Buying insurance in Florida can involve multiple carriers, underwriting rules, deductibles, exclusions, and coverage choices. Learn why working with an independent insurance agency can make comparing those options easier. Continue Reading Independent Insurance Agency Florida | Sun Insurance Services
Category: Personal Insurance
What to Do After Your Car Gets Flooded
Never attempt to start a vehicle that has been exposed to flood water. Water inside the engine or electrical system can turn a repairable vehicle into a much more expensive loss Continue Reading What to Do After Your Car Gets Flooded
Physical Damage vs Collision Coverage | Sun Insurance Services
Learn the difference between physical damage vs collision coverage in Florida auto insurance, when you need both, and how to find cost-effective options for your vehicle. –> Continue Reading Physical Damage vs Collision Coverage | Sun Insurance Services
Insurance for e-Bikes in Florida
Electric bicycles can cost thousands of dollars, but many Florida owners assume they’re fully protected by their existing insurance. Learn how homeowners, renters, and auto policies typically treat e-bikes, common coverage limitations, and when additional protection may make sense. Continue Reading Insurance for e-Bikes in Florida
HVAC Workers Comp Florida || Sun Insurance Services
HVAC workers comp in Florida is required for contractors with one or more employees. Learn about NCCI code 5537, costs, subcontractor rules, and how to stay compliant. Continue Reading HVAC Workers Comp Florida || Sun Insurance Services
Commercial Insurance Florida: Dealers, Landscapers & Surveyors | Sun Insurance Services
Building material dealers, landscape contractors, and land surveyors in Florida face specific commercial insurance requirements. Learn about coverage options from highly rated carriers for property, liability, professional liability, workers compensation, and equipment protection. Continue Reading Commercial Insurance Florida: Dealers, Landscapers & Surveyors | Sun Insurance Services
Reinsurance Florida | Sun Insurance Services
Learn how reinsurance Florida costs affect your homeowners insurance premiums and why 2026 rate reductions are reaching Florida policyholders. Continue Reading Reinsurance Florida | Sun Insurance Services
Citizens Policy Count Florida | Sun Insurance Services
Citizens policy count in Florida dropped to 278,662 as of June 19, 2026, an all-time low. Learn what this means for all Florida homeowners, even those without Citizens insurance. Continue Reading Citizens Policy Count Florida | Sun Insurance Services
Florida Car Insurance Rates | Sun Insurance Services
Florida car insurance rates are dropping AND rising. Here’s why refunds and rate increases happen at the same time. Continue Reading Florida Car Insurance Rates | Sun Insurance Services
Lending Your Car Insurance Florida | Sun Insurance Services
What happens to your insurance when a friend borrows your car in Florida? Continue Reading Lending Your Car Insurance Florida | Sun Insurance Services