Florida audio visual companies can have unusual workers’ compensation exposures because employees may work in warehouses, offices, event venues, construction sites, ceilings, lifts, stages, and customer locations. Learn what AV businesses should review before requesting workers’ comp insurance quotes. Continue Reading Workers’ Comp Insurance for an AV Company in Florida: What Should You Look For?
Author: jbjones
How Much Is Car Insurance for a 21-Year-Old in Florida?
Car insurance for a 21-year-old in Florida can vary significantly by carrier, vehicle, ZIP code, driving history, coverage, and other rating factors. Here is what young drivers should know before buying a used car and requesting insurance quotes. Continue Reading How Much Is Car Insurance for a 21-Year-Old in Florida?
What Is Form OIR-B1-1802? | Sun Insurance Services, Inc.
Form OIR-B1-1802 is Florida’s Uniform Mitigation Verification Inspection Form. It is used to document wind-resistant construction features that an insurance company may evaluate when determining applicable wind mitigation credits. Learn what the form covers, who can complete it, how long it is valid, and what changed in 2026. Continue Reading What Is Form OIR-B1-1802? | Sun Insurance Services, Inc.
Cyber Insurance for Small Businesses: What Coverage Actually Matters?
A compromised email account can lead to fraudulent payment instructions, forensic costs, business interruption, client claims, and reputational damage. Learn which cyber insurance coverages small businesses should review before choosing a policy. Continue Reading Cyber Insurance for Small Businesses: What Coverage Actually Matters?
Florida Workers’ Compensation Rates Could Decrease 7.4% in 2027
NCCI has proposed a 7.4% decrease in Florida workers’ compensation rates effective January 1, 2027. Here is what Florida employers should know about the filing, why rates may decline, and what could affect an individual business’s workers’ compensation premium. Continue Reading Florida Workers’ Compensation Rates Could Decrease 7.4% in 2027
Who can sign a Wind Mitigation form in Florida?
Florida law limits who can sign the Uniform Mitigation Verification Inspection Form, OIR-B1-1802. Qualified inspectors can include properly trained Florida-licensed home inspectors, building code inspectors, licensed general, building, or residential contractors, professional engineers, professional architects, and certain other individuals or entities recognized by an insurer. Continue Reading Who can sign a Wind Mitigation form in Florida?
How Long Is a Wind Mitigation Inspection Valid in Florida? | Sun Insurance Services
Florida’s Uniform Mitigation Verification Inspection Form is valid for up to five years if no material changes have been made to the structure and no inaccuracies are found. Learn when a new wind mitigation inspection may be needed and what changed with Florida’s inspection form in 2026. Continue Reading How Long Is a Wind Mitigation Inspection Valid in Florida? | Sun Insurance Services
Flood Insurance Gap Florida | Sun Insurance Services
Too few Floridians carry flood insurance, and the NFIP faces serious problems including delayed claims and poor coverage. Learn about the flood insurance gap in Florida and what options may be available to you. Continue Reading Flood Insurance Gap Florida | Sun Insurance Services
Workers Comp for Painters | Sun Insurance Services
Florida law requires workers’ compensation insurance for painting and drywall contractors with even one employee. Learn what coverage may apply, what it costs, and how to stay compliant. Continue Reading Workers Comp for Painters | Sun Insurance Services
Why Do You Need Insurance | Sun Insurance Services
Insurance is a financial resource that helps Florida residents recover from hurricanes, accidents, floods, and other unexpected events. Learn why coverage matters and what types you may need. Continue Reading Why Do You Need Insurance | Sun Insurance Services