About Sun Insurance Services
Independent Insurance Agency in Orlando, Florida
Family-owned and independent since 2003. We compare home, auto, flood, and business coverage across Florida’s top carriers – and work for you, not the insurance company.
Who We Are
Sun Insurance Services is an independent insurance agency based in Orlando, Florida, founded over two decades ago by Jim and Dee Brandt. Since then, we have helped Florida families and businesses protect their homes, vehicles, and livelihoods – through hurricane seasons, new roofs, teen drivers, and first homes – by pairing personal service with coverage that actually fits.
Today, the next generation of the Brandt family leads the agency. Patrick, Chris, and Jamie continue the same mission: compare top-rated Florida carriers, explain options in plain English, and advocate for clients when it matters most. As an independent agency, we are not captive to any single insurer – we represent a broad range of admitted Florida carriers and can shop the market on your behalf for homeowners, condo, renters, flood (NFIP and private), auto (including PIP and UM/UIM), umbrella, boat, and commercial policies.
Why Florida Homeowners and Businesses Choose an Independent Agency
Florida’s insurance market is one of the most complex in the country. Carrier availability, premium pricing, and policy terms vary significantly by location, coverage type, and claims history. An independent agency like Sun Insurance Services compares options across multiple carriers – including wind mitigation discounts, bundle savings, and hurricane and flood deductible structures – so you get coverage matched to your actual risk, not a one-size-fits-all product from a single company.
Service Before, During, and After a Claim
We conduct proactive policy reviews at renewal, provide guidance before storm season, and stay accessible when a claim needs to be filed. Florida policyholders often find that having a local agent who knows the market – and knows their policy – makes a significant difference in how a claim is handled and resolved.
A Team That Knows Florida Insurance
Our licensed agents are equipped with the tools and carrier access to respond quickly, review policies carefully, and give clients a straightforward picture of their coverage. When our team is well-supported, clients get faster responses, fewer surprises at claim time, and a better overall experience from first quote to renewal.
Meet Our Team
Independent Agency – We Work for You, Not the Carrier
As an independent Orlando insurance agency, Sun Insurance Services compares quotes from multiple admitted Florida carriers – including Citizens Property Insurance when required – to find competitive rates with coverage that holds up. We look for bundle discounts, wind mitigation credits, and the right deductible structures for hurricane and flood exposure. Our goal is long-term protection at the right price, not the lowest quote that leaves gaps.
Get a Quote from a Local Florida Insurance Agency
Sun Insurance Services provides quotes for homeowners, condo, renters, flood, auto, umbrella, boat, and commercial insurance anywhere in Florida. One conversation with our team can clarify your coverage, identify gaps, and often reduce your total cost. We are based in Orlando and serve clients statewide.