Car insurance for a 21-year-old in Florida can vary significantly by carrier, vehicle, ZIP code, driving history, coverage, and other rating factors. Here is what young drivers should know before buying a used car and requesting insurance quotes. Continue Reading How Much Is Car Insurance for a 21-Year-Old in Florida?
Category: Personal Insurance
What Is Form OIR-B1-1802? | Sun Insurance Services, Inc.
Form OIR-B1-1802 is Florida’s Uniform Mitigation Verification Inspection Form. It is used to document wind-resistant construction features that an insurance company may evaluate when determining applicable wind mitigation credits. Learn what the form covers, who can complete it, how long it is valid, and what changed in 2026. Continue Reading What Is Form OIR-B1-1802? | Sun Insurance Services, Inc.
Florida Insurance for Aerospace Engineers in Brevard County | Sun Insurance Services
Space Coast Relocation Insurance Guide Florida Insurance Guide for Aerospace Engineers Moving to Brevard County By Kim Osburn, Personal Lines Insurance Agent, Sun Insurance Services Last Updated: September 4, 2026 Quick Read: Aerospace engineers moving to Brevard County should coordinate Florida insurance around their new address, vehicles, housing, and relocation dates. Aerospace engineers moving to… Continue Reading Florida Insurance for Aerospace Engineers in Brevard County | Sun Insurance Services
Cyber Insurance for Small Businesses: What Coverage Actually Matters?
A compromised email account can lead to fraudulent payment instructions, forensic costs, business interruption, client claims, and reputational damage. Learn which cyber insurance coverages small businesses should review before choosing a policy. Continue Reading Cyber Insurance for Small Businesses: What Coverage Actually Matters?
Florida Workers’ Compensation Rates Could Decrease 7.4% in 2027
NCCI has proposed a 7.4% decrease in Florida workers’ compensation rates effective January 1, 2027. Here is what Florida employers should know about the filing, why rates may decline, and what could affect an individual business’s workers’ compensation premium. Continue Reading Florida Workers’ Compensation Rates Could Decrease 7.4% in 2027
Who can sign a Wind Mitigation form in Florida?
Florida law limits who can sign the Uniform Mitigation Verification Inspection Form, OIR-B1-1802. Qualified inspectors can include properly trained Florida-licensed home inspectors, building code inspectors, licensed general, building, or residential contractors, professional engineers, professional architects, and certain other individuals or entities recognized by an insurer. Continue Reading Who can sign a Wind Mitigation form in Florida?
How Long Is a Wind Mitigation Inspection Valid in Florida? | Sun Insurance Services
Florida’s Uniform Mitigation Verification Inspection Form is valid for up to five years if no material changes have been made to the structure and no inaccuracies are found. Learn when a new wind mitigation inspection may be needed and what changed with Florida’s inspection form in 2026. Continue Reading How Long Is a Wind Mitigation Inspection Valid in Florida? | Sun Insurance Services
Flood Insurance Gap Florida | Sun Insurance Services
Too few Floridians carry flood insurance, and the NFIP faces serious problems including delayed claims and poor coverage. Learn about the flood insurance gap in Florida and what options may be available to you. Continue Reading Flood Insurance Gap Florida | Sun Insurance Services
Why Do You Need Insurance | Sun Insurance Services
Insurance is a financial resource that helps Florida residents recover from hurricanes, accidents, floods, and other unexpected events. Learn why coverage matters and what types you may need. Continue Reading Why Do You Need Insurance | Sun Insurance Services
Property Insurance Policy Documents | Sun Insurance Services
Learn how to read and respond to Florida property insurance policy documents, from declarations pages and endorsements to cancellation and rescission notices. Continue Reading Property Insurance Policy Documents | Sun Insurance Services