\/li>\n  <li><strong>Assuming the inspector controls the insurance credit:<\/strong> The insurance company applies its rating rules.<\/li>\n<\/ul>\n\n<p>If you are unsure whether an inspector or report meets what your carrier wants, <a href=\"https:\/\/suninsuranceservices.com\/contact\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=mistakes\">Call or Text (407)781-1600<\/a>.<\/p>\n<\/section>\n\n<section>\n<h2>How Can Sun Insurance Services Help With a Wind Mitigation Inspection?<\/h2>\n\n<p>Sun Insurance Services can help Florida homeowners understand the insurance requirements surrounding a wind mitigation inspection, including what form a carrier may request and how an existing report may relate to a quote or renewal.<\/p>\n\n<p>Sun Insurance Services can also help review the age of an existing wind mit, roof replacement documentation, and carrier requests before a homeowner orders another inspection.<\/p>\n\n<p><strong>Sun Insurance Services does not determine the construction characteristics recorded by the inspector. The authorized inspector documents those features, and the insurance company determines how they affect the policy.<\/strong><\/p>\n\n<p>For broader coverage information, visit our <a href=\"https:\/\/suninsuranceservices.com\/florida-homeowners-insurance\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=homeowners_insurance\">Florida homeowners insurance guide<\/a>.<\/p>\n\n<p>If you were told to get a wind mit and do not know where to start, <a href=\"https:\/\/suninsuranceservices.com\/contact\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=help\">Call or Text (407)781-1600<\/a>.<\/p>\n<\/section>\n\n<section>\n<h2>Related Florida Wind Mitigation Questions<\/h2>\n\n<p>These related resources explain the form, expiration rules, roof replacement considerations, and current Florida wind mitigation requirements:<\/p>\n\n<ul>\n  <li><a href=\"https:\/\/suninsuranceservices.com\/how-long-wind-mitigation-inspection-valid-florida\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=related_validity\">How Long Is a Wind Mitigation Inspection Valid in Florida?<\/a><\/li>\n  <li><a href=\"https:\/\/suninsuranceservices.com\/new-wind-mitigation-inspection-after-replacing-roof\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=related_roof\">Do I Need a New Wind Mitigation Inspection After Replacing My Roof?<\/a><\/li>\n  <li><a href=\"https:\/\/suninsuranceservices.com\/what-is-form-oir-b1-1802\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=related_1802\">What Is Form OIR-B1-1802?<\/a><\/li>\n  <li><a href=\"https:\/\/suninsuranceservices.com\/floridas-new-wind-mitigation-form-is-now-in-effect\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=related_2026_form\">Florida&#8217;s New Wind Mitigation Form Is Now in Effect<\/a><\/li>\n<\/ul>\n\n<p>Still have a wind mitigation question? <a href=\"https:\/\/suninsuranceservices.com\/contact\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=related_questions\">Call or Text (407)781-1600<\/a>.<\/p>\n<\/section>\n\n<section>\n<h2>Frequently Asked Questions About Florida Wind Mitigation Inspectors<\/h2>\n\n<h3>Who can legally complete a Florida wind mitigation inspection?<\/h3>\n<p>Authorized inspectors can include properly trained Florida-licensed home inspectors, certified building code inspectors, licensed general, building, or residential contractors, licensed professional engineers, licensed professional architects, and certain other individuals or entities recognized by an insurer as qualified under Florida law.<\/p>\n\n<h3>Can any Florida home inspector perform a wind mitigation inspection?<\/h3>\n<p>No. A Florida-licensed home inspector must also satisfy the applicable hurricane mitigation training and proficiency requirements. The Florida Department of Financial Services states that qualifying home inspectors must complete approved hurricane mitigation training and a proficiency exam before signing the Uniform Mitigation Verification Inspection Form.<\/p>\n\n<h3>Can a general contractor sign OIR-B1-1802?<\/h3>\n<p>Yes. A Florida-licensed general, building, or residential contractor is included among the authorized mitigation inspector categories identified by Section 627.711, Florida Statutes, subject to applicable licensing and inspection requirements.<\/p>\n\n<h3>Can a professional engineer perform a Florida wind mitigation inspection?<\/h3>\n<p>Yes. A Florida-licensed professional engineer may qualify to complete and sign the Uniform Mitigation Verification Inspection Form. Florida law also provides a specific direct-employee provision for qualifying professional engineers, subject to requirements concerning the employee&#8217;s skill, knowledge, experience, and the engineer&#8217;s responsibility.<\/p>\n\n<h3>Can an architect perform a Florida wind mitigation inspection?<\/h3>\n<p>Yes. A professional architect holding the applicable Florida license is one of the categories authorized by Florida law to sign OIR-B1-1802. The architect must comply with the requirements that apply to the inspection and certification of the form.