Florida’s new wind mitigation form is now in effect. Learn what changed in 2026 and how it may affect homeowners, buyers, and Realtors. Continue Reading Florida’s New Wind Mitigation Form Is Now in Effect
Category: Personal Insurance
Homeowners Insurance Cover Gold | Sun Insurance Services
Does homeowners insurance cover gold? In many cases, gold coins, bullion, and precious metals are subject to special policy sub-limits that can leave homeowners underinsured. Learn how standard homeowners insurance treats gold, storage considerations, and coverage options available to Florida homeowners. Continue Reading Homeowners Insurance Cover Gold | Sun Insurance Services
Why Property Insurance Costs Keep Rising
Severe storms matter, but rising construction costs, labor shortages, inflation, and development patterns are driving many Florida insurance cost increases. Continue Reading Why Property Insurance Costs Keep Rising
Florida Hurricane Season Is Here: Are You Ready?
Prepare for Florida hurricane season with tips for emergency kits, flood insurance, home protection, and storm readiness. Continue Reading Florida Hurricane Season Is Here: Are You Ready?
Are Your Insurance Costs Outpacing Your Income? Let’s Review Your Options
Rising insurance premiums can strain any budget. Learn why costs are increasing in Florida and explore practical ways to manage your insurance expenses. Continue Reading Are Your Insurance Costs Outpacing Your Income? Let’s Review Your Options
Cuando un Padre Firma y Comparte el Título del Auto de un Hijo Adulto | Cinthia Lantigua
Conozca cómo firmar y compartir el título de un vehículo con un hijo adulto puede crear riesgos de responsabilidad civil y problemas de cobertura de auto en Florida. Continue Reading Cuando un Padre Firma y Comparte el Título del Auto de un Hijo Adulto | Cinthia Lantigua
When a Parent Co-Signs and Co-Owns an Adult Child’s Car
When a parent co-signs a car loan for an adult child in Florida, the parent may still have liability exposure if their name is on the vehicle title. This article explains how auto insurance, named insured status, umbrella coverage, uninsured motorist coverage, and vehicle ownership can create coverage gaps and financial risk after an accident. Continue Reading When a Parent Co-Signs and Co-Owns an Adult Child’s Car
Jewelry Insurance vs. Homeowners Rider: Which Fits Your Needs?
Published March 9, 2026, updated May 1, 2026. Introduction Florida homeowners looking to insure jewelry generally have two options: adding a scheduled personal property endorsement to an existing homeowners policy, or purchasing a separate standalone jewelry insurance policy. Each carries distinct coverage terms, cost structures, and claims implications — and the right choice depends on… Continue Reading Jewelry Insurance vs. Homeowners Rider: Which Fits Your Needs?
Who’s Driving Your Car? Florida Auto Insurance and Household Driver Disclosure
Does your auto insurance cover everyone who drives your car? Learn how Florida insurers treat household drivers, college students, and named driver exclusions. Continue Reading Who’s Driving Your Car? Florida Auto Insurance and Household Driver Disclosure
Recreational Vehicle Insurance: E-Bikes, Golf Carts & More
Recreational Vehicle Insurance: E-Bikes, Golf Carts & More Published: January 13, 2026 Updated: January 26, 2026 Introduction Florida’s year-round sunshine makes it a natural fit for recreational vehicles. From e-bikes on coastal trails to golf carts in planned communities and compact tractors maintaining large properties, these vehicles are part of everyday life for many Florida… Continue Reading Recreational Vehicle Insurance: E-Bikes, Golf Carts & More