Tag: home insurance

Recent Florida Insurance Penalties: What You Need to Know

Recent Florida Insurance Penalties: What You Need to Know Published November 5, 2025, updated November 6, 2025. Introduction If you live in Florida, you know dealing with insurance companies after a hurricane can be stressful. The good news? Florida regulators are cracking down on insurers who aren’t playing by the rules. Just recently, state regulators… Continue Reading Recent Florida Insurance Penalties: What You Need to Know

Florida Homeowners Windstorm Mitigation: Lower Your Insurance by 10–45%+

A simple Florida-focused guide to inspections, discounts, and upgrades. When you’re ready, at Sun Insurance we will run quotes that factor in every eligible credit. Kim OsburnPersonal Lines Insurance Agentsuninsuranceservices.com/kim407-781-1620 • kim@suninsuranceservices.com What’s Inside What Is Windstorm Mitigation—and Why It Matters Windstorm mitigation means building features that stand up to hurricane-force winds—things like roof deck… Continue Reading Florida Homeowners Windstorm Mitigation: Lower Your Insurance by 10–45%+

How to Maximize Your Savings When Florida Homeowners Insurance Rates Drop

Homeowners across Florida are seeing rare relief as insurance rates drop—some by as much as 8%. Learn how to use this window to strengthen coverage, lower deductibles, and maximize savings. Sun Insurance Services explains how Central Florida homeowners can act now to lock in value while maintaining strong protection. Continue Reading How to Maximize Your Savings When Florida Homeowners Insurance Rates Drop

Citizens Insurance Depopulation: Your Guide to Loggerhead Replacement Options

Citizens Depopulation: Loggerhead Replacement Guide Florida homeowners are receiving Citizens depopulation notices in large numbers. If you live in Orlando, Fort Myers, or anywhere in the state, you may have seen a letter saying your Citizens policy will be moved to Loggerhead Insurance. These letters can be confusing. Knowing why this happens—and what it means… Continue Reading Citizens Insurance Depopulation: Your Guide to Loggerhead Replacement Options

Comprendiendo los Beneficios del Seguro: Una Guía para Residentes de Florida

Eventos climáticos severos, accidentes vehiculares, problemas de fontanería o situaciones médicas inesperadas pueden crear desafíos financieros significativos para usted y su familia. El seguro sirve como una herramienta financiera importante durante estos momentos difíciles, aunque muchas personas lo consideran opcional en lugar de necesario. Aprender cómo funciona el seguro y la protección que brinda puede… Continue Reading Comprendiendo los Beneficios del Seguro: Una Guía para Residentes de Florida

Understanding Homeowners Insurance Rate Changes: What Every Florida Homeowner Should Know

Homeowners insurance rates can seem like a mystery, fluctuating up and down based on factors that aren’t always clear to policyholders. Recent positive news about HO3 rate decreases in Central Florida provides an excellent opportunity to explain how insurance rates work and what drives these changes. Understanding these dynamics can help you make better decisions… Continue Reading Understanding Homeowners Insurance Rate Changes: What Every Florida Homeowner Should Know

Great News for Central Florida Homeowners: HO3 Insurance Rates Are Dropping!

Great News for Central Florida Homeowners: HO3 Insurance Rates Are Dropping! Central Florida homeowners have something to celebrate this fall! Starting September 18, 2025, eligible HO3 homeowners insurance policies will see significant rate decreases, with some policyholders experiencing reductions of up to 8%. This exciting development comes as welcome relief for Florida residents who have… Continue Reading Great News for Central Florida Homeowners: HO3 Insurance Rates Are Dropping!