<\/p>\n\n<h3>Can my roofing contractor perform my wind mitigation inspection?<\/h3>\n<p>A roofing contractor should not automatically be assumed to qualify. Eligibility to sign OIR-B1-1802 depends on the contractor&#8217;s actual Florida license category or other insurer-recognized qualifications. Confirm the person&#8217;s license and acceptance before relying on the inspection.<\/p>\n\n<h3>Does the person signing the wind mit have to inspect my home?<\/h3>\n<p>Generally, yes. Florida law requires an authorized signer to personally inspect the structure, with a specific exception allowing certain licensed professional engineers and licensed general, building, or residential contractors to authorize qualified direct employees who are not independent contractors.<\/p>\n\n<h3>How do I verify a Florida wind mitigation inspector&#8217;s license?<\/h3>\n<p>You can check applicable Florida professional licenses through the Florida Department of Business and Professional Regulation. Citizens also recommends verifying that the person selected is a Florida-licensed and authorized inspector before the wind mitigation inspection is performed.<\/p>\n\n<h3>Do I have to use a Citizens-recommended inspector?<\/h3>\n<p>No. Citizens states that policyholders and applicants may choose any Florida-licensed and authorized inspector who meets the applicable qualifications. A Citizens-endorsed inspection company is not required simply because the property is insured through or being submitted to Citizens.<\/p>\n\n<h3>What form should a Florida wind mitigation inspector use in 2026?<\/h3>\n<p>For inspections performed on or after April 1, 2026, the inspector should use OIR-B1-1802 Rev. 04\/26. Learn more in our <a href=\"https:\/\/suninsuranceservices.com\/what-is-form-oir-b1-1802\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=faq_form\">guide to Florida Form OIR-B1-1802<\/a>.<\/p>\n\n<h3>Can my insurer reject a wind mitigation inspection?<\/h3>\n<p>An insurer may review whether the form, inspector qualifications, photographs, and supporting documentation satisfy applicable requirements. Florida law also permits independent verification at the insurer&#8217;s expense. Whether a particular report is accepted depends on the circumstances and applicable requirements.<\/p>\n\n<h3>Who should I call if I am unsure whether an inspector is acceptable?<\/h3>\n<p>Ask your insurance agent or insurer what qualifications and documentation apply before ordering the inspection. Sun Insurance Services can help with insurance-related questions about the process. <a href=\"https:\/\/suninsuranceservices.com\/contact\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=faq_contact\">Call or Text (407)781-1600<\/a>.<\/p>\n<\/section>\n\n<section>\n<h2>Conclusion: Verify the Inspector Before Scheduling Your Florida Wind Mit<\/h2>\n\n<p><strong>Florida law identifies specific professionals who can qualify to complete and sign a wind mitigation inspection.<\/strong> These include properly trained Florida-licensed home inspectors, building code inspectors, licensed general, building, or residential contractors, professional engineers, professional architects, and certain other people or entities recognized by an insurer.<\/p>\n\n<p>The person signing the form generally must personally inspect the property, although Florida law provides a limited direct-employee exception for certain professional engineers and licensed contractors.<\/p>\n\n<p><strong>A person advertising inspection services should not automatically be assumed to qualify to sign OIR-B1-1802.<\/strong> Verify the license, qualifications, and current form before scheduling the inspection.<\/p>\n\n<p><strong>The inspector documents the home&#8217;s mitigation features. The insurance company determines whether those features qualify for applicable credits and how they affect the policy.<\/strong><\/p>\n\n<p>If you need a wind mitigation inspection, have questions about an inspector&#8217;s qualifications, recently replaced your roof, or are not sure whether your existing form can still be used, Sun Insurance Services can help you understand what your insurance carrier may require.<\/p>\n\n<p><a href=\"https:\/\/suninsuranceservices.com\/contact\/?utm_source=blog&amp;utm_medium=cta&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=conclusion\">Call or Text (407)781-1600<\/a>.<\/p>\n\n<p>You can also read <a href=\"https:\/\/suninsuranceservices.com\/what-is-form-oir-b1-1802\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=conclusion_1802\">What Is Form OIR-B1-1802?<\/a>, <a href=\"https:\/\/suninsuranceservices.com\/how-long-wind-mitigation-inspection-valid-florida\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=conclusion_validity\">How Long Is a Wind Mitigation Inspection Valid in Florida?<\/a>, and <a href=\"https:\/\/suninsuranceservices.com\/new-wind-mitigation-inspection-after-replacing-roof\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=conclusion_roof\">Do I Need a New Wind Mitigation Inspection After Replacing My Roof?