Florida regulators have approved several homeowners insurance rate decreases, while dozens of insurers have filed for reductions or no increases. Here’s what Florida homeowners should know. Continue Reading Florida Insurance Commissioner Announces Rate Decreases | Sun Insurance
Author: jbjones
Other Driver Admitted Fault but Insurance Denied the Claim in Florida | Sun Insurance Services
A driver can admit fault at the scene and still have their insurance company dispute liability later. Here is what Florida drivers should do next. Continue Reading Other Driver Admitted Fault but Insurance Denied the Claim in Florida | Sun Insurance Services
Florida Insurance Affiliate Profits Are Back in the Headlines. Here’s What Homeowners Should Know.
If this story sounds familiar, there’s a reason. Florida insurance companies and the profits earned by their affiliated businesses were the subject of major news coverage and legislative hearings last year. Now the issue is back in the headlines following a new Orlando Sentinel investigation into Florida insurers, affiliate transactions, and the confidentiality of their… Continue Reading Florida Insurance Affiliate Profits Are Back in the Headlines. Here’s What Homeowners Should Know.
Workers’ Comp Insurance for an AV Company in Florida: What Should You Look For?
Florida audio visual companies can have unusual workers’ compensation exposures because employees may work in warehouses, offices, event venues, construction sites, ceilings, lifts, stages, and customer locations. Learn what AV businesses should review before requesting workers’ comp insurance quotes. Continue Reading Workers’ Comp Insurance for an AV Company in Florida: What Should You Look For?
How Much Is Car Insurance for a 21-Year-Old in Florida?
Car insurance for a 21-year-old in Florida can vary significantly by carrier, vehicle, ZIP code, driving history, coverage, and other rating factors. Here is what young drivers should know before buying a used car and requesting insurance quotes. Continue Reading How Much Is Car Insurance for a 21-Year-Old in Florida?
What Is Form OIR-B1-1802? | Sun Insurance Services, Inc.
Form OIR-B1-1802 is Florida’s Uniform Mitigation Verification Inspection Form. It is used to document wind-resistant construction features that an insurance company may evaluate when determining applicable wind mitigation credits. Learn what the form covers, who can complete it, how long it is valid, and what changed in 2026. Continue Reading What Is Form OIR-B1-1802? | Sun Insurance Services, Inc.
Cyber Insurance for Small Businesses: What Coverage Actually Matters?
A compromised email account can lead to fraudulent payment instructions, forensic costs, business interruption, client claims, and reputational damage. Learn which cyber insurance coverages small businesses should review before choosing a policy. Continue Reading Cyber Insurance for Small Businesses: What Coverage Actually Matters?
Florida Workers’ Compensation Rates Could Decrease 7.4% in 2027
NCCI has proposed a 7.4% decrease in Florida workers’ compensation rates effective January 1, 2027. Here is what Florida employers should know about the filing, why rates may decline, and what could affect an individual business’s workers’ compensation premium. Continue Reading Florida Workers’ Compensation Rates Could Decrease 7.4% in 2027
Who can sign a Wind Mitigation form in Florida?
Florida law limits who can sign the Uniform Mitigation Verification Inspection Form, OIR-B1-1802. Qualified inspectors can include properly trained Florida-licensed home inspectors, building code inspectors, licensed general, building, or residential contractors, professional engineers, professional architects, and certain other individuals or entities recognized by an insurer. Continue Reading Who can sign a Wind Mitigation form in Florida?
How Long Is a Wind Mitigation Inspection Valid in Florida? | Sun Insurance Services
Florida’s Uniform Mitigation Verification Inspection Form is valid for up to five years if no material changes have been made to the structure and no inaccuracies are found. Learn when a new wind mitigation inspection may be needed and what changed with Florida’s inspection form in 2026. Continue Reading How Long Is a Wind Mitigation Inspection Valid in Florida? | Sun Insurance Services