Quick Answer: What Insurance Does a Florida Home Health Agency Need? Florida home health agencies must carry liability insurance and malpractice insurance with limits of not less than $250,000 per claim to meet current Florida licensure requirements. Workers compensation is generally required for non-construction Florida employers once they employ four or more workers. Many agencies… Continue Reading Florida Home Health Agency Insurance: What You Need to Know | Sun Insurance Services
Category: Business Insurance
Product Liability Insurance | Sun Insurance Services
Product liability insurance helps Florida businesses manage costly claims from alleged product defects. Continue Reading Product Liability Insurance | Sun Insurance Services
Workers Comp HVAC Florida: What Every HVAC Contractor Needs to Know
Florida Statute 440.38 requires HVAC contractors to carry workers compensation from the first employee. Sun Insurance Services specializes in workers comp placement for Florida contractors- call or text (407) 781-1600. Continue Reading Workers Comp HVAC Florida: What Every HVAC Contractor Needs to Know
Do Your Employees Need to Be Listed on Your Business Auto Policy?
Find out which employees need to be listed as business auto policy drivers, why carriers require disclosure, and how unlisted drivers can affect your coverage. Continue Reading Do Your Employees Need to Be Listed on Your Business Auto Policy?
Florida Plumbing Contractor Insurance Guide | Sun Insurance
Florida plumbing contractors need $1M/$2M general liability, workers comp, and tools coverage. Sun Insurance helps you get the right policy — not just the cheapest one. Get a quote today. Continue Reading Florida Plumbing Contractor Insurance Guide | Sun Insurance
Workers’ Compensation Insurance for HVAC Contractors in Florida
HVAC contractor installing rooftop air conditioning unit in Florida heat, representing workers’ comp coverage by Sun Insurance Services Continue Reading Workers’ Compensation Insurance for HVAC Contractors in Florida
Workers’ Compensation Insurance for Roofers and Small Trade Contractors in Florida: What You Need to Know
Introduction Running a roofing company or small trade business in Florida comes with unique challenges. Between the physical risks of the job and the strict state regulations, workers’ compensation insurance is one of the most important coverages you can have. In fact, Florida singles out construction trades—including roofing, carpentry, drywall, HVAC, painting, and more—as high-risk… Continue Reading Workers’ Compensation Insurance for Roofers and Small Trade Contractors in Florida: What You Need to Know
Understanding Workers Compensation Costs in Florida: A Business Guide
Understanding Workers Compensation Costs in Florida: A Business Guide Introduction Navigating workers’ compensation costs in Florida requires understanding multiple factors that influence premiums and coverage options. With Florida ranking among the most cost-effective states for workers’ compensation insurance, businesses have opportunities to secure appropriate protection while managing expenses effectively. Recent developments, including NCCI’s recommendation for… Continue Reading Understanding Workers Compensation Costs in Florida: A Business Guide
How NCCI Rate Recommendations Affect Florida Business Insurance Costs (2026 Update)
Insurance Agent – Scott Mauldin 📞 Call or Text: (407) 781-1609 ✉️ scott@suninsuranceservices.com How NCCI Rate Recommendations Affect Your Business Insurance The National Council on Compensation Insurance (NCCI) plays a crucial role in determining workers’ compensation insurance rates across multiple states, including Florida. When NCCI recommends changes, business owners feel the impact directly in their… Continue Reading How NCCI Rate Recommendations Affect Florida Business Insurance Costs (2026 Update)
Commercial Insurance for Construction and Contracting Businesses: A Complete Guide
Running a construction business in Florida comes with risk. One accident, claim, or equipment theft can put your livelihood on the line. At Sun Insurance Services, we help contractors secure affordable, trade-specific insurance so you can focus on winning projects — not worrying about coverage gaps. Get protected today with commercial insurance designed for construction… Continue Reading Commercial Insurance for Construction and Contracting Businesses: A Complete Guide