Florida Statute 440.38 requires HVAC contractors to carry workers compensation from the first employee. Sun Insurance Services specializes in workers comp placement for Florida contractors- call or text (407) 781-1600. Continue Reading Workers Comp HVAC Florida: What Every HVAC Contractor Needs to Know
Author: jbjones
Do Your Employees Need to Be Listed on Your Business Auto Policy?
Find out which employees need to be listed as business auto policy drivers, why carriers require disclosure, and how unlisted drivers can affect your coverage. Continue Reading Do Your Employees Need to Be Listed on Your Business Auto Policy?
Does Home Insurance Cover Earthquakes in Florida?
Standard Florida home insurance excludes earthquakes. Here is what to know. Continue Reading Does Home Insurance Cover Earthquakes in Florida?
Florida Home Insurance Coverage Options: What You Need to Know
Florida home insurance options for Orlando and Central Florida homeowners. Sun Insurance Services explains dwelling, windstorm, flood, and liability coverage. Continue Reading Florida Home Insurance Coverage Options: What You Need to Know
Florida’s New Wind Mitigation Form Is Now in Effect
Florida’s new wind mitigation form is now in effect. Learn what changed in 2026 and how it may affect homeowners, buyers, and Realtors. Continue Reading Florida’s New Wind Mitigation Form Is Now in Effect
Homeowners Insurance Cover Gold | Sun Insurance Services
Does homeowners insurance cover gold? In many cases, gold coins, bullion, and precious metals are subject to special policy sub-limits that can leave homeowners underinsured. Learn how standard homeowners insurance treats gold, storage considerations, and coverage options available to Florida homeowners. Continue Reading Homeowners Insurance Cover Gold | Sun Insurance Services
Why Property Insurance Costs Keep Rising
Severe storms matter, but rising construction costs, labor shortages, inflation, and development patterns are driving many Florida insurance cost increases. Continue Reading Why Property Insurance Costs Keep Rising
Florida Hurricane Season Is Here: Are You Ready?
Prepare for Florida hurricane season with tips for emergency kits, flood insurance, home protection, and storm readiness. Continue Reading Florida Hurricane Season Is Here: Are You Ready?
Are Your Insurance Costs Outpacing Your Income? Let’s Review Your Options
Rising insurance premiums can strain any budget. Learn why costs are increasing in Florida and explore practical ways to manage your insurance expenses. Continue Reading Are Your Insurance Costs Outpacing Your Income? Let’s Review Your Options
When a Parent Co-Signs and Co-Owns an Adult Child’s Car
When a parent co-signs a car loan for an adult child in Florida, the parent may still have liability exposure if their name is on the vehicle title. This article explains how auto insurance, named insured status, umbrella coverage, uninsured motorist coverage, and vehicle ownership can create coverage gaps and financial risk after an accident. Continue Reading When a Parent Co-Signs and Co-Owns an Adult Child’s Car