<\/a>.<\/p>\n<\/section>\n\n<section>\n<h2>Customer Reviews<\/h2>\n<div data-src=\"https:\/\/cdn.trustindex.io\/loader.js?ffa796354707667abb9699ee0e2\"><\/div>\n<\/section>\n\n<section>\n<h2>References<\/h2>\n\n<ul>\n  <li><a href=\"https:\/\/www.myfloridacfo.com\/division\/consumers\/storm\/mitigation-notices-inspections-and-forms?utm_source=sun_insurance_services&amp;utm_medium=referral&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=references\">Florida Department of Financial Services: Mitigation Notices, Inspections and Forms<\/a><\/li>\n  <li><a href=\"https:\/\/leg.state.fl.us\/Statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0600-0699\/0627\/Sections\/0627.711.html&amp;utm_source=sun_insurance_services&amp;utm_medium=referral&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=references\">Florida Legislature: Section 627.711, Florida Statutes<\/a><\/li>\n  <li><a href=\"https:\/\/floir.com\/docs-sf\/default-source\/property-and-casualty\/oir-b1-1802.pdf?utm_source=sun_insurance_services&amp;utm_medium=referral&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=references\">Florida Office of Insurance Regulation: OIR-B1-1802 Uniform Mitigation Verification Inspection Form<\/a><\/li>\n  <li><a href=\"https:\/\/www.citizensfla.com\/en\/qualified-inspectors?utm_source=sun_insurance_services&amp;utm_medium=referral&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=references\">Citizens Property Insurance Corporation: Authorized Wind Mitigation Inspectors<\/a><\/li>\n  <li><a href=\"https:\/\/securesupport.citizensfla.com\/app\/answers\/detail\/a_id\/2585\/~\/must-i-hire-a-citizens-endorsed-wind-mitigation-inspection-company%3F?utm_source=sun_insurance_services&amp;utm_medium=referral&amp;utm_campaign=who_can_complete_wind_mit&amp;utm_content=references\">Citizens Property Insurance Corporation: Choosing a Wind Mitigation Inspection Company<\/a><\/li>\n<\/ul>\n\n<p><strong>Last Updated:<\/strong> August 26, 2026<\/p>\n\n<p><small>This article is for educational purposes and does not provide legal, construction, licensing, inspection, or coverage advice. Inspector eligibility, insurance underwriting, mitigation credits, coverage, pricing, and documentation requirements depend on applicable Florida law, the insurer, property, policy terms, and individual circumstances. Verify an inspector&#8217;s current Florida license and discuss insurance requirements with a licensed Florida insurance agent when appropriate.<\/small><\/p>\n<\/section>\n\n<\/article>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@graph\": [\n    {\n      \"@type\": \"BlogPosting\",\n      \"@id\": \"https:\/\/suninsuranceservices.com\/who-can-complete-florida-wind-mitigation-inspection\/#article\",\n      \"headline\": \"Who Can Complete a Florida Wind Mitigation Inspection?\",\n      \"description\": \"Learn who can complete a Florida wind mitigation inspection and sign Form OIR-B1-1802 under current Florida rules.\",\n      \"datePublished\": \"2026-08-26\",\n      \"dateModified\": \"2026-08-26\",\n      \"mainEntityOfPage\": {\n        \"@type\": \"WebPage\",\n        \"@id\": \"https:\/\/suninsuranceservices.com\/who-can-complete-florida-wind-mitigation-inspection\/\"\n      },\n      \"publisher\": {\n        \"@type\": \"Organization\",\n        \"name\": \"Sun Insurance Services\",\n        \"url\": \"https:\/\/suninsuranceservices.com\/\"\n      },\n      \"image\": {\n        \"@id\": \"https:\/\/suninsuranceservices.com\/who-can-complete-florida-wind-mitigation-inspection\/#primaryimage\"\n      }\n    },\n    {\n      \"@type\": \"FAQPage\",\n      \"@id\": \"https:\/\/suninsuranceservices.com\/who-can-complete-florida-wind-mitigation-inspection\/#faq\",\n      \"mainEntity\": [\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Who can legally complete a Florida wind mitigation inspection?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"Authorized inspectors can include properly trained Florida-licensed home inspectors, certified building code inspectors, licensed general, building, or residential contractors, licensed professional engineers, licensed professional architects, and certain other individuals or entities recognized by an insurer as qualified under Florida law.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Can any Florida home inspector perform a wind mitigation inspection?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"No. A Florida-licensed home inspector must also satisfy the applicable hurricane mitigation training and proficiency requirements before signing the Uniform Mitigation Verification Inspection Form.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Can a general contractor sign OIR-B1-1802?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"Yes. A Florida-licensed general, building, or residential contractor is included among the authorized mitigation inspector categories identified under Florida law.