Conozca cómo firmar y compartir el título de un vehículo con un hijo adulto puede crear riesgos de responsabilidad civil y problemas de cobertura de auto en Florida. Continue Reading Cuando un Padre Firma y Comparte el Título del Auto de un Hijo Adulto | Cinthia Lantigua
Category: Personal Insurance
When a Parent Co-Signs and Co-Owns an Adult Child’s Car
When a parent co-signs a car loan for an adult child in Florida, the parent may still have liability exposure if their name is on the vehicle title. This article explains how auto insurance, named insured status, umbrella coverage, uninsured motorist coverage, and vehicle ownership can create coverage gaps and financial risk after an accident. Continue Reading When a Parent Co-Signs and Co-Owns an Adult Child’s Car
Jewelry Insurance vs. Homeowners Rider: Which Fits Your Needs?
Published March 9, 2026, updated May 1, 2026. Introduction Florida homeowners looking to insure jewelry generally have two options: adding a scheduled personal property endorsement to an existing homeowners policy, or purchasing a separate standalone jewelry insurance policy. Each carries distinct coverage terms, cost structures, and claims implications — and the right choice depends on… Continue Reading Jewelry Insurance vs. Homeowners Rider: Which Fits Your Needs?
Who’s Driving Your Car? Florida Auto Insurance and Household Driver Disclosure
Does your auto insurance cover everyone who drives your car? Learn how Florida insurers treat household drivers, college students, and named driver exclusions. Continue Reading Who’s Driving Your Car? Florida Auto Insurance and Household Driver Disclosure
Recreational Vehicle Insurance: E-Bikes, Golf Carts & More
Recreational Vehicle Insurance: E-Bikes, Golf Carts & More Published: January 13, 2026 Updated: January 26, 2026 Introduction Florida’s year-round sunshine makes it a natural fit for recreational vehicles. From e-bikes on coastal trails to golf carts in planned communities and compact tractors maintaining large properties, these vehicles are part of everyday life for many Florida… Continue Reading Recreational Vehicle Insurance: E-Bikes, Golf Carts & More
Uninsured Motorist Coverage in Florida: Why It Matters
Why Uninsured Motorist Coverage Protects Your Family Introduction Picture this scenario: You’re driving home from work when an uninsured driver runs a red light and crashes into your vehicle. You’re seriously injured, facing mounting medical bills and lost wages. Without uninsured motorist (UM) coverage, you could be left financially vulnerable despite doing nothing wrong. According… Continue Reading Uninsured Motorist Coverage in Florida: Why It Matters
Florida Home Insurance in Late 2025: What Homeowners Should Expect Going Into 2026
Homeowners in Orange, Lake, Seminole, and Polk counties are experiencing some of the most balanced conditions in years. Whether your renewal went up, down, or stayed flat, here’s what you should know before heading into 2026. Continue Reading Florida Home Insurance in Late 2025: What Homeowners Should Expect Going Into 2026
What Citizens Takeout Means for Your Home Insurance in 2026
Got a Citizens takeout letter in the mail? 📬
Here’s the truth every Florida homeowner should know. Continue Reading What Citizens Takeout Means for Your Home Insurance in 2026
Progressive Florida Rebates: What Policyholders Should Know
Progressive Insurance recently announced a significant $1 billion rebate program for its 2.7 million Florida policyholders. Continue Reading Progressive Florida Rebates: What Policyholders Should Know
Recent Florida Insurance Penalties: What You Need to Know
Recent Florida Insurance Penalties: What You Need to Know Published November 5, 2025, updated November 6, 2025. Introduction If you live in Florida, you know dealing with insurance companies after a hurricane can be stressful. The good news? Florida regulators are cracking down on insurers who aren’t playing by the rules. Just recently, state regulators… Continue Reading Recent Florida Insurance Penalties: What You Need to Know