Recent Orlando flooding is a reminder that Central Florida homes can face flood risk even miles from the coast. Learn what homeowners insurance typically excludes, how flood insurance works, and when to review your options. Continue Reading Orlando Flooding & Flood Insurance | Sun Insurance Services
Tag: Florida Homeowners Insurance
Florida Governor Candidates on Property Insurance: What Voters Should Know
Florida’s candidates for governor are proposing very different approaches to property insurance. Here is a neutral look at what David Jolly and Byron Donalds are proposing, what remains uncertain, and why the differences matter to homeowners. Continue Reading Florida Governor Candidates on Property Insurance: What Voters Should Know
What Is Form OIR-B1-1802? | Sun Insurance Services, Inc.
Form OIR-B1-1802 is Florida’s Uniform Mitigation Verification Inspection Form. It is used to document wind-resistant construction features that an insurance company may evaluate when determining applicable wind mitigation credits. Learn what the form covers, who can complete it, how long it is valid, and what changed in 2026. Continue Reading What Is Form OIR-B1-1802? | Sun Insurance Services, Inc.
Who can sign a Wind Mitigation form in Florida?
Florida law limits who can sign the Uniform Mitigation Verification Inspection Form, OIR-B1-1802. Qualified inspectors can include properly trained Florida-licensed home inspectors, building code inspectors, licensed general, building, or residential contractors, professional engineers, professional architects, and certain other individuals or entities recognized by an insurer. Continue Reading Who can sign a Wind Mitigation form in Florida?
How Long Is a Wind Mitigation Inspection Valid in Florida? | Sun Insurance Services
Florida’s Uniform Mitigation Verification Inspection Form is valid for up to five years if no material changes have been made to the structure and no inaccuracies are found. Learn when a new wind mitigation inspection may be needed and what changed with Florida’s inspection form in 2026. Continue Reading How Long Is a Wind Mitigation Inspection Valid in Florida? | Sun Insurance Services