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Can a professional engineer perform a Florida wind mitigation inspection?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"Yes. A Florida-licensed professional engineer may qualify to complete and sign the Uniform Mitigation Verification Inspection Form, subject to applicable Florida requirements.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Can an architect perform a Florida wind mitigation inspection?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"Yes. A professional architect holding the applicable Florida license is one of the categories authorized by Florida law to sign OIR-B1-1802.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Can my roofing contractor perform my wind mitigation inspection?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"A roofing contractor should not automatically be assumed to qualify. Eligibility depends on the contractor's actual Florida license category or other insurer-recognized qualifications.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Does the person signing the wind mit have to inspect my home?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"Generally, yes. 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Homeowners should verify the inspector's license and applicable mitigation qualifications before the inspection.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Do I have to use a Citizens-recommended inspector?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"No. Citizens states that policyholders and applicants may choose any Florida-licensed and authorized inspector who meets the applicable qualifications.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"What form should a Florida wind mitigation inspector use in 2026?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"For inspections performed on or after April 1, 2026, the inspector should use OIR-B1-1802 Rev. 04\/26.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"Can my insurer reject a wind mitigation inspection?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"An insurer may review whether the form, inspector qualifications, photographs, and supporting documentation satisfy applicable requirements. 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Sun Insurance Services can help Florida homeowners understand insurance-related wind mitigation requirements.\"\n          }\n        }\n      ]\n    },\n    {\n      \"@type\": \"BreadcrumbList\",\n      \"@id\": \"https:\/\/suninsuranceservices.com\/who-can-complete-florida-wind-mitigation-inspection\/#breadcrumb\",\n      \"itemListElement\": [\n        {\n          \"@type\": \"ListItem\",\n          \"position\": 1,\n          \"name\": \"Home\",\n          \"item\": \"https:\/\/suninsuranceservices.com\/\"\n        },\n        {\n          \"@type\": \"ListItem\",\n          \"position\": 2,\n          \"name\": \"Florida Homeowners Insurance\",\n          \"item\": \"https:\/\/suninsuranceservices.com\/florida-homeowners-insurance\/\"\n        },\n        {\n          \"@type\": \"ListItem\",\n          \"position\": 3,\n          \"name\": \"Who Can Complete a Florida Wind Mitigation Inspection?\",\n          \"item\": \"https:\/\/suninsuranceservices.com\/who-can-complete-florida-wind-mitigation-inspection\/\"\n        }\n      ]\n    },\n    {\n      \"@type\": \"ImageObject\",\n      \"@id\": \"https:\/\/suninsuranceservices.com\/who-can-complete-florida-wind-mitigation-inspection\/#primaryimage\",\n      \"name\": \"Who Can Perform a Florida Wind Mitigation Inspection?\",\n      \"caption\": \"Florida law identifies the types of qualified inspectors who may complete and sign the state's Uniform Mitigation Verification Inspection Form.\",\n      \"representativeOfPage\": true\n    }\n  ]\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>La ley de Florida limita qui\u00e9n puede firmar el Formulario Uniforme de Verificaci\u00f3n de Mitigaci\u00f3n, OIR-B1-1802. Los inspectores calificados pueden incluir inspectores de viviendas con licencia de Florida debidamente capacitados, inspectores de c\u00f3digos de construcci\u00f3n, contratistas generales, de construcci\u00f3n o residenciales con licencia, ingenieros profesionales, arquitectos profesionales y otras personas o entidades reconocidas por una aseguradora. <a class=\"continue\" href=\"https:\/\/suninsuranceservices.com\/es\/who-can-sign-a-wind-mitigation-form-in-florida\/\">Continuar leyendo<span> \u00bfQui\u00e9n puede firmar un formulario de mitigaci\u00f3n de da\u00f1os por viento en Florida?<\/span><\/a><\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","hide_page_title":"","footnotes":""},"categories":[47],"tags":[338,340,83],"post_folder":[],"class_list":["post-4191","post","type-post","status-publish","format-standard","hentry","category-personal-insurance","tag-florida-homeowners-insurance","tag-oir-b1-1802","tag-wind-mitigation"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Who can sign a Wind Mitigation form in Florida? 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