Tag: insurance news

Recent Florida Insurance Penalties: What You Need to Know

Recent Florida Insurance Penalties: What You Need to Know Published November 5, 2025, updated November 6, 2025. Introduction If you live in Florida, you know dealing with insurance companies after a hurricane can be stressful. The good news? Florida regulators are cracking down on insurers who aren’t playing by the rules. Just recently, state regulators… Continue Reading Recent Florida Insurance Penalties: What You Need to Know

AI in Insurance: How Technology Is Changing Coverage in Florida

The Big Picture Artificial intelligence (AI) is changing how Florida insurance companies evaluate risk, price policies, and help customers. From hurricane prediction to faster claims, technology is improving speed and accuracy—but it also raises new questions about fairness and transparency. At Sun Insurance Services in Orlando, we see these changes up close. Our goal is… Continue Reading AI in Insurance: How Technology Is Changing Coverage in Florida

How to Afford Car Insurance in Florida: Smart Strategies

Published October 14, 2025, Florida drivers face unique challenges when it comes to car insurance costs. With the state’s no-fault insurance laws, frequent severe weather, and high accident rates, finding affordable coverage can feel overwhelming. However, with the right strategies and knowledge, you can secure adequate protection without breaking your budget. Whether you’re a first-time… Continue Reading How to Afford Car Insurance in Florida: Smart Strategies

How to Maximize Your Savings When Florida Homeowners Insurance Rates Drop

Homeowners across Florida are seeing rare relief as insurance rates drop—some by as much as 8%. Learn how to use this window to strengthen coverage, lower deductibles, and maximize savings. Sun Insurance Services explains how Central Florida homeowners can act now to lock in value while maintaining strong protection. Continue Reading How to Maximize Your Savings When Florida Homeowners Insurance Rates Drop

NFIP Shutdown: How Florida Homeowners Can Navigate Coverage Gaps

NFIP Shutdown: How Florida Homeowners Can Navigate Coverage Gaps Updated October 2, 2025 — The National Flood Insurance Program (NFIP) shutdown has been active for just over one full day. Introduction The National Flood Insurance Program (NFIP) officially shut down just over a day ago, placing Florida homeowners and buyers in a precarious position during… Continue Reading NFIP Shutdown: How Florida Homeowners Can Navigate Coverage Gaps

Citizens Insurance Depopulation: Your Guide to Loggerhead Replacement Options

Citizens Depopulation: Loggerhead Replacement Guide Florida homeowners are receiving Citizens depopulation notices in large numbers. If you live in Orlando, Fort Myers, or anywhere in the state, you may have seen a letter saying your Citizens policy will be moved to Loggerhead Insurance. These letters can be confusing. Knowing why this happens—and what it means… Continue Reading Citizens Insurance Depopulation: Your Guide to Loggerhead Replacement Options

Understanding Homeowners Insurance Rate Changes: What Every Florida Homeowner Should Know

Homeowners insurance rates can seem like a mystery, fluctuating up and down based on factors that aren’t always clear to policyholders. Recent positive news about HO3 rate decreases in Central Florida provides an excellent opportunity to explain how insurance rates work and what drives these changes. Understanding these dynamics can help you make better decisions… Continue Reading Understanding Homeowners Insurance Rate Changes: What Every Florida Homeowner Should Know

Florida’s Insurance Market Shows Strong Recovery: 15 New Companies Enter Since Reforms

Florida Insurance Market Transformation Florida homeowners have reason for optimism as the state’s insurance market continues its remarkable recovery. With Vision Insurance Exchange becoming the 15th new insurance company to receive permits since legislative reforms in 2022 and 2023, the market is showing clear signs of stabilization and growth. What’s Driving New Insurance Companies to… Continue Reading Florida’s Insurance Market Shows Strong Recovery: 15 New Companies Enter Since Reforms