Form OIR-B1-1802 is Florida’s Uniform Mitigation Verification Inspection Form. It is used to document wind-resistant construction features that an insurance company may evaluate when determining applicable wind mitigation credits. Learn what the form covers, who can complete it, how long it is valid, and what changed in 2026. Continue Reading What Is Form OIR-B1-1802? | Sun Insurance Services, Inc.
Tag: wind mitigation
Who can sign a Wind Mitigation form in Florida?
Florida law limits who can sign the Uniform Mitigation Verification Inspection Form, OIR-B1-1802. Qualified inspectors can include properly trained Florida-licensed home inspectors, building code inspectors, licensed general, building, or residential contractors, professional engineers, professional architects, and certain other individuals or entities recognized by an insurer. Continue Reading Who can sign a Wind Mitigation form in Florida?
How Long Is a Wind Mitigation Inspection Valid in Florida? | Sun Insurance Services
Florida’s Uniform Mitigation Verification Inspection Form is valid for up to five years if no material changes have been made to the structure and no inaccuracies are found. Learn when a new wind mitigation inspection may be needed and what changed with Florida’s inspection form in 2026. Continue Reading How Long Is a Wind Mitigation Inspection Valid in Florida? | Sun Insurance Services
Roof Age Florida Home Insurance | Sun Insurance Services
How roof age affects home insurance eligibility in Florida. Continue Reading Roof Age Florida Home Insurance | Sun Insurance Services
Florida’s New Wind Mitigation Form Is Now in Effect
Florida’s new wind mitigation form is now in effect. Learn what changed in 2026 and how it may affect homeowners, buyers, and Realtors. Continue Reading Florida’s New Wind Mitigation Form Is Now in Effect
Why Property Insurance Costs Keep Rising
Severe storms matter, but rising construction costs, labor shortages, inflation, and development patterns are driving many Florida insurance cost increases. Continue Reading Why Property Insurance Costs Keep Rising
Florida Homeowners Windstorm Mitigation: Lower Your Insurance by 10–45%+
A simple Florida-focused guide to inspections, discounts, and upgrades. When you’re ready, at Sun Insurance we will run quotes that factor in every eligible credit. Kim OsburnPersonal Lines Insurance Agentsuninsuranceservices.com/kim407-781-1620 • kim@suninsuranceservices.com What’s Inside What Is Windstorm Mitigation—and Why It Matters Windstorm mitigation means building features that stand up to hurricane-force winds—things like roof deck… Continue Reading Florida Homeowners Windstorm Mitigation: Lower Your Insurance by 10–45%+