What are some practical things I can do to lower the cost of my homeowners insurance?

What are some practical things I can do to lower the cost of my homeowners insurance?

The easiest thing to do is get a comprehensive review of your policy and needs from us.

Prices of homeowners insurance can vary by hundreds of dollars for the same coverage on the same home. When you shop, be careful to make sure each insurer is offering the same coverage.

Another way to lower the cost of your homeowners insurance is to look for any discounts that you may qualify for. Many insurers will offer a discount when you place your automobile and homeowners insurance with them. Others offer discounts for deadbolt exterior locks on all your doors, or for security systems.

Another easy way to lower the cost of your homeowners insurance is to raise your deductible. Increasing your deductible from $250 to $500 will lower your premium, sometimes by as much as five or ten percent.

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