Tag: Business Property Insurance

Workers’ Compensation Insurance for Roofers and Small Trade Contractors in Florida: What You Need to Know

Workers’ Compensation Insurance for Roofers and Small Trade Contractors in Florida Florida roofers and other construction trade contractors generally need workers’ compensation insurance when they have one or more employees, including non-exempt business owners. Coverage can help provide eligible benefits after covered workplace injuries and helps contractors meet Florida compliance and contract requirements. Sun Insurance… Continue Reading Workers’ Compensation Insurance for Roofers and Small Trade Contractors in Florida: What You Need to Know

How NCCI Rate Recommendations Affect Florida Business Insurance Costs (2026 Update)

Insurance Agent – Scott Mauldin 📞 Call or Text: (407) 781-1609 ✉️ scott@suninsuranceservices.com How NCCI Rate Recommendations Affect Your Business Insurance The National Council on Compensation Insurance (NCCI) plays a crucial role in determining workers’ compensation insurance rates across multiple states, including Florida. When NCCI recommends changes, business owners feel the impact directly in their… Continue Reading How NCCI Rate Recommendations Affect Florida Business Insurance Costs (2026 Update)

Commercial Insurance for Construction and Contracting Businesses: A Complete Guide

Florida Construction Insurance Florida contractor insurance helps construction businesses protect against jobsite liability, employee injuries, vehicle accidents, stolen tools, property damage, completed-operations claims, contract requirements, and other trade-specific risks. Sun Insurance Services helps Florida contractors compare commercial insurance options from multiple carriers and coordinate coverage around the work they actually perform. Request a Contractor Insurance… Continue Reading Commercial Insurance for Construction and Contracting Businesses: A Complete Guide

Citizens Insurance Depopulation: Your Guide to Loggerhead Replacement Options

Citizens Depopulation: Loggerhead Replacement Guide Florida homeowners are receiving Citizens depopulation notices in large numbers. If you live in Orlando, Fort Myers, or anywhere in the state, you may have seen a letter saying your Citizens policy will be moved to Loggerhead Insurance. These letters can be confusing. Knowing why this happens—and what it means… Continue Reading Citizens Insurance Depopulation: Your Guide to Loggerhead Replacement Options

Florida’s Insurance Market Shows Strong Recovery: 15 New Companies Enter Since Reforms

Florida Insurance Market Transformation Florida homeowners have reason for optimism as the state’s insurance market continues its remarkable recovery. With Vision Insurance Exchange becoming the 15th new insurance company to receive permits since legislative reforms in 2022 and 2023, the market is showing clear signs of stabilization and growth. What’s Driving New Insurance Companies to… Continue Reading Florida’s Insurance Market Shows Strong Recovery: 15 New Companies Enter Since Reforms

HVAC Insurance in Florida: Protect Your Business Today

HVAC Insurance in Florida Florida HVAC contractor insurance can help protect air-conditioning and mechanical businesses against jobsite liability, water-damage claims, completed-operations losses, employee injuries, commercial vehicle accidents, stolen tools, and contract requirements. Sun Insurance Services helps Florida HVAC contractors compare commercial insurance options from multiple carriers and review the limits, endorsements, certificates, and exclusions that… Continue Reading HVAC Insurance in Florida: Protect Your Business Today