Author: jbjones

Homeowners Insurance Cover Gold | Sun Insurance Services

Does homeowners insurance cover gold? In many cases, gold coins, bullion, and precious metals are subject to special policy sub-limits that can leave homeowners underinsured. Learn how standard homeowners insurance treats gold, storage considerations, and coverage options available to Florida homeowners. Continue Reading Homeowners Insurance Cover Gold | Sun Insurance Services

When a Parent Co-Signs and Co-Owns an Adult Child’s Car

When a parent co-signs a car loan for an adult child in Florida, the parent may still have liability exposure if their name is on the vehicle title. This article explains how auto insurance, named insured status, umbrella coverage, uninsured motorist coverage, and vehicle ownership can create coverage gaps and financial risk after an accident. Continue Reading When a Parent Co-Signs and Co-Owns an Adult Child’s Car

Jewelry Insurance vs. Homeowners Rider: Which Fits Your Needs?

Published March 9, 2026, updated May 1, 2026. Introduction Florida homeowners looking to insure jewelry generally have two options: adding a scheduled personal property endorsement to an existing homeowners policy, or purchasing a separate standalone jewelry insurance policy. Each carries distinct coverage terms, cost structures, and claims implications — and the right choice depends on… Continue Reading Jewelry Insurance vs. Homeowners Rider: Which Fits Your Needs?