Florida Statute 440.38 requires HVAC contractors to carry workers compensation from the first employee. Sun Insurance Services specializes in workers comp placement for Florida contractors- call or text (407) 781-1600. Continue Reading Workers Comp HVAC Florida: What Every HVAC Contractor Needs to Know
Tag: Business Property Insurance
Florida Plumbing Contractor Insurance Guide | Sun Insurance
Florida plumbing contractors need $1M/$2M general liability, workers comp, and tools coverage. Sun Insurance helps you get the right policy — not just the cheapest one. Get a quote today. Continue Reading Florida Plumbing Contractor Insurance Guide | Sun Insurance
Workers’ Compensation Insurance for HVAC Contractors in Florida
HVAC contractor installing rooftop air conditioning unit in Florida heat, representing workers’ comp coverage by Sun Insurance Services Continue Reading Workers’ Compensation Insurance for HVAC Contractors in Florida
Workers’ Compensation Insurance for Roofers and Small Trade Contractors in Florida: What You Need to Know
Introduction Running a roofing company or small trade business in Florida comes with unique challenges. Between the physical risks of the job and the strict state regulations, workers’ compensation insurance is one of the most important coverages you can have. In fact, Florida singles out construction trades—including roofing, carpentry, drywall, HVAC, painting, and more—as high-risk… Continue Reading Workers’ Compensation Insurance for Roofers and Small Trade Contractors in Florida: What You Need to Know
How NCCI Rate Recommendations Affect Florida Business Insurance Costs (2026 Update)
Insurance Agent – Scott Mauldin 📞 Call or Text: (407) 781-1609 ✉️ scott@suninsuranceservices.com How NCCI Rate Recommendations Affect Your Business Insurance The National Council on Compensation Insurance (NCCI) plays a crucial role in determining workers’ compensation insurance rates across multiple states, including Florida. When NCCI recommends changes, business owners feel the impact directly in their… Continue Reading How NCCI Rate Recommendations Affect Florida Business Insurance Costs (2026 Update)
Commercial Insurance for Construction and Contracting Businesses: A Complete Guide
Running a construction business in Florida comes with risk. One accident, claim, or equipment theft can put your livelihood on the line. At Sun Insurance Services, we help contractors secure affordable, trade-specific insurance so you can focus on winning projects — not worrying about coverage gaps. Get protected today with commercial insurance designed for construction… Continue Reading Commercial Insurance for Construction and Contracting Businesses: A Complete Guide
Citizens Insurance Depopulation: Your Guide to Loggerhead Replacement Options
Citizens Depopulation: Loggerhead Replacement Guide Florida homeowners are receiving Citizens depopulation notices in large numbers. If you live in Orlando, Fort Myers, or anywhere in the state, you may have seen a letter saying your Citizens policy will be moved to Loggerhead Insurance. These letters can be confusing. Knowing why this happens—and what it means… Continue Reading Citizens Insurance Depopulation: Your Guide to Loggerhead Replacement Options
Florida’s Insurance Market Shows Strong Recovery: 15 New Companies Enter Since Reforms
Florida Insurance Market Transformation Florida homeowners have reason for optimism as the state’s insurance market continues its remarkable recovery. With Vision Insurance Exchange becoming the 15th new insurance company to receive permits since legislative reforms in 2022 and 2023, the market is showing clear signs of stabilization and growth. What’s Driving New Insurance Companies to… Continue Reading Florida’s Insurance Market Shows Strong Recovery: 15 New Companies Enter Since Reforms
HVAC Insurance in Florida: Protect Your Business Today
HVAC Insurance in Florida: Protect Your Business Today Running an HVAC business in Florida means more than keeping customers cool—it means protecting your livelihood from risks that ride along on every job. From installing rooftop units under the blazing sun to handling refrigerant lines in tight spaces, contractors face unique challenges daily. One accident, property… Continue Reading HVAC Insurance in Florida: Protect Your Business